American Integrity Insurance vs Investors Title
AII and ITIC side by side. Figures are trailing twelve months unless noted, from SEC filings and end-of-day prices.
How AII and ITIC compare
American Integrity Insurance and Investors Title are about the same size, with market caps of $547M and $480M.
On earnings, American Integrity Insurance is cheaper: it trades at 5.3× trailing earnings, against 12.8× for Investors Title.
American Integrity Insurance grew revenue faster over the last twelve months (40.7% versus 10.2% for Investors Title).
American Integrity Insurance keeps more of each dollar of sales as profit, with a net margin of 26.6% compared with 12.5% at Investors Title.
Both pay dividends: American Integrity Insurance yields 3.7% and Investors Title 4.2%.
Investors Title scores higher on the StockData Score (10 against 9 for American Integrity Insurance), which adds up 30 checks on valuation, growth, past performance, financial health and dividends.
Key numbers
A dot marks the better figure where higher or lower is clearly better.
| Metric | AII | ITIC |
|---|---|---|
| Size and price | ||
| Market cap | $547M | $480M |
| Share price | $27.92 | $254.39 |
| Change, 1 year | 14.1% | −9.8% |
| Change, 5 years | – | 5.5% |
| Beta (5Y) | 0.34 | 0.82 |
| Employees | 62 | 548 |
| StockData Score | ||
| Total score | 9 | 10 (better) |
| Valuation score | 4 (better) | 1 |
| Growth score | 1 | 3 (better) |
| Performance score | 3 (better) | 2 |
| Health score | 0 | 0 |
| Dividend score | 1 | 4 (better) |
| Valuation | ||
| P/E | 5.3× (better) | 12.8× |
| P/S | 1.4× (better) | 1.6× |
| P/B | 1.4× (better) | 1.6× |
| EV/EBITDA | 1.6× | – |
| P/FCF | 1.9× (better) | 20.6× |
| PEG | – | 0.93 |
| FCF yield | 53.5% (better) | 4.8% |
| Fair value | $43.97 | $240.97 |
| Margin of safety | 36.5% (better) | −5.6% |
| Growth | ||
| Revenue growth (TTM) | 40.7% (better) | 10.2% |
| Revenue growth, 5Y average | – | 2.9% |
| Net income growth (TTM) | 18.5% (better) | 4.5% |
| EPS growth (TTM) | −7.4% | 4.6% (better) |
| EPS growth, 5Y average | – | −2.2% |
| Profitability | ||
| Net margin | 26.6% (better) | 12.5% |
| FCF margin | 75.6% (better) | 7.7% |
| Return on equity | 29.2% (better) | 13.2% |
| Financial health | ||
| Altman Z-score | 0.76 | 4.69 (better) |
| Piotroski F-score | 6 (better) | 5 |
| Dividends and buybacks | ||
| Dividend yield | 3.7% | 4.2% (better) |
| Payout ratio | – | 52.9% |
| Years of dividend growth | – | 0 |
| Dividend growth, 5Y average | – | −8.8% |
| Shareholder yield | 3.7% | 4.2% (better) |
| Ownership | ||
| Held by institutions | 55.0% | 48.2% |
| Held by insiders | 39.9% | 1.2% |
| Insider net buying, 12 months | −$21.7M | $368K (better) |
| Superinvestors holding | – | 1 |
| Short interest, % of float | 4.5% | 5.3% |
Go deeper
- AII stock overview
- AII income statement
- AII valuation and score
- ITIC stock overview
- ITIC income statement
- ITIC valuation and score
For information only, not investment advice. Check the source filings before relying on any figure.