California BanCorp CA (BCAL) stock
BCALNasdaqNational Commercial BanksFiscal year ends December 31
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 6, 2026Score 14/303% above fair value
$21.97−0.08 (-0.36%)
Close on Nov 13, 2026Market cap $706.35MP/E 12.3Yield –
California BanCorp CA statistics
87 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Jan 27, 2027 (estimated, before the open)
- Last ex-dividend date
- Sep 21, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 1.55
- 1.52
- P/OCF Ratio
- 13.50
- 9.82
Enterprise valuationIndustry
- EV / Sales
- 2.43
- 2.95
- EV / FCF
- 8.57
- 8.49
Share statisticsIndustry
- Shares Change (YoY)
- -1.29%
- 0.33%
- Shares Change (QoQ)
- -0.49%
- 0.00%
- Float
- 29M
- 17M
- Shares Held by Insiders
- 8.64%
- 6.05%
- Shares Held by Institutions
- 71.0%
- 61.3%
Short sellingIndustry
- Short Interest
- 910,321
- –
- Short Interest Change
- -5.20%
- -4.13%
- Short % of Float
- 3.10%
- 3.58%
- Short % of Shares Outstanding
- 2.83%
- 3.18%
- Days to Cover
- 4.40
- 4.85
Stock price statisticsIndustry
- 52-Week High
- $22.59
- –
- 52-Week Low
- $16.87
- –
- 20-Day Moving Average
- $21.85
- –
- 50-Day Moving Average
- $21.72
- –
- 200-Day Moving Average
- $20.04
- –
- Average True Range (14)
- $0.48
- –
- Price Change (1 Week)
- 0.83%
- 0.69%
- Price Change (1 Month)
- 1.20%
- 3.79%
- Price Change (3 Months)
- 2.62%
- -2.72%
- Price Change (6 Months)
- 18.1%
- 12.2%
- Price Change (YTD)
- 17.7%
- 19.9%
- Price Change (1 Year)
- 16.1%
- 25.7%
- Price Change (3 Years)
- 47.6%
- 65.1%
- Price Change (5 Years)
- 40.5%
- 26.9%
- Price Change (10 Years)
- 144.1%
- 66.8%
- Average Volume (10 Days)
- 188,628
- –
- Average Volume (20 Days)
- 188,450
- –
- Average Volume (90 Days)
- 206,461
- –
- Relative Volume
- 0.87
- 0.68
- Relative Strength Index (14)
- 53.5
- 53.1
- Volatility (1 Year)
- 18.7%
- 24.4%
- Beta (5 Years)
- 0.42
- 0.63
MarginsIndustry
- Pretax Margin
- 44.0%
- 37.0%
- FCF Margin
- 28.3%
- 33.9%
Returns on capitalIndustry
- Return on Equity (ROE)
- 10.2%
- 10.7%
- Return on Assets (ROA)
- 1.43%
- 1.16%
GrowthIndustry
- Revenue Growth (YoY)
- 0.70%
- 11.7%
- Net Income Growth (YoY)
- -7.69%
- 22.6%
- EPS Growth (YoY)
- -7.25%
- 21.6%
- FCF Growth (YoY)
- -14.0%
- 27.2%
- Revenue Growth (3Y CAGR)
- 25.4%
- 5.82%
- EPS Growth (3Y CAGR)
- 29.9%
- 1.31%
EfficiencyIndustry
- Asset Turnover
- 0.04
- 0.04
- Revenue Per Employee
- $628.72K
- $358.92K
- Profits Per Employee
- $203.23K
- $110.51K
- Employee Count
- 288
- 492
- WACC
- 7.60%
- 8.13%
Income statement (TTM)Industry
- Pretax Income
- $79.75M
- $74.07M
Balance sheetIndustry
- Net Cash (Debt)
- $266.65M
- $165.09M
- Net Cash Per Share
- $8.29
- $8.07
- Equity (Book Value)
- $581.35M
- $570.13M
- Book Value Per Share
- $18.08
- $28.12
- Tangible Book Value
- $454.32M
- $478.27M
Cash flow (TTM)Industry
- Capital Expenditures
- -$1.05M
- -$4.24M
- FCF Per Share
- $1.60
- $3.37
Dividends and yieldsIndustry
- Earnings Yield
- 8.29%
- 8.29%
- FCF Yield
- 7.26%
- 9.18%
- Buyback Yield
- 2.26%
- 1.82%
- Shareholder Yield
- 2.26%
- 3.26%
- Payout Ratio
- 22.1%
- 28.5%
- FCF Payout Ratio
- 25.2%
- 24.8%
Taxes and interestIndustry
- Income Tax
- $21.22M
- $16.14M
- Effective Tax Rate
- 26.6%
- 21.1%
Scores and fair valueIndustry
- Graham Number
- $26.99
- $45.07
- Graham Upside
- 22.8%
- 18.8%
- Altman Z-Score
- 0.22
- 0.22
- Piotroski F-Score
- 4
- 6
- Lynch Fair Value
- $44.75
- –
- Lynch Upside
- 103.7%
- -0.43%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | BCAL | S&P 500 | Difference | BCAL per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +2.6% | -3.0% | +5.7 pts | ||
| 3 months | +1.6% | -2.8% | +4.4 pts | ||
| Year to date | +19.6% | +11.5% | +8.1 pts | ||
| 1 year | +18.4% | +13.5% | +4.9 pts | ||
| 3 years | +60.3% | +77.7% | −17.4 pts | +17.0% | +21.1% |
| 5 years | +43.5% | +72.6% | −29.1 pts | +7.5% | +11.5% |
| 10 years | +149.4% | +308.2% | −158.7 pts | +9.6% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
1M BCAL shares were sold short on Oct 30, 2026, down 5.2% from the previous report, or 3.10% of the shares available to trade. At recent volumes it would take 4.4 days to buy them back. Over the last 20 sessions, 40.9% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 910,321 | -5.2% | 207,017 | 4.4 |
| Oct 15, 2026 | 960,237 | -3.4% | 190,043 | 5.0 |
| Sep 30, 2026 | 993,843 | +9.7% | 265,132 | 3.8 |
| Sep 15, 2026 | 905,840 | -10.5% | 207,335 | 4.4 |
| Aug 31, 2026 | 1,011,696 | +6.5% | 146,903 | 6.9 |
| Aug 14, 2026 | 949,888 | +4.4% | 150,908 | 6.3 |
| Jul 31, 2026 | 909,590 | +1.0% | 265,229 | 3.4 |
| Jul 15, 2026 | 900,257 | +13.7% | 181,940 | 5.0 |
| Jun 30, 2026 | 791,884 | -4.2% | 357,615 | 2.2 |
| Jun 15, 2026 | 826,259 | -8.3% | 172,199 | 4.8 |
| May 29, 2026 | 901,418 | +17.7% | 140,503 | 6.4 |
| May 15, 2026 | 765,603 | +12.6% | 174,882 | 4.4 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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