Assurant, Inc. (AIZ) stock
AIZNYSEInsurance Carriers, NECFiscal year ends December 31Also trades as AIZN
Financials through Q3 FY2026, quarter ended Sep 30, 2026Last filing: 10-Q on Nov 5, 2026Score 13/3034% above fair value
$322.11+1.02 (+0.32%)
Close on Nov 13, 2026Market cap $15.89BP/E 15.2Yield 1.02%
Assurant statistics
95 measures from SEC filings and the closing price. Hover a name for the formula; the last column is the median of companies in the same industry group.
Important dates
- Next earnings
- Feb 9, 2027 (estimated, after the close)
- Last ex-dividend date
- Aug 31, 2026
- Fundamentals through
- Sep 30, 2026
- Share price as of
- Nov 13, 2026
Valuation ratiosIndustry
- P/TBV Ratio
- 5.53
- 1.74
- P/OCF Ratio
- 7.74
- 7.15
Enterprise valuationIndustry
- EV / Sales
- 1.03
- 0.97
- EV / FCF
- 7.69
- 7.00
Share statisticsIndustry
- Shares Change (YoY)
- -1.32%
- -1.32%
- Shares Change (QoQ)
- -0.44%
- -0.09%
- Float
- 49M
- 57M
- Shares Held by Insiders
- 0.78%
- 3.33%
- Shares Held by Institutions
- 98.6%
- 84.6%
Short sellingIndustry
- Short Interest
- 2M
- –
- Short Interest Change
- 15.0%
- -2.56%
- Days to Cover
- 4.99
- 4.05
Stock price statisticsIndustry
- 52-Week High
- $326.20
- –
- 52-Week Low
- $209.86
- –
- 20-Day Moving Average
- $299.38
- –
- 50-Day Moving Average
- $284.17
- –
- 200-Day Moving Average
- $258.33
- –
- Average True Range (14)
- $6.63
- –
- Price Change (1 Week)
- 4.92%
- 2.21%
- Price Change (1 Month)
- 14.3%
- 4.21%
- Price Change (3 Months)
- 14.6%
- 2.03%
- Price Change (6 Months)
- 26.5%
- 11.0%
- Price Change (YTD)
- 33.7%
- 8.86%
- Price Change (1 Year)
- 42.2%
- 10.7%
- Price Change (3 Years)
- 97.5%
- 42.9%
- Price Change (5 Years)
- 101.0%
- 42.3%
- Price Change (10 Years)
- 274.5%
- 113.0%
- Average Volume (10 Days)
- 479,612
- –
- Average Volume (20 Days)
- 402,153
- –
- Average Volume (90 Days)
- 375,609
- –
- Relative Volume
- 0.72
- 0.73
- Relative Strength Index (14)
- 77.4
- 56.3
- Volatility (1 Year)
- 22.5%
- 28.3%
- Beta (5 Years)
- 0.59
- 0.60
MarginsIndustry
- Pretax Margin
- 9.79%
- 13.5%
- EBITDA Margin
- 12.6%
- 13.5%
- FCF Margin
- 13.3%
- 18.5%
Returns on capitalIndustry
- Return on Equity (ROE)
- 18.3%
- 13.9%
- Return on Assets (ROA)
- 2.97%
- 2.97%
GrowthIndustry
- Revenue Growth (YoY)
- 9.43%
- 6.46%
- Net Income Growth (YoY)
- 26.4%
- 11.9%
- EPS Growth (YoY)
- 28.1%
- 12.7%
- FCF Growth (YoY)
- 79.5%
- 9.52%
- Revenue Growth (3Y CAGR)
- 7.93%
- 9.53%
- Revenue Growth (5Y CAGR)
- 5.95%
- 8.29%
- EPS Growth (3Y CAGR)
- 49.7%
- 15.9%
- EPS Growth (5Y CAGR)
- 19.4%
- 15.2%
EfficiencyIndustry
- Asset Turnover
- 0.38
- 0.27
- Revenue Per Employee
- $929.34K
- $1.80M
- Profits Per Employee
- $72.51K
- $182.48K
- Employee Count
- 14,800
- 1,341
- WACC
- 8.05%
- 8.10%
Income statement (TTM)Industry
- Pretax Income
- $1.35B
- $617.47M
Balance sheetIndustry
