American Express vs Lufax
AXP and LU side by side, both in finance services. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AXP and LU compare
American Express grew revenue faster over the last twelve months (8.9% versus −31.5% for Lufax).
American Express keeps more of each dollar of sales as profit, with a net margin of 27.9% compared with −37.5% at Lufax.
American Express pays a dividend yielding 1.1%; Lufax does not pay one.
American Express scores higher on the StockData Score (15 against 6 for Lufax), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AXP | LU |
|---|---|---|
| Size and price | ||
| Market cap | $215B | – |
| Share price | $320.60 | $7.21 |
| Change, 1 year | −14.0% | −73.7% |
| Change, 5 years | 84.7% | −97.4% |
| Beta (5Y) | 1.21 | 1.09 |
| Employees | 77K | 33K |
| StockData Score | ||
| Total score | 15 (better) | 6 |
| Valuation score | 1 (better) | 0 |
| Growth score | 2 (better) | 0 |
| Performance score | 5 (better) | 2 |
| Health score | 3 | 4 (better) |
| Dividend score | 4 (better) | 0 |
| Valuation | ||
| P/E | 18.0× | – |
| P/S | 4.9× | – |
| P/B | 6.0× | – |
| P/FCF | 15.5× | – |
| PEG | 1.12 | – |
| FCF yield | 6.5% | – |
| Fair value | $261.70 | – |
| Margin of safety | −22.5% | – |
| Growth | ||
| Revenue growth (TTM) | 8.9% (better) | −31.5% |
| Revenue growth, 5Y average | 13.5% (better) | −32.9% |
| Net income growth (TTM) | 16.3% | – |
| EPS growth (TTM) | 19.7% | – |
| EPS growth, 5Y average | 32.5% | – |
| Profitability | ||
| Net margin | 27.9% (better) | −37.5% |
| FCF margin | 31.7% | – |
| Return on equity | 35.9% (better) | −2.6% |
| Financial health | ||
| Debt / equity | 0.04 (better) | 0.00 |
| Altman Z-score | 0.74 | – |
| Piotroski F-score | 6 (better) | 4 |
| Dividends and buybacks | ||
| Dividend yield | 1.1% | – |
| Payout ratio | 20.4% | – |
| Years of dividend growth | 4 | – |
| Dividend growth, 5Y average | 13.8% | – |
| Buyback yield | 3.1% | – |
| Shareholder yield | 4.3% | – |
| Ownership | ||
| Held by institutions | 86.3% | 4.0% |
| Held by insiders | 0.12% | 91.1% |
| Insider net buying, 12 months | −$179M | – |
| Superinvestors holding | 10 | – |
| Short interest, % of float | 1.6% | – |
Go deeper
- AXP stock overview
- AXP income statement
- AXP valuation and score
- LU stock overview
- LU income statement
- LU valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.