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Civista Bancshares, Inc. (CIVB) stock

CIVBNasdaqState Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 11/302% above fair value
$28.72−0.18 (-0.62%)

Close on Nov 12, 2026Market cap $597.21MP/E 10.3Yield –

Civista Bancshares, Inc. grew revenue 2.7% to $19.04M over the twelve months to Sep 30, 2026. Free cash flow was $42.12M, down 4.4% from a year earlier. At the latest close the market valued the company at $597.21M, 10.3 times its earnings.

Revenue
$19.04M
+2.7% vs. a year earlier
Free cash flow
$42.12M
-4.4% vs. a year earlier
EPS, diluted
$2.79
+3.7% vs. a year earlier

Key statistics

Valuation at the latest close; fundamentals over the trailing twelve months, balances at Sep 30, 2026

Valuation

Market cap
$597.21M
P/E ratio
10.3
Price to sales
31.36
Price to book
1.08
Dividend yield
–
Free cash flow yield
–

Fundamentals

Revenue
$19.04M
Net income
$57.59M
EPS, diluted
$2.79
Free cash flow
$42.12M
Book value per share
$26.71
Diluted shares
21M

Trading

Next earnings
Jan 28, 2027 (estimated, before the open)
Previous close
$28.90
Open
$28.95
Day's range
$28.59 – $28.95
Volume
115,752
Average volume (20 days)
132,418
Index membership
Russell 2000, Russell 3000
Beta (5 years)
0.59
52-week range
$21.10 – $29.97
RSI (14 days)
59.4
Volatility (1 year)
22.9%
Relative volume
0.85×
WACC
7.8%

Index membership is inferred from the holdings of funds that track each index (IWM, IWV), as reported to the SEC for Jun 30, 2026. Join dates come from quarterly fund reports since 2019, so they are accurate to the quarter.

Market cap history

Month-end market cap since 2014, using shares outstanding reported at the time

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.

PeriodCIVBS&P 500DifferenceCIVB per yearS&P 500 per year
1 month+8.2%-2.7%+10.9 pts
3 months+0.7%-1.7%+2.4 pts
Year to date+32.8%+11.9%+20.9 pts
1 year+34.7%+12.0%+22.7 pts
3 years+118.1%+78.2%+39.9 pts+29.7%+21.2%
5 years+33.5%+73.2%−39.8 pts+5.9%+11.6%
10 years+144.5%+309.6%−165.1 pts+9.4%+15.1%

Fifteen years at a glance

Fiscal years 2011 to 2025 and trailing twelve months, USD

Revenue

$19.04M+2.7% YoY

Net income

$57.59M+31.4% YoY

EPS, diluted

$2.79+3.7% YoY

Free cash flow

–
Reported periodTrailing twelve months

Press releases

Releases Civista Bancshares filed with the SEC as exhibits to Form 8-K or 6-K

All press releases and earnings

About Civista Bancshares

State Commercial Banks

Civista Bancshares, Inc. operates as a financial holding company providing commercial banking, equipment financing, and wealth management services through its primary subsidiary, Civista Bank. Its offerings include personal and business deposit accounts, commercial and residential real estate loans, consumer credit, and lines of credit. Through specialized divisions and subsidiaries, the company delivers nationwide equipment leasing, trust and financial planning services, retirement plan advisory, and property-related risk management. It serves individuals, families, businesses, non-profit organizations, and commercial employers.

Company profile, executives and history

Civista Bancshares stock: common questions

What is Civista Bancshares's stock price?

CIVB closed at $28.72 on Nov 12, 2026, down 0.62% on the day. Over the past 52 weeks it traded between $21.10 and $29.97.

What is Civista Bancshares's market cap?

Civista Bancshares was worth $597.21M at the close on Nov 12, 2026: the share price times the diluted shares outstanding.

What is CIVB's P/E ratio?

CIVB trades at 10.3 times earnings, based on diluted earnings per share of $2.79 over the twelve months to Sep 30, 2026.

How much revenue does Civista Bancshares make?

Civista Bancshares reported revenue of $19.04M for the twelve months to Sep 30, 2026, up 2.7% from a year earlier.

Does Civista Bancshares pay a dividend?

No. Civista Bancshares has not paid a cash dividend over the last twelve months.

When does Civista Bancshares report earnings next?

Civista Bancshares is expected to report Q4 FY2026 results on Jan 28, 2027, before the open. The date is estimated from its past reporting pattern until the company confirms it.

How has CIVB stock performed over the past year?

Including dividends, CIVB returned +34.7% over the past year, against +12.0% for the S&P 500.

How many CIVB shares are sold short?

1M shares were sold short at the latest FINRA report, 2.99% of the float, or 4.9 days of average trading volume.

Who are Civista Bancshares's competitors?

Companies most similar to Civista Bancshares by business, industry and size include CSBB, SBFG, CZFS, RMBI, BMRC.

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