Camden National Corp (CAC) stock
CACNasdaqNational Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 16/305% above fair value
$59.31+0.10 (+0.17%)
Close on Nov 12, 2026Market cap $1.00BP/E 11.2Yield 2.83%
Camden National statistics
94 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 26, 2027 (estimated, before the open)
- Last ex-dividend date
- Oct 15, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 12, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.76
- 1.52
- P/OCF Ratio
- 9.42
- 9.78
Enterprise valuationIndustry
- EV / Sales
- 24.56
- 2.95
- EV / FCF
- 10.61
- 8.51
Share statisticsIndustry
- Shares Change (YoY)
- 3.88%
- 0.35%
- Shares Change (QoQ)
- 0.01%
- 0.00%
- Float
- 16M
- 17M
- Shares Held by Insiders
- 2.59%
- 6.05%
- Shares Held by Institutions
- 75.6%
- 61.3%
Short sellingIndustry
- Short Interest
- 705,345
- –
- Short Interest Change
- -6.99%
- -4.13%
- Short % of Float
- 4.29%
- 3.58%
- Short % of Shares Outstanding
- 4.17%
- 3.18%
- Days to Cover
- 8.23
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $60.99
- –
- 52-Week Low
- $37.87
- –
- 20-Day Moving Average
- $57.98
- –
- 50-Day Moving Average
- $57.34
- –
- 200-Day Moving Average
- $52.77
- –
- Average True Range (14)
- $1.74
- –
- Price Change (1 Week)
- 2.40%
- 0.51%
- Price Change (1 Month)
- 6.77%
- 4.83%
- Price Change (3 Months)
- 0.92%
- -3.58%
- Price Change (6 Months)
- 24.8%
- 10.8%
- Price Change (YTD)
- 36.7%
- 19.6%
- Price Change (1 Year)
- 51.2%
- 25.4%
- Price Change (3 Years)
- 82.0%
- 76.7%
- Price Change (5 Years)
- 18.8%
- 26.5%
- Price Change (10 Years)
- 60.4%
- 67.0%
- Average Volume (10 Days)
- 83,993
- –
- Average Volume (20 Days)
- 85,964
- –
- Average Volume (90 Days)
- 91,698
- –
- Relative Volume
- 0.78
- 0.67
- Relative Strength Index (14)
- 58.4
- 52.6
- Volatility (1 Year)
- 26.0%
- 24.4%
- Beta (5 Years)
- 0.55
- 0.63
MarginsIndustry
- Pretax Margin
- 265.0%
- 36.9%
- FCF Margin
- 231.5%
- 33.8%
Returns on capitalIndustry
- Return on Equity (ROE)
- 12.9%
- 10.8%
- Return on Assets (ROA)
- 1.29%
- 1.16%
Financial positionIndustry
- Debt / Equity
- 0.43
- 0.21
- Debt / FCF
- 3.10
- 1.42
GrowthIndustry
- Revenue Growth (YoY)
- 8.96%
- 11.8%
- Net Income Growth (YoY)
- 57.7%
- 22.7%
- EPS Growth (YoY)
- 51.3%
- 21.6%
- FCF Growth (YoY)
- 24.9%
- 27.5%
- Revenue Growth (3Y CAGR)
- 7.85%
- 5.82%
- Revenue Growth (5Y CAGR)
- 8.52%
- 6.17%
- EPS Growth (3Y CAGR)
- -2.71%
- 1.31%
- EPS Growth (5Y CAGR)
- -0.56%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.01
- 0.04
- Revenue Per Employee
- $63.50K
- $359.04K
- Profits Per Employee
- $132.19K
- $110.51K
- Employee Count
- 683
- 492
- WACC
- 7.12%
- 7.91%
Income statement (TTM)Industry
- Pretax Income
- $114.92M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- -$63.12M
- $166.15M
- Net Cash Per Share
- -$3.74
- $8.19
- Equity (Book Value)
- $720.64M
- $570.13M
- Book Value Per Share
- $42.65
- $28.22
- Tangible Book Value
- $569.14M
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$6.02M
- -$4.27M
- FCF Per Share
- $5.94
- $3.35
Dividends and yieldsIndustry
- Earnings Yield
- 9.01%
- 8.32%
- FCF Yield
- 10.0%
- 9.23%
- Dividend Yield
- 2.83%
- 2.44%
- Buyback Yield
- 0.40%
- 1.80%
- Shareholder Yield
- 3.23%
- 3.22%
- Dividend Per Share
- $1.68
- $0.92
- Dividend Growth (YoY)
- 0.00%
- 4.26%
- Years of Dividend Growth
- 0
- 2
- Payout Ratio
- 31.6%
- 29.0%
- FCF Payout Ratio
- 28.4%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $24.64M
- $16.14M
- Effective Tax Rate
- 21.4%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $71.38
- $45.31
- Graham Upside
- 20.4%
- 18.8%
- Altman Z-Score
- 0.22
- 0.22
- Piotroski F-Score
- 5
- 6
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 12, 2026. The S&P 500 is measured by the SPY fund.
| Period | CAC | S&P 500 | Difference | CAC per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +6.7% | -2.7% | +9.4 pts | ||
| 3 months | +2.0% | -1.7% | +3.8 pts | ||
| Year to date | +41.3% | +11.9% | +29.4 pts | ||
| 1 year | +56.2% | +12.0% | +44.2 pts | ||
| 3 years | +108.0% | +78.2% | +29.9 pts | +27.7% | +21.2% |
| 5 years | +46.4% | +73.2% | −26.8 pts | +7.9% | +11.6% |
| 10 years | +128.4% | +309.6% | −181.2 pts | +8.6% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
1M CAC shares were sold short on Oct 30, 2026, down 7.0% from the previous report, or 4.29% of the shares available to trade. At recent volumes it would take 8.2 days to buy them back. Over the last 20 sessions, 57.8% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 705,345 | -7.0% | 85,754 | 8.2 |
| Oct 15, 2026 | 758,358 | +3.5% | 76,726 | 9.9 |
| Sep 30, 2026 | 732,720 | -0.2% | 104,494 | 7.0 |
| Sep 15, 2026 | 734,115 | +8.0% | 83,731 | 8.8 |
| Aug 31, 2026 | 679,470 | +3.3% | 90,459 | 7.5 |
| Aug 14, 2026 | 657,524 | +2.9% | 79,293 | 8.3 |
| Jul 31, 2026 | 638,781 | -6.3% | 109,157 | 5.8 |
| Jul 15, 2026 | 681,384 | -4.6% | 92,704 | 7.3 |
| Jun 30, 2026 | 714,399 | +8.2% | 154,810 | 4.6 |
| Jun 15, 2026 | 659,964 | +9.3% | 80,650 | 8.2 |
| May 29, 2026 | 603,923 | -3.1% | 101,940 | 5.9 |
| May 15, 2026 | 623,211 | +4.4% | 98,712 | 6.3 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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