Bank of the James Financial Group Inc (BOTJ) stock
Close on Nov 11, 2026Market cap $115.36MP/E 10.0Yield 1.58%
Bank of the James Financial Group Inc grew revenue 10.9% to $4.46M over the twelve months to Jun 30, 2026. Free cash flow was $11.52M, up 34.4% from a year earlier. At the latest close the market valued the company at $115.36M, 10.0 times its earnings.
Key statistics
Valuation at the latest close; fundamentals over the trailing twelve months, balances at Jun 30, 2026
Valuation
- Market cap
- $115.36M
- P/E ratio
- 10.0
- Price to sales
- 25.86
- Price to book
- 1.39
- Dividend yield
- 1.58%
- Free cash flow yield
- 9.98%
Fundamentals
- Revenue
- $4.46M
- Net income
- $11.49M
- EPS, diluted
- $2.53
- Free cash flow
- $11.52M
- Book value per share
- $18.30
- Diluted shares
- 5M
Trading
- Next earnings
- Feb 3, 2027 (estimated, during market hours)
- Previous close
- $25.67
- Open
- $25.88
- Day's range
- $25.27 – $25.91
- Volume
- 8,427
- Average volume (20 days)
- 37,161
- Beta (5 years)
- 0.31
- 52-week range
- $16.49 – $30.84
- RSI (14 days)
- 45.0
- Volatility (1 year)
- 30.6%
- Relative volume
- 0.23×
- WACC
- 7.4%
Market cap history
Month-end market cap since 2011, using shares outstanding reported at the time
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 11, 2026. The S&P 500 is measured by the SPY fund.
| Period | BOTJ | S&P 500 | Difference | BOTJ per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | -5.8% | -2.4% | −3.3 pts | ||
| 3 months | -6.7% | -1.2% | −5.5 pts | ||
| Year to date | +38.4% | +12.3% | +26.1 pts | ||
| 1 year | +50.4% | +12.4% | +37.9 pts | ||
| 3 years | +175.2% | +78.8% | +96.4 pts | +40.1% | +21.4% |
| 5 years | +81.0% | +75.2% | +5.8 pts | +12.6% | +11.9% |
| 10 years | +170.0% | +311.1% | −141.1 pts | +10.4% | +15.2% |
Fifteen years at a glance
Fiscal years 2011 to 2025 and trailing twelve months, USD
Revenue
Net income
EPS, diluted
Free cash flow
Press releases
Releases Bank of the James Financial filed with the SEC as exhibits to Form 8-K or 6-K
- Results
- Results
- Results
- Results
- Results
- Results
About Bank of the James Financial
State Commercial Banks
Bank of the James Financial Group, Inc. operates as a bank holding company offering banking, mortgage, and investment advisory solutions. The company organizes its business into community banking, mortgage lending, and investment advisory services segments. Through these operations, it provides commercial loans, commercial real estate loans, residential mortgages, consumer loans, revolving credit, and construction financing, alongside standby letters of credit and deposit-related activities. Its customer base consists of retail consumers, commercial enterprises, and local business clients seeking personal banking, business lending, and financial advisory services.
Company profile, executives and historyBank of the James Financial stock: common questions
What is Bank of the James Financial's stock price?
BOTJ closed at $25.39 on Nov 11, 2026, down 1.09% on the day. Over the past 52 weeks it traded between $16.49 and $30.84.
What is Bank of the James Financial's market cap?
Bank of the James Financial was worth $115.36M at the close on Nov 11, 2026: the share price times the diluted shares outstanding.
What is BOTJ's P/E ratio?
BOTJ trades at 10.0 times earnings, based on diluted earnings per share of $2.53 over the twelve months to Jun 30, 2026.
How much revenue does Bank of the James Financial make?
Bank of the James Financial reported revenue of $4.46M for the twelve months to Jun 30, 2026, up 10.9% from a year earlier.
Does Bank of the James Financial pay a dividend?
Yes. Bank of the James Financial paid $0.40 per share over the last twelve months, a yield of 1.58% at the latest price.
When does Bank of the James Financial report earnings next?
Bank of the James Financial is expected to report Q4 FY2026 results on Feb 3, 2027, during market hours. The date is estimated from its past reporting pattern until the company confirms it.
How has BOTJ stock performed over the past year?
Including dividends, BOTJ returned +50.4% over the past year, against +12.4% for the S&P 500.
How many BOTJ shares are sold short?
0M shares were sold short at the latest FINRA report, 0.86% of the float, or 1.0 days of average trading volume.
Who are Bank of the James Financial's competitors?
Companies most similar to Bank of the James Financial by business, industry and size include FVCB, PCB, FXNC, BWFG, CZFS.
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