Coastal Financial vs Merchants Bancorp
CCB and MBIN side by side, both in commercial banks. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How CCB and MBIN compare
Merchants Bancorp is the larger company, worth 3.7 times as much as Coastal Financial ($2.4B against $651M).
Coastal Financial grew revenue faster over the last twelve months (11.8% versus 11.3% for Merchants Bancorp).
Merchants Bancorp keeps more of each dollar of sales as profit, with a net margin of 41.6% compared with −0.59% at Coastal Financial.
Merchants Bancorp pays a dividend yielding 0.81%; Coastal Financial does not pay one.
Merchants Bancorp scores higher on the StockData Score (18 against 8 for Coastal Financial), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | CCB | MBIN |
|---|---|---|
| Size and price | ||
| Market cap | $651M | $2.4B |
| Share price | $42.57 | $52.92 |
| Change, 1 year | −61.4% | 63.0% |
| Change, 5 years | −8.5% | 67.1% |
| Beta (5Y) | 0.86 | 0.91 |
| Employees | 483 | 735 |
| StockData Score | ||
| Total score | 8 | 18 (better) |
| Valuation score | 1 | 4 (better) |
| Growth score | 2 | 3 (better) |
| Performance score | 1 | 4 (better) |
| Health score | 4 | 4 |
| Dividend score | 0 | 3 (better) |
| Valuation | ||
| P/E | – | 8.7× |
| P/S | 1.1× (better) | 3.2× |
| P/B | 1.4× | 1.0× (better) |
| P/FCF | 2.7× | – |
| FCF yield | 37.5% (better) | −7.1% |
| Fair value | – | $57.39 |
| Margin of safety | – | 7.8% |
| Growth | ||
| Revenue growth (TTM) | 11.8% (better) | 11.3% |
| Revenue growth, 5Y average | 436% (better) | 14.1% |
| Net income growth (TTM) | −108% | 29.4% (better) |
| EPS growth (TTM) | −109% | 39.5% (better) |
| EPS growth, 5Y average | 19.8% (better) | −0.37% |
| Profitability | ||
| Net margin | −0.59% | 41.6% (better) |
| FCF margin | 39.7% (better) | −22.5% |
| Return on equity | −0.77% | 13.6% (better) |
| Financial health | ||
| Altman Z-score | 0.26 (better) | 0.23 |
| Piotroski F-score | 4 (better) | 2 |
| Dividends and buybacks | ||
| Dividend yield | – | 0.81% |
| Payout ratio | – | 19.1% |
| Years of dividend growth | – | 8 |
| Dividend growth, 5Y average | – | 13.8% |
| Shareholder yield | 0.00% | 0.81% (better) |
| Ownership | ||
| Held by institutions | 83.8% | 98.3% |
| Held by insiders | 15.9% | 39.1% |
| Insider net buying, 12 months | −$7.0M | −$5.3M (better) |
| Short interest, % of float | 10.0% | – |
Go deeper
- CCB stock overview
- CCB income statement
- CCB valuation and score
- MBIN stock overview
- MBIN income statement
- MBIN valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.