Origin Bancorp vs S&T Bancorp
OBK and STBA side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How OBK and STBA compare
Origin Bancorp and S&T Bancorp are about the same size, with market caps of $1.7B and $1.8B.
On earnings, S&T Bancorp is cheaper: it trades at 13.0× trailing earnings, against 13.0× for Origin Bancorp.
Origin Bancorp grew revenue faster over the last twelve months (17.2% versus 7.5% for S&T Bancorp).
S&T Bancorp keeps more of each dollar of sales as profit, with a net margin of 34.3% compared with 30.1% at Origin Bancorp.
Both pay dividends: Origin Bancorp yields 1.5% and S&T Bancorp 2.9%.
Origin Bancorp scores higher on the StockData Score (14 against 13 for S&T Bancorp), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | OBK | STBA |
|---|---|---|
| Size and price | ||
| Market cap | $1.7B | $1.8B |
| Share price | $54.00 | $51.16 |
| Change, 1 year | 51.8% | 30.9% |
| Change, 5 years | 18.5% | 61.3% |
| Beta (5Y) | 0.73 | 0.62 |
| Employees | 988 | 1,206 |
| StockData Score | ||
| Total score | 14 (better) | 13 |
| Valuation score | 0 | 1 (better) |
| Growth score | 2 (better) | 0 |
| Performance score | 3 | 3 |
| Health score | 5 | 5 |
| Dividend score | 4 | 4 |
| Valuation | ||
| P/E | 13.0× | 13.0× (better) |
| P/S | 3.9× (better) | 4.3× |
| P/B | 1.3× | 1.3× (better) |
| P/FCF | 11.2× | 10.7× (better) |
| PEG | – | 45.06 |
| FCF yield | 8.9% | 9.4% (better) |
| Fair value | $48.13 | $45.74 |
| Margin of safety | −12.2% | −11.8% (better) |
| Growth | ||
| Revenue growth (TTM) | 17.2% (better) | 7.5% |
| Revenue growth, 5Y average | 8.8% (better) | 3.5% |
| Net income growth (TTM) | 115% (better) | 8.2% |
| EPS growth (TTM) | 117% (better) | 13.5% |
| EPS growth, 5Y average | 9.1% | 45.8% (better) |
| Profitability | ||
| Net margin | 30.1% | 34.3% (better) |
| FCF margin | 34.8% | 40.1% (better) |
| Return on equity | 10.4% (better) | 10.0% |
| Financial health | ||
| Altman Z-score | 0.25 | 0.34 (better) |
| Piotroski F-score | 5 | 6 (better) |
| Dividends and buybacks | ||
| Dividend yield | 1.5% | 2.9% (better) |
| Payout ratio | 19.4% | 37.0% |
| Years of dividend growth | 0 | 13 (better) |
| Dividend growth, 5Y average | 9.7% (better) | 4.3% |
| Buyback yield | 2.0% | 7.4% (better) |
| Shareholder yield | 3.5% | 10.3% (better) |
| Ownership | ||
| Held by institutions | 67.8% | 74.3% |
| Held by insiders | 5.8% | 1.4% |
| Insider net buying, 12 months | $220K (better) | −$887K |
| Short interest, % of float | – | 7.1% |
Go deeper
- OBK stock overview
- OBK income statement
- OBK valuation and score
- STBA stock overview
- STBA income statement
- STBA valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.