Customers Bancorp, Inc. (CUBI) stock
CUBINYSEState Commercial BanksFiscal year ends December 31Also trades as CUBB
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 12/3011% above fair value
$85.25−0.02 (-0.02%)
Close on Nov 11, 2026Market cap $2.97BP/E 10.3Yield –
Customers Bancorp statistics
69 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- –
- Last ex-dividend date
- No dividends
- Fundamentals through
- Sep 30, 2026
- Share price as of
- –
Share statisticsIndustry
- Shares Change (YoY)
- 7.30%
- 0.35%
- Shares Change (QoQ)
- -1.28%
- 0.00%
- Float
- 32M
- 17M
- Shares Held by Insiders
- 6.13%
- 6.05%
- Shares Held by Institutions
- 101.5%
- 61.3%
Short sellingIndustry
- Short Interest
- 3M
- –
- Short Interest Change
- 1.57%
- -4.13%
- Days to Cover
- 7.57
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $89.60
- –
- 52-Week Low
- $63.44
- –
- 20-Day Moving Average
- $83.25
- –
- 50-Day Moving Average
- $79.25
- –
- 200-Day Moving Average
- $76.25
- –
- Average True Range (14)
- $2.41
- –
- Price Change (1 Week)
- 1.04%
- 0.51%
- Price Change (1 Month)
- 16.1%
- 4.83%
- Price Change (3 Months)
- 1.94%
- -3.58%
- Price Change (6 Months)
- 15.4%
- 10.8%
- Price Change (YTD)
- 16.5%
- 19.6%
- Price Change (1 Year)
- 26.2%
- 25.4%
- Price Change (3 Years)
- 105.3%
- 76.7%
- Price Change (5 Years)
- 43.9%
- 26.5%
- Price Change (10 Years)
- 209.1%
- 67.0%
- Average Volume (10 Days)
- 257,840
- –
- Average Volume (20 Days)
- 312,739
- –
- Average Volume (90 Days)
- 281,940
- –
- Relative Volume
- 0.76
- 0.67
- Relative Strength Index (14)
- 60.2
- 52.6
- Volatility (1 Year)
- 30.0%
- 24.4%
- Beta (5 Years)
- 1.23
- 0.63
MarginsIndustry
- Pretax Margin
- 40.6%
- 36.9%
- FCF Margin
- 34.0%
- 33.8%
Returns on capitalIndustry
- Return on Equity (ROE)
- 13.6%
- 10.8%
- Return on Assets (ROA)
- 1.14%
- 1.16%
Financial positionIndustry
- Debt / Equity
- 0.11
- 0.21
- Debt / FCF
- 0.79
- 1.42
GrowthIndustry
- Revenue Growth (YoY)
- 24.1%
- 11.8%
- Net Income Growth (YoY)
- 66.6%
- 22.7%
- EPS Growth (YoY)
- 67.3%
- 21.6%
- FCF Growth (YoY)
- -36.1%
- 27.5%
- Revenue Growth (3Y CAGR)
- 7.65%
- 5.82%
- Revenue Growth (5Y CAGR)
- 82.7%
- 6.17%
- EPS Growth (3Y CAGR)
- -1.30%
- 1.31%
- EPS Growth (5Y CAGR)
- 10.9%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.04
- 0.04
- Revenue Per Employee
- $3.10M
- $359.04K
- Profits Per Employee
- $980.29K
- $110.51K
- Employee Count
- 300
- 492
Income statement (TTM)Industry
- Pretax Income
- $377.67M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $3.37B
- $166.15M
- Net Cash Per Share
- $99.90
- $8.19
- Equity (Book Value)
- $2.19B
- $570.13M
- Book Value Per Share
- $64.90
- $28.22
- Tangible Book Value
- $2.19B
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$4.22M
- -$4.27M
- FCF Per Share
- $9.36
- $3.35
Taxes and interestIndustry
- Income Tax
- $83.58M
- $16.14M
- Effective Tax Rate
- 22.1%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $109.76
- $45.31
- Piotroski F-Score
- 6
- 6
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | CUBI | S&P 500 | Difference | CUBI per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +15.1% | -2.4% | +17.6 pts | ||
| 3 months | +2.9% | -1.2% | +4.0 pts | ||
| Year to date | +16.6% | +12.3% | +4.3 pts | ||
| 1 year | +26.2% | +12.4% | +13.8 pts | ||
| 3 years | +106.1% | +78.8% | +27.3 pts | +27.3% | +21.4% |
| 5 years | +43.7% | +75.2% | −31.5 pts | +7.5% | +11.9% |
| 10 years | +209.3% | +311.1% | −101.8 pts | +12.0% | +15.2% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
3M CUBI shares were sold short on Oct 30, 2026, up 1.6% from the previous report. At recent volumes it would take 7.6 days to buy them back. Over the last 20 sessions, 67.6% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 2,764,962 | +1.6% | 365,463 | 7.6 |
| Oct 15, 2026 | 2,722,310 | +5.8% | 314,064 | 8.7 |
| Sep 30, 2026 | 2,573,400 | +2.4% | 306,131 | 8.4 |
| Sep 15, 2026 | 2,514,167 | +11.8% | 252,699 | 9.9 |
| Aug 31, 2026 | 2,247,853 | -2.4% | 206,392 | 10.9 |
| Aug 14, 2026 | 2,303,565 | -4.5% | 278,196 | 8.3 |
| Jul 31, 2026 | 2,411,930 | +1.7% | 297,042 | 8.1 |
| Jul 15, 2026 | 2,372,488 | +1.7% | 332,771 | 7.1 |
| Jun 30, 2026 | 2,332,078 | +0.3% | 383,223 | 6.1 |
| Jun 15, 2026 | 2,325,653 | +10.2% | 307,639 | 7.6 |
| May 29, 2026 | 2,109,611 | -8.5% | 298,001 | 7.1 |
| May 15, 2026 | 2,305,621 | -2.1% | 348,589 | 6.6 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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