Banco Santander Chile (BSAC) stock

BSACNYSECommercial Banks, NECFiscal year ends December 31

Financials through fiscal 2025, year ended Dec 31, 2025Score 4/30

$32.43+0.46 (+1.44%)

Close on Nov 13, 2026

Banco Santander Chile statistics

56 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings: –
Last ex-dividend date: Apr 30, 2026
Fundamentals through: Dec 31, 2025
Share price as of: –

Share statisticsIndustry

Shares Outstanding: 188.45B; –
Shares Change (YoY): 0.00%; –
Float: 188.45B; –
Shares Held by Insiders: 0.00%; –
Shares Held by Institutions: 0.01%; –

Short sellingIndustry

Short Interest: 2M; –
Short Interest Change: 61.4%; –
Days to Cover: 3.05; –

Stock price statisticsIndustry

Price Change (1 Week): 0.31%; –
Price Change (1 Month): -1.19%; –
Price Change (3 Months): -6.19%; –
Price Change (6 Months): 7.46%; –
Price Change (YTD): 4.24%; –
Price Change (1 Year): 6.54%; –
Price Change (3 Years): 73.5%; –
Price Change (5 Years): 66.8%; –
Price Change (10 Years): 44.6%; –
Average Volume (10 Days): 355,697; –
Average Volume (20 Days): 427,915; –
Average Volume (90 Days): 344,567; –
Relative Volume: 0.64; –
Relative Strength Index (14): 50.4; –
Volatility (1 Year): 29.3%; –
Beta (5 Years): 0.51; –

Returns on capitalIndustry

Return on Equity (ROE): 18.8%; –
Return on Assets (ROA): 1.50%; –

Financial positionIndustry

Debt / Equity: 0.61; –
Debt / EBITDA: 1.12; –
Net Debt / EBITDA: 0.44; –

GrowthIndustry

Net Income Growth (YoY): 19.8%; –
EPS Growth (YoY): 19.8%; –
FCF Growth (YoY): -107.0%; –
EPS Growth (3Y CAGR): 8.84%; –
EPS Growth (5Y CAGR): 13.3%; –

EfficiencyIndustry

Profits Per Employee: 119.83M CLP; –
Employee Count: 8,526; –

Income statement (TTM)Industry

Pretax Income: 1.25T CLP; –
Net Income: 1.02T CLP; –
EBITDA: 3.07T CLP; –
EPS (Diluted): 5.42 CLP; –

Balance sheetIndustry

Cash & Short-Term Investments: 2.09T CLP; –
Total Debt: 3.43T CLP; –
Net Cash (Debt): -1.34T CLP; –
Net Cash Per Share: -7.12 CLP; –
Equity (Book Value): 5.62T CLP; –
Book Value Per Share: 29.80 CLP; –
Tangible Book Value: 5.52T CLP; –

Cash flow (TTM)Industry

Operating Cash Flow: 55.41B CLP; –
Capital Expenditures: -84.66B CLP; –
Free Cash Flow: -29.25B CLP; –
FCF Per Share: -0.16 CLP; –

Dividends and yieldsIndustry

Payout Ratio: 58.8%; –

Taxes and interestIndustry

Interest Expense: 1.69T CLP; –
Income Tax: 207.36B CLP; –
Effective Tax Rate: 16.7%; –

Scores and fair valueIndustry

Graham Number: 60.29 CLP; –

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.

Period	BSAC	S&P 500	Difference	BSAC per year	S&P 500 per year
1 month	+0.8%	-3.0%	+3.8 pts
3 months	-5.4%	-2.8%	−2.6 pts
Year to date	+9.4%	+11.5%	−2.1 pts
1 year	+15.1%	+13.5%	+1.7 pts
3 years	+113.1%	+77.7%	+35.4 pts	+28.7%	+21.1%
5 years	+118.8%	+72.6%	+46.2 pts	+16.9%	+11.5%
10 years	+137.2%	+308.2%	−170.9 pts	+9.0%	+15.1%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.

2M BSAC shares were sold short on Oct 30, 2026, up 61.4% from the previous report. At recent volumes it would take 3.0 days to buy them back. Over the last 20 sessions, 63.9% of the volume reported to FINRA was short selling.

Settlement date	Shares short	Change	Avg. daily volume	Days to cover
Oct 30, 2026	1,501,373	+61.4%	492,844	3.0
Oct 15, 2026	930,021	+15.1%	491,521	1.9
Sep 30, 2026	808,256	+11.1%	286,489	2.8
Sep 15, 2026	727,223	-3.1%	284,061	2.6
Aug 31, 2026	750,763	+24.3%	284,637	2.6
Aug 14, 2026	603,995	-18.2%	265,160	2.3
Jul 31, 2026	738,377	-3.7%	292,795	2.5
Jul 15, 2026	766,538	-19.2%	340,151	2.3
Jun 30, 2026	948,809	+3.0%	387,537	2.5
Jun 15, 2026	920,827	-14.1%	407,356	2.3
May 29, 2026	1,071,690	+48.9%	494,596	2.2
May 15, 2026	719,642	+5.7%	439,437	1.6

Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.

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