Deluxe Corp (DLX) stock

DLXNYSEBlankbooks, Looseleaf Binders & Bookbindg & Relatd WorkFiscal year ends December 31

Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 12/302% below fair value

$26.78+0.09 (+0.34%)

Close on Nov 13, 2026Market cap $1.23BP/E 15.6Yield 4.48%

Deluxe statistics

104 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings: Jan 27, 2027 (estimated, after the close)
Last ex-dividend date: Aug 18, 2026
Fundamentals through: Sep 30, 2026
Share price as of: Nov 13, 2026

Valuation ratiosIndustry

Market Cap: $1.23B; $1.04B
Enterprise Value: $3.16B; $1.19B
PE Ratio: 15.57; 18.20
PS Ratio: 0.58; 0.76
P/FCF Ratio: 5.73; 10.51
P/OCF Ratio: 3.86; 8.30

Enterprise valuationIndustry

EV / Sales: 1.48; 1.10
EV / EBITDA: 8.24; 9.63
EV / EBIT: 13.86; 14.96
EV / FCF: 14.73; 18.13

Share statisticsIndustry

Shares Outstanding: 46M; 48M
Shares Change (YoY): 2.25%; 0.05%
Shares Change (QoQ): 0.22%; 0.13%
Float: 44M; 28M
Shares Held by Insiders: 3.19%; 13.4%
Shares Held by Institutions: 88.0%; 85.4%

Short sellingIndustry

Short Interest: 4M; –
Short Interest Change: 2.79%; -0.96%
Short % of Float: 9.21%; 10.6%
Short % of Shares Outstanding: 8.91%; 7.09%
Days to Cover: 10.42; 7.39

Stock price statisticsIndustry

52-Week High: $32.07; –
52-Week Low: $18.56; –
20-Day Moving Average: $24.30; –
50-Day Moving Average: $23.74; –
200-Day Moving Average: $25.44; –
Average True Range (14): $0.99; –
Price Change (1 Week): 0.83%; 2.22%
Price Change (1 Month): 17.0%; -1.43%
Price Change (3 Months): 10.3%; -4.84%
Price Change (6 Months): 15.6%; 4.05%
Price Change (YTD): 19.9%; 19.9%
Price Change (1 Year): 29.2%; 28.9%
Price Change (3 Years): 40.3%; 28.7%
Price Change (5 Years): -29.1%; -0.58%
Price Change (10 Years): -59.9%; -12.8%
Average Volume (10 Days): 597,963; –
Average Volume (20 Days): 496,312; –
Average Volume (90 Days): 447,915; –
Relative Volume: 0.95; 0.75
Relative Strength Index (14): 64.4; 48.2
Volatility (1 Year): 42.7%; 44.9%
Beta (5 Years): 1.07; 0.85

MarginsIndustry

Gross Margin: 52.0%; 36.1%
Operating Margin: 10.7%; 7.67%
Pretax Margin: 5.52%; 4.01%
Profit Margin: 3.76%; 3.55%
EBITDA Margin: 18.0%; 13.6%
FCF Margin: 10.1%; 10.1%

Returns on capitalIndustry

Return on Assets (ROA): 2.72%; 2.94%
Return on Capital Employed (ROCE): 7.95%; 7.95%

Financial positionIndustry

Current Ratio: 1.07; 1.21
Quick Ratio: 0.64; 0.82
Debt / EBITDA: 5.23; 3.61
Debt / FCF: 9.35; 8.61
Net Debt / EBITDA: 5.04; 3.29
Interest Coverage: 1.90; 1.26

GrowthIndustry

Revenue Growth (YoY): 0.37%; 0.96%
Net Income Growth (YoY): -3.39%; -3.39%
EPS Growth (YoY): -6.01%; 4.08%
FCF Growth (YoY): 62.9%; 22.6%
Revenue Growth (3Y CAGR): -1.59%; -1.59%
Revenue Growth (5Y CAGR): 3.56%; 1.85%
EPS Growth (3Y CAGR): 6.27%; 6.59%
EPS Growth (5Y CAGR): 74.9%; 12.3%

