VABKNasdaqNational Commercial BanksFiscal year ends December 31
Virginia National Bankshares Corp
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 13, 2026
$49.37−1.48 (-2.92%)
Close on Oct 19, 2026
- Market cap
- $269.33M
- P/E (TTM)
- 10.8
- Dividend yield
- 2.86%
Virginia National Bankshares statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of National Commercial Banks companies for comparison
Valuation
| Measure | Virginia National Bankshares | Industry median |
|---|---|---|
| Market Cap | $267.85M | $679.86M |
| Enterprise Value | $287.85M | $408.94M |
| PE Ratio | 10.83 | 12.00 |
| PS Ratio | 4.21 | 3.61 |
| PB Ratio | 1.38 | 1.18 |
| P/TBV Ratio | 1.43 | 1.41 |
| P/FCF Ratio | 11.82 | 10.93 |
| P/OCF Ratio | 11.52 | 10.04 |
Enterprise value
| Measure | Virginia National Bankshares | Industry median |
|---|---|---|
| EV / Sales | 4.52 | 2.78 |
| EV / FCF | 12.70 | 8.25 |
Income (trailing twelve months)
| Measure | Virginia National Bankshares | Industry median |
|---|---|---|
| Revenue | $63.62M | $170.85M |
| Pretax Income | $31.08M | $70.12M |
| Net Income | $24.80M | $54.33M |
| EPS (Diluted) | $4.56 | $2.90 |
Margins
| Measure | Virginia National Bankshares | Industry median |
|---|---|---|
| Pretax Margin | 48.9% | 36.4% |
| Profit Margin | 39.0% | 29.1% |
| FCF Margin | 35.6% | 33.0% |
Returns
| Measure | Virginia National Bankshares | Industry median |
|---|---|---|
| Return on Equity (ROE) | 13.6% | 10.5% |
| Return on Assets (ROA) | 1.52% | 1.12% |
Growth
| Measure | Virginia National Bankshares | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 13.3% | 11.8% |
| Net Income Growth (YoY) | 38.6% | 23.1% |
| EPS Growth (YoY) | 38.2% | 22.7% |
| FCF Growth (YoY) | -15.4% | 27.1% |
| Revenue Growth (3Y CAGR) | -5.01% | 5.82% |
| Revenue Growth