Byline Bancorp, Inc. (BY) stock
BYNYSEState Commercial Banks
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 14/309% above fair value
$39.20+0.13 (+0.33%)
Close on Nov 13, 2026Market cap $1.77BP/E 11.4Yield 1.02%
Byline Bancorp statistics
92 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 21, 2027 (estimated, after the close)
- Last ex-dividend date
- Aug 4, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.64
- 1.52
- P/OCF Ratio
- 9.44
- 9.82
Enterprise valuationIndustry
- EV / Sales
- 3.32
- 2.95
- EV / FCF
- 8.40
- 8.49
Share statisticsIndustry
- Shares Change (YoY)
- 0.24%
- 0.33%
- Shares Change (QoQ)
- -1.14%
- 0.00%
- Float
- 32M
- 17M
- Shares Held by Insiders
- 28.7%
- 6.05%
- Shares Held by Institutions
- 55.2%
- 61.3%
Short sellingIndustry
- Short Interest
- 1M
- –
- Short Interest Change
- 4.69%
- -4.13%
- Short % of Float
- 4.48%
- 3.58%
- Short % of Shares Outstanding
- 3.19%
- 3.18%
- Days to Cover
- 5.91
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $40.03
- –
- 52-Week Low
- $26.41
- –
- 20-Day Moving Average
- $38.47
- –
- 50-Day Moving Average
- $37.84
- –
- 200-Day Moving Average
- $35.38
- –
- Average True Range (14)
- $0.79
- –
- Price Change (1 Week)
- 2.83%
- 0.69%
- Price Change (1 Month)
- 6.23%
- 3.79%
- Price Change (3 Months)
- 0.13%
- -2.72%
- Price Change (6 Months)
- 23.0%
- 12.2%
- Price Change (YTD)
- 34.5%
- 19.9%
- Price Change (1 Year)
- 42.5%
- 25.7%
- Price Change (3 Years)
- 88.0%
- 65.1%
- Price Change (5 Years)
- 44.8%
- 26.9%
- Average Volume (10 Days)
- 211,854
- –
- Average Volume (20 Days)
- 228,265
- –
- Average Volume (90 Days)
- 253,119
- –
- Relative Volume
- 0.82
- 0.68
- Relative Strength Index (14)
- 60.0
- 53.1
- Volatility (1 Year)
- 20.1%
- 24.4%
- Beta (5 Years)
- 0.70
- 0.63
MarginsIndustry
- Pretax Margin
- 43.8%
- 37.0%
- FCF Margin
- 39.5%
- 33.9%
Returns on capitalIndustry
- Return on Equity (ROE)
- 12.3%
- 10.7%
- Return on Assets (ROA)
- 1.56%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- 7.88%
- 11.7%
- Net Income Growth (YoY)
- 22.4%
- 22.6%
- EPS Growth (YoY)
- 22.1%
- 21.6%
- FCF Growth (YoY)
- 41.0%
- 27.2%
- Revenue Growth (3Y CAGR)
- 11.4%
- 5.82%
- Revenue Growth (5Y CAGR)
- 10.0%
- 6.17%
- EPS Growth (3Y CAGR)
- 7.29%
- 1.31%
- EPS Growth (5Y CAGR)
- 24.7%
- 8.24%
EfficiencyIndustry
- Asset Turnover
- 0.05
- 0.04
- Revenue Per Employee
- $455.82K
- $358.92K
- Profits Per Employee
- $150.02K
- $110.51K
- Employee Count
- 1,027
- 492
- WACC
- 8.58%
- 8.13%
Income statement (TTM)Industry
- Pretax Income
- $205.14M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $218.68M
- $165.09M
- Net Cash Per Share
- $4.84
- $8.07
- Equity (Book Value)
- $1.28B
- $570.13M
- Book Value Per Share
- $28.22
- $28.12
- Tangible Book Value
- $1.08B
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$2.77M
- -$4.24M
- FCF Per Share
- $4.09
- $3.37
Dividends and yieldsIndustry
- Earnings Yield
- 8.70%
- 8.29%
- FCF Yield
- 10.4%
- 9.18%
- Dividend Yield
- 1.02%
- 2.44%
- Buyback Yield
- 2.65%
- 1.82%
- Shareholder Yield
- 3.68%
- 3.26%
- Dividend Per Share
- $0.40
- $0.92
- Dividend Growth (YoY)
- 11.1%
- 4.26%
- Years of Dividend Growth
- 1
- 2
- Payout Ratio
- 14.1%
- 28.5%
- FCF Payout Ratio
- 11.8%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $51.07M
- $16.14M
- Effective Tax Rate
- 24.9%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $46.67
- $45.07
- Graham Upside
- 19.1%
- 18.8%
- Altman Z-Score
- 0.28
- 0.22
- Piotroski F-Score
- 6
- 6
- Lynch Fair Value
- $84.58
- –
- Lynch Upside
- 115.8%
- -0.43%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | BY | S&P 500 | Difference | BY per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +6.7% | -3.0% | +9.7 pts | ||
| 3 months | -0.2% | -2.8% | +2.6 pts | ||
| Year to date | +36.0% | +11.5% | +24.5 pts | ||
| 1 year | +45.2% | +13.5% | +31.7 pts | ||
| 3 years | +108.9% | +77.7% | +31.2 pts | +27.8% | +21.1% |
| 5 years | +55.7% | +72.6% | −16.9 pts | +9.3% | +11.5% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
1M BY shares were sold short on Oct 30, 2026, up 4.7% from the previous report, or 4.48% of the shares available to trade. At recent volumes it would take 5.9 days to buy them back. Over the last 20 sessions, 56.7% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 1,442,983 | +4.7% | 243,998 | 5.9 |
| Oct 15, 2026 | 1,378,357 | -2.9% | 238,163 | 5.8 |
| Sep 30, 2026 | 1,419,603 | +22.1% | 263,731 | 5.4 |
| Sep 15, 2026 | 1,162,318 | +17.7% | 325,418 | 3.6 |
| Aug 31, 2026 | 987,601 | +13.9% | 242,728 | 4.1 |
| Aug 14, 2026 | 866,840 | -1.2% | 191,300 | 4.5 |
| Jul 31, 2026 | 877,233 | -9.8% | 318,368 | 2.8 |
| Jul 15, 2026 | 972,062 | +23.2% | 318,710 | 3.0 |
| Jun 30, 2026 | 788,915 | +46.2% | 443,630 | 1.8 |
| Jun 15, 2026 | 539,731 | -3.1% | 307,138 | 1.8 |
| May 29, 2026 | 556,722 | +6.7% | 162,554 | 3.4 |
| May 15, 2026 | 521,735 | -2.6% | 342,109 | 1.5 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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