EfficiencyIndustry

Asset Turnover: 0.72; 0.73
Inventory Turnover: 29.32; 7.89
Revenue Per Employee: $465.22K; $357.47K
Profits Per Employee: $17.48K; $11.90K
Employee Count: 4,571; 4,400
WACC: 6.51%; 7.97%

Income statement (TTM)Industry

Revenue: $2.13B; $1.62B
Gross Profit: $1.11B; $687.39M
Operating Income: $227.90M; $70.30M
Pretax Income: $117.40M; $79.40M
Net Income: $79.90M; $56.60M
EBITDA: $383.10M; $87.00M
EPS (Diluted): $1.72; $1.37

Balance sheetIndustry

Cash & Short-Term Investments: $74.90M; $106.61M
Total Debt: $2.00B; $934.04M
Net Cash (Debt): -$1.93B; -$315.62M
Net Cash Per Share: -$42.07; -$5.57
Working Capital: $30.20M; $23.76M

Cash flow (TTM)Industry

Operating Cash Flow: $318.00M; $105.75M
Capital Expenditures: -$103.70M; -$46.30M
Free Cash Flow: $214.30M; $81.34M
FCF Per Share: $4.67; $2.27

Dividends and yieldsIndustry

Earnings Yield: 6.51%; 3.79%
FCF Yield: 17.5%; 5.84%
Dividend Yield: 4.48%; 4.21%
Shareholder Yield: 4.48%; 4.48%
Dividend Per Share: $1.20; $0.76
Dividend Growth (YoY): 0.00%; 0.00%
Years of Dividend Growth: 0; 0
Payout Ratio: 70.8%; 37.1%
FCF Payout Ratio: 26.4%; 30.5%

Taxes and interestIndustry

Interest Expense: $119.90M; $40.70M
Income Tax: $37.40M; $11.48M
Effective Tax Rate: 31.9%; 28.0%

Scores and fair valueIndustry

Altman Z-Score: 1.40; 2.16
Piotroski F-Score: 7; 6
Beneish M-Score: -2.70; -2.67
Lynch Fair Value: $43.00; –
Lynch Upside: 60.6%; -21.5%

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.

Period	DLX	S&P 500	Difference	DLX per year	S&P 500 per year
1 month	+15.9%	-3.0%	+19.0 pts
3 months	+11.9%	-2.8%	+14.6 pts
Year to date	+24.3%	+11.5%	+12.8 pts
1 year	+37.9%	+13.5%	+24.4 pts
3 years	+78.9%	+77.7%	+1.2 pts	+21.4%	+21.1%
5 years	-6.0%	+72.6%	−78.6 pts	-1.2%	+11.5%
10 years	-38.9%	+308.2%	−347.1 pts	-4.8%	+15.1%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.

4M DLX shares were sold short on Oct 30, 2026, up 2.8% from the previous report, or 9.21% of the shares available to trade. At recent volumes it would take 10.4 days to buy them back. Over the last 20 sessions, 59.9% of the volume reported to FINRA was short selling.

Settlement date	Shares short	Change	Avg. daily volume	Days to cover
Oct 30, 2026	4,086,667	+2.8%	392,370	10.4
Oct 15, 2026	3,975,757	+2.8%	495,055	8.0
Sep 30, 2026	3,867,943	-4.4%	468,711	8.3
Sep 15, 2026	4,046,542	+1.3%	453,012	8.9
Aug 31, 2026	3,993,843	+10.9%	446,504	8.9
Aug 14, 2026	3,599,716	-0.6%	457,579	7.9
Jul 31, 2026	3,620,449	-1.0%	345,025	10.5
Jul 15, 2026	3,656,179	-1.1%	353,843	10.3
Jun 30, 2026	3,696,914	+2.9%	591,840	6.3
Jun 15, 2026	3,594,415	+6.4%	394,441	9.1
May 29, 2026	3,377,432	-3.8%	380,878	8.9
May 15, 2026	3,509,664	-5.9%	700,234	5.0