- Net Cash (Debt)
- $1.78B
- $331.32M
- Net Cash Per Share
- $36.04
- $5.43
- Equity (Book Value)
- $5.99B
- $3.44B
- Book Value Per Share
- $121.48
- $37.80
- Tangible Book Value
- $2.88B
- $2.32B
Cash flow (TTM)Industry
- Capital Expenditures
- -$217.80M
- -$9.40M
- FCF Per Share
- $37.18
- $8.18
Dividends and yieldsIndustry
- Earnings Yield
- 6.75%
- 8.85%
- FCF Yield
- 11.5%
- 12.2%
- Dividend Yield
- 1.02%
- 1.88%
- Buyback Yield
- 2.34%
- 3.22%
- Shareholder Yield
- 3.36%
- 4.26%
- Dividend Per Share
- $3.28
- $1.75
- Dividend Growth (YoY)
- 10.8%
- 4.86%
- Years of Dividend Growth
- 18
- 3
- Payout Ratio
- 16.7%
- 20.1%
- FCF Payout Ratio
- 9.80%
- 17.9%
Taxes and interestIndustry
- Interest Expense
- $113.30M
- $77.46M
- Income Tax
- $273.30M
- $107.00M
- Effective Tax Rate
- 20.3%
- 20.0%
Scores and fair valueIndustry
- Graham Number
- $240.95
- $76.72
- Graham Upside
- -25.2%
- 11.3%
- Altman Z-Score
- 0.89
- 0.94
- Piotroski F-Score
- 7
- 5
- Lynch Fair Value
- $411.80
- –
- Lynch Upside
- 27.8%
- 74.7%
Total return vs. the S&P 500
Price change plus reinvested dividends, to the close on Nov 13, 2026. The S&P 500 is measured by the SPY fund.
| Period | AIZ | S&P 500 | Difference | AIZ per year | S&P 500 per year |
|---|---|---|---|---|---|
| 1 month | +18.9% | -3.0% | +21.9 pts | ||
| 3 months | +15.0% | -2.8% | +17.8 pts | ||
| Year to date | +35.2% | +11.5% | +23.7 pts | ||
| 1 year | +43.9% | +13.5% | +30.5 pts | ||
| 3 years | +107.8% | +77.7% | +30.1 pts | +27.6% | +21.1% |
| 5 years | +118.6% | +72.6% | +46.0 pts | +16.9% | +11.5% |
| 10 years | +370.0% | +308.2% | +61.8 pts | +16.7% | +15.1% |
Short interest
Shares sold short and not yet covered, reported by brokers to FINRA twice a month. Latest settlement date Oct 30, 2026.
2M AIZ shares were sold short on Oct 30, 2026, up 15.0% from the previous report. At recent volumes it would take 5.0 days to buy them back. Over the last 20 sessions, 63.0% of the volume reported to FINRA was short selling.
| Settlement date | Shares short | Change | Avg. daily volume | Days to cover |
|---|---|---|---|---|
| Oct 30, 2026 | 1,653,511 | +15.0% | 331,478 | 5.0 |
| Oct 15, 2026 | 1,437,855 | +8.7% | 355,766 | 4.0 |
| Sep 30, 2026 | 1,323,130 | +0.2% | 467,401 | 2.8 |
| Sep 15, 2026 | 1,320,781 | -5.4% | 293,755 | 4.5 |
| Aug 31, 2026 | 1,395,905 | +21.5% | 334,812 | 4.2 |
| Aug 14, 2026 | 1,149,272 | -4.6% | 420,960 | 2.7 |
| Jul 31, 2026 | 1,204,181 | -20.4% | 349,374 | 3.5 |
| Jul 15, 2026 | 1,512,827 | +11.5% | 338,159 | 4.5 |
| Jun 30, 2026 | 1,356,623 | -4.8% | 450,486 | 3.0 |
| Jun 15, 2026 | 1,424,545 | +30.1% | 453,723 | 3.1 |
| May 29, 2026 | 1,095,155 | -0.8% | 382,753 | 2.9 |
| May 15, 2026 | 1,103,994 | +19.3% | 559,545 | 2.0 |
Ratios use trailing-twelve-month results and the latest balance sheet. How we calculate.
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