Columbia Financial, Inc./MD/ (CLBK) stock
CLBKNasdaqSavings Institution, Federally CharteredFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 9, 2026Score 8/3028% above fair value
$11.16−0.06 (-0.53%)
Close on Nov 13, 2026Market cap $3.01BP/E 25.4Yield –
Columbia Financial statistics
82 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Feb 1, 2027 (estimated, before the open)
- Last ex-dividend date
- Nov 10, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 0.95
- 1.52
- P/OCF Ratio
- 31.09
- 9.82
Enterprise valuationIndustry
- EV / Sales
- 8.22
- 2.95
- EV / FCF
- 28.92
- 8.49
Share statisticsIndustry
- Shares Change (YoY)
- 4.96%
- 0.33%
- Shares Change (QoQ)
- 159.0%
- 0.00%
- Float
- 264M
- 17M
- Shares Held by Insiders
- 1.91%
- 6.05%
- Shares Held by Institutions
- 13.4%
- 61.3%
Short sellingIndustry
- Short Interest
- 20M
- –
- Short Interest Change
- -10.8%
- -4.13%
- Short % of Float
- 7.60%
- 3.58%
- Short % of Shares Outstanding
- 7.45%
- 3.18%
- Days to Cover
- 7.04
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $12.00
- –
- 52-Week Low
- $6.56
- –
- 20-Day Moving Average
- $10.98
- –
- 50-Day Moving Average
- $11.13
- –
- 200-Day Moving Average
- $9.73
- –
- Average True Range (14)
- $0.26
- –
- Price Change (1 Week)
- 0.45%
- 0.69%
- Price Change (1 Month)
- 3.14%
- 3.79%
- Price Change (3 Months)
- -4.45%
- -2.72%
- Price Change (6 Months)
- 25.5%
- 12.2%
- Price Change (YTD)
- 58.0%
- 19.9%
- Price Change (1 Year)
- 61.1%
- 25.7%
- Price Change (3 Years)
- 37.5%
- 65.1%
- Price Change (5 Years)
- 27.1%
- 26.9%
- Average Volume (10 Days)
- 3M
- –
- Average Volume (20 Days)
- 3M
- –
- Average Volume (90 Days)
- 5M
- –
- Relative Volume
- 0.45
- 0.68
- Relative Strength Index (14)
- 53.0
- 53.1
- Volatility (1 Year)
- 25.6%
- 24.4%
- Beta (5 Years)
- 0.40
- 0.63
MarginsIndustry
- Pretax Margin
- 19.2%
- 37.0%
- FCF Margin
- 28.4%
- 33.9%
Returns on capitalIndustry
- Return on Equity (ROE)
- 2.25%
- 10.7%
- Return on Assets (ROA)
- 0.34%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- 45.9%
- 11.7%
- Net Income Growth (YoY)
- 226.7%
- 22.6%
- EPS Growth (YoY)
- 528.6%
- 21.6%
- FCF Growth (YoY)
- 38.1%
- 27.2%
- Revenue Growth (3Y CAGR)
- -4.52%
- 5.82%
- Revenue Growth (5Y CAGR)
- 0.46%
- 6.17%
- EPS Growth (3Y CAGR)
- -14.3%
- 1.31%
- EPS Growth (5Y CAGR)
- -0.39%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.02
- 0.04
- Revenue Per Employee
- $389.62K
- $358.92K
- Profits Per Employee
- $60.94K
- $110.51K
- Employee Count
- 796
- 492
- WACC
- 7.60%
- 8.13%
Income statement (TTM)Industry
- Pretax Income
- $59.50M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $458.80M
- $165.09M
- Net Cash Per Share
- $1.70
- $8.07
- Equity (Book Value)
- $3.17B
- $570.13M
- Book Value Per Share
- $11.75
- $28.12
- Tangible Book Value
- $3.17B
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$8.60M
- -$4.24M
- FCF Per Share
- $0.33
- $3.37
Dividends and yieldsIndustry
- Earnings Yield
- 1.61%
- 8.29%
- FCF Yield
- 2.93%
- 9.18%
Taxes and interestIndustry
- Income Tax
- $10.99M
- $16.14M
- Effective Tax Rate
- 18.5%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $10.78
- $45.07
- Graham Upside
- -3.36%
- 18.8%
- Altman Z-Score
- 0.22
- 0.22
- Piotroski F-Score
- 7
- 6
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | CLBK | S&P 500 | Difference | CLBK per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +3.1% | -3.0% | +6.2 pts | ||
| 3 months | -4.3% | -2.8% | −1.5 pts | ||
| Year to date | +59.4% | +11.5% | +47.9 pts | ||
| 1 year | +64.8% | +13.5% | +51.4 pts | ||
| 3 years | +50.6% | +77.7% | −27.1 pts | +14.6% | +21.1% |
| 5 years | +28.3% | +72.6% | −44.3 pts | +5.1% | +11.5% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
20M CLBK shares were sold short on Oct 30, 2026, down 10.8% from the previous report, or 7.60% of the shares available to trade. At recent volumes it would take 7.0 days to buy them back. Over the last 20 sessions, 57.0% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 20,081,991 | -10.8% | 2,853,955 | 7.0 |
| Oct 15, 2026 | 22,510,180 | +2.5% | 3,367,263 | 6.7 |
| Sep 30, 2026 | 21,969,744 | +14.1% | 5,881,157 | 3.7 |
| Sep 15, 2026 | 19,255,474 | +0.8% | 3,202,117 | 6.0 |
| Aug 31, 2026 | 19,108,938 | +9.2% | 3,146,312 | 6.1 |
| Aug 14, 2026 | 17,504,819 | -12.5% | 6,002,409 | 2.9 |
| Jul 31, 2026 | 19,995,956 | +353.8% | 14,044,754 | 1.4 |
| Jul 15, 2026 | 4,406,616 | +1.5% | 418,293 | 10.5 |
| Jun 30, 2026 | 4,339,760 | +18.1% | 504,862 | 8.6 |
| Jun 15, 2026 | 3,674,365 | +15.4% | 357,125 | 10.3 |
| May 29, 2026 | 3,183,040 | +23.8% | 430,915 | 7.4 |
| May 15, 2026 | 2,571,371 | +17.7% | 376,435 | 6.8 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
See a number that looks wrong?