Hilltop vs Prosperity Bancshares
HTH and PB side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How HTH and PB compare
Prosperity Bancshares is the larger company, worth 4.3 times as much as Hilltop ($8.7B against $2.1B).
On earnings, Prosperity Bancshares is cheaper: it trades at 13.2× trailing earnings, against 15.0× for Hilltop.
Prosperity Bancshares grew revenue faster over the last twelve months (26.8% versus 0.21% for Hilltop).
Prosperity Bancshares keeps more of each dollar of sales as profit, with a net margin of 36.0% compared with 11.2% at Hilltop.
Both pay dividends: Hilltop yields 1.7% and Prosperity Bancshares 3.3%.
Prosperity Bancshares scores higher on the StockData Score (13 against 12 for Hilltop), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | HTH | PB |
|---|---|---|
| Size and price | ||
| Market cap | $2.1B | $8.7B |
| Share price | $36.10 | $72.62 |
| Change, 1 year | 7.1% | 8.0% |
| Change, 5 years | −0.88% | −2.7% |
| Beta (5Y) | 0.69 | 0.60 |
| Employees | 3,500 | 3,941 |
| StockData Score | ||
| Total score | 12 | 13 (better) |
| Valuation score | 4 (better) | 2 |
| Growth score | 1 | 2 (better) |
| Performance score | 0 | 3 (better) |
| Health score | 3 | 3 |
| Dividend score | 4 (better) | 3 |
| Valuation | ||
| P/E | 15.0× | 13.2× (better) |
| P/S | 1.6× (better) | 5.6× |
| P/B | 1.0× | 0.9× (better) |
| P/FCF | 18.7× | 12.4× (better) |
| PEG | 0.83 | – |
| FCF yield | 5.4% | 8.1% (better) |
| Fair value | $37.23 | $78.25 |
| Margin of safety | 3.0% | 7.2% (better) |
| Growth | ||
| Revenue growth (TTM) | 0.21% | 26.8% (better) |
| Revenue growth, 5Y average | −9.5% | 1.5% (better) |
| Net income growth (TTM) | −11.7% | 6.2% (better) |
| EPS growth (TTM) | −4.4% | −2.0% (better) |
| EPS growth, 5Y average | −12.0% | 0.14% (better) |
| Profitability | ||
| Net margin | 11.2% | 36.0% (better) |
| FCF margin | 8.8% | 44.9% (better) |
| Return on equity | 6.6% (better) | 6.5% |
| Financial health | ||
| Debt / equity | 0.39 | – |
| Altman Z-score | 0.27 (better) | 0.25 |
| Piotroski F-score | 5 | 7 (better) |
| Dividends and buybacks | ||
| Dividend yield | 1.7% | 3.3% (better) |
| Payout ratio | 33.4% | 44.0% |
| Years of dividend growth | 9 | – |
| Dividend growth, 5Y average | 14.9% | – |
| Buyback yield | 8.5% (better) | 2.7% |
| Shareholder yield | 10.3% (better) | 6.1% |
| Ownership | ||
| Held by institutions | 56.3% | 73.7% |
| Held by insiders | 61.0% | 3.0% |
| Insider net buying, 12 months | −$15.3M | −$5.6M (better) |
| Short interest, % of float | 9.6% | 4.0% |
Go deeper
- HTH stock overview
- HTH income statement
- HTH valuation and score
- PB stock overview
- PB income statement
- PB valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.