Beeline Holdings, Inc. (BLNE) stock

BLNENasdaqMortgage Bankers & Loan CorrespondentsFiscal year ends December 31

Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 12, 2026Score 10/3061% below fair value

$0.45−0.14 (-23.41%)

Close on Nov 13, 2026Market cap $14.89MP/E –Yield –

Beeline statistics

73 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.

Important dates

Next earnings: Mar 29, 2027 (estimated, after the close)
Last ex-dividend date: No dividends
Fundamentals through: Sep 30, 2026
Share price as of: Nov 13, 2026

Valuation ratiosIndustry

Market Cap: $14.89M; $238.70M
Enterprise Value: $12.82M; $206.84M
PS Ratio: 1.37; 2.80
PB Ratio: 0.30; 0.95
P/TBV Ratio: 1.27; 1.13

Enterprise valuationIndustry

EV / Sales: 1.18; 2.54

Share statisticsIndustry

Shares Outstanding: 33M; 55M
Shares Change (YoY): 281.3%; 13.6%
Shares Change (QoQ): 6.59%; 0.11%
Float: 24M; 40M
Shares Held by Insiders: 27.9%; 18.2%
Shares Held by Institutions: 12.7%; 27.7%

Short sellingIndustry

Short Interest: 2M; –
Short Interest Change: 50.3%; -0.08%
Short % of Float: 7.97%; 6.48%
Short % of Shares Outstanding: 5.74%; 5.35%
Days to Cover: 3.47; 3.79

Stock price statisticsIndustry

52-Week High: $3.73; –
52-Week Low: $0.42; –
20-Day Moving Average: $0.65; –
50-Day Moving Average: $0.79; –
200-Day Moving Average: $1.53; –
Average True Range (14): $0.07; –
Price Change (1 Week): -25.9%; -4.00%
Price Change (1 Month): -35.5%; -17.2%
Price Change (3 Months): -53.9%; -15.4%
Price Change (6 Months): -58.1%; -32.2%
Price Change (YTD): -73.7%; -37.2%
Price Change (1 Year): -74.9%; -50.6%
Price Change (3 Years): -96.0%; -32.7%
Price Change (5 Years): -99.9%; -81.6%
Price Change (10 Years): -100.0%; -62.7%
Average Volume (10 Days): 433,800; –
Average Volume (20 Days): 428,284; –
Average Volume (90 Days): 378,443; –
Relative Volume: 4.26; 0.72
Relative Strength Index (14): 26.7; 39.6
Volatility (1 Year): 99.1%; 94.5%
Beta (5 Years): 1.07; 1.24

MarginsIndustry

Operating Margin: -197.8%; -134.4%
Pretax Margin: -197.9%; -6.66%
Profit Margin: -197.8%; -19.4%
EBITDA Margin: -167.4%; -66.0%

Returns on capitalIndustry

Return on Equity (ROE): -42.3%; -20.8%
Return on Assets (ROA): -34.0%; -7.97%
Return on Invested Capital (ROIC): -34.6%; -25.6%
Return on Capital Employed (ROCE): -43.1%; -18.0%

Financial positionIndustry

Current Ratio: 1.07; 1.55
Quick Ratio: 0.16; 0.43

GrowthIndustry

Revenue Growth (YoY): 54.1%; 15.4%
Revenue Growth (3Y CAGR): -17.6%; 5.94%
Revenue Growth (5Y CAGR): -11.1%; 10.7%

EfficiencyIndustry

Asset Turnover: 0.17; 0.16
Revenue Per Employee: $129.21K; $675.54K
Profits Per Employee: -$255.64K; -$170.28K
Employee Count: 84; 47
WACC: 10.5%; 11.0%

Income statement (TTM)Industry

Revenue: $10.85M; $63.78M
Operating Income: -$21.47M; -$13.20M
Pretax Income: -$21.48M; -$2.77M
Net Income: -$21.47M; -$3.15M
EBITDA: -$18.17M; -$7.83M

Balance sheetIndustry

Cash & Short-Term Investments: $2.07M; $19.18M
Net Cash (Debt): $2.07M; $7.04M
Net Cash Per Share: $0.06; $0.19
Equity (Book Value): $49.76M; $224.68M
Book Value Per Share: $1.51; $4.10
Tangible Book Value: $11.69M; $156.69M
Working Capital: $974.00K; $11.77M

Cash flow (TTM)Industry

Operating Cash Flow: -$11.58M; -$5.12M

Dividends and yieldsIndustry

Earnings Yield: -144.2%; -13.4%

Scores and fair valueIndustry

Altman Z-Score: -3.35; 0.36
Piotroski F-Score: 4; 4

Total return vs. the S&P 500

Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.

Period	BLNE	S&P 500	Difference	BLNE per year	S&P 500 per year
1 month	-34.4%	-3.0%	−31.4 pts
3 months	-59.3%	-2.8%	−56.5 pts
Year to date	-73.7%	+11.5%	−85.2 pts
1 year	-74.0%	+13.5%	−87.5 pts
3 years	-95.7%	+77.7%	−173.4 pts	-65.1%	+21.1%
5 years	-99.9%	+72.6%	−172.5 pts	-76.1%	+11.5%

Short interest

Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.

2M BLNE shares were sold short on Oct 30, 2026, up 50.3% from the previous report, or 7.97% of the shares available to trade. At recent volumes it would take 3.5 days to buy them back. Over the last 20 sessions, 47.9% of the volume reported to FINRA was short selling.

Settlement date	Shares short	Change	Avg. daily volume	Days to cover
Oct 30, 2026	1,891,690	+50.3%	545,393	3.5
Oct 15, 2026	1,258,538	-16.0%	313,139	4.0
Sep 30, 2026	1,498,632	+2.8%	304,980	4.9
Sep 15, 2026	1,457,171	-17.5%	396,077	3.7
Aug 31, 2026	1,766,902	+4.8%	318,601	5.5
Aug 14, 2026	1,686,597	-8.0%	415,601	4.1
Jul 31, 2026	1,833,646	-0.3%	314,018	5.8
Jul 15, 2026	1,838,307	+51.9%	529,462	3.5
Jun 30, 2026	1,210,023	-5.2%	495,449	2.4
Jun 15, 2026	1,276,972	-0.5%	372,859	3.4
May 29, 2026	1,283,402	-2.0%	882,340	1.4
May 15, 2026	1,310,185	-11.6%	824,822	1.6

Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.

Where these numbers come from

Parsed from the XBRL in Beeline's annual and quarterly filings with the SEC
Per-share figures adjusted for the 1-for-10 reverse split on Mar 12, 2025
Fourth quarters derived from the annual report minus nine months
Every figure in the statements links to its source filing

Against peers

Trailing twelve months. Peers are matched on business description, industry and size. Ticks are peers, the dot is BLNE.

Compare: BLNE vs PFSI · BLNE vs TAAG · BLNE vs FINV · BLNE vs FOA · BLNE vs BETR

Revenue growth54.1% · median 44.4%

Net margin-197.8% · median -4.2%

Company	Revenue	Growth
FOA	$198.19M	–
BETR	$158.15M	+44.4%
PFSI	$36.29M	+114.0%
BLNE	$10.85M	+54.1%
TAAG	$5.41M	-65.3%
FINV	–	–

Company

Next earnings (est.): Mar 29, 2027, after close
Exchange: Nasdaq
Industry: Mortgage Bankers & Loan Correspondents
Fiscal year ends: December 31
Employees: 84
Held by institutions: 12.7%
Auditor: SALBERG & COMPANY, P.A.
SEC CIK: 1534708

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