Esquire Financial Holdings, Inc. (ESQ) stock
Close on Nov 12, 2026Market cap $1.59BP/E 21.9Yield 0.53%
Esquire Financial Holdings, Inc. grew revenue 30.8% to $183.38M over the twelve months to Sep 30, 2026. Free cash flow was $63.18M, up 21.9% from a year earlier. At the latest close the market valued the company at $1.59B, 21.9 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026
Valuation
- Market cap
- $1.59B
- P/E ratio
- 21.9
- Price to sales
- 8.69
- Price to book
- 2.03
- Dividend yield
- 0.53%
- Free cash flow yield
- 3.96%
Fundamentals
- Revenue
- $183.38M
- Net income
- $56.14M
- EPS, diluted
- $6.01
- Free cash flow
- $63.18M
- Book value per share
- $70.59
- Diluted shares
- 11M
Trading
- Next earnings
- Jan 21, 2027 (estimated, before the open)
- Previous close
- $132.30
- Open
- $132.50
- Day's range
- $131.22 – $132.60
- Volume
- 224,022
- Average volume (20 days)
- 156,159
- Index membership
- Russell 2000 (since Jun 2022), Russell 3000 (since Aug 2022)
- Beta (5 years)
- 0.54
- 52-week range
- $94.00 – $134.81
- RSI (14 days)
- 63.7
- Volatility (1 year)
- 32.5%
- Relative volume
- 1.40×
- WACC
- 7.6%
Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.
Market cap history
Month-end market cap since 2017, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | ESQ | S&P 500 | Difference | ESQ per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +8.7% | -2.7% | +11.4 pts | ||
| 3 months | -0.7% | -1.7% | +1.0 pts | ||
| Year to date | +29.7% | +11.9% | +17.8 pts | ||
| 1 year | +33.2% | +12.0% | +21.2 pts | ||
| 3 years | +190.4% | +78.2% | +112.2 pts | +42.7% | +21.2% |
| 5 years | +279.1% | +73.2% | +205.8 pts | +30.5% | +11.6% |
Twelve years at a glance
Fiscal years 2014 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases Esquire Financial filed with the SEC as exhibits to Form 8-K or 6-K
- News
- Results
- Results
- News
- News
- Results
About Esquire Financial
Commercial Banks, NEC
Esquire Financial Holdings, Inc. operates as the bank holding company for Esquire Bank, National Association, offering commercial and retail banking services alongside payment processing solutions. The organization tailors specialized credit and treasury offerings to the nationwide legal community, extending working capital lines, case cost financing, and term loans while managing claimant escrow and operating deposit accounts. Concurrently, it delivers merchant payment acquiring, transaction processing, and commercial clearing services to small business merchants across the country, primarily partnering through independent sales organizations.
Company profile, executives and historyEsquire Financial stock: common questions
What is Esquire Financial's stock price?
ESQ closed at $131.69 on Nov 12, 2026, down 0.46% on the day. Over the past 52 weeks it traded between $94.00 and $134.81.
What is Esquire Financial's market cap?
Esquire Financial was worth $1.59B at the close on Nov 12, 2026: the share price times the diluted shares outstanding.
What is ESQ's P/E ratio?
ESQ trades at 21.9 times earnings, based on diluted earnings per share of $6.01 over the twelve months to Sep 30, 2026.
How much revenue does Esquire Financial make?
Esquire Financial reported revenue of $183.38M for the twelve months to Sep 30, 2026, up 30.8% from a year earlier.
Does Esquire Financial pay a dividend?
Yes. Esquire Financial paid $0.70 per share over the last twelve months, a yield of 0.53% at the latest price, and has raised its annual dividend 3 years in a row.
When does Esquire Financial report earnings next?
Esquire Financial is expected to report Q4 FY2026 results on Jan 21, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.
How has ESQ stock performed over the past year?
Including dividends, ESQ returned +33.2% over the past year, against +12.0% for the S&P 500.
How many ESQ shares are sold short?
1M shares were sold short at the latest FINRA report, 11.75% of the float, or 8.0 days of average trading volume.
Who are Esquire Financial's competitors?
Companies most similar to Esquire Financial by business, industry and size include CWBC, PGC, NEWT, EGBN, CBAN.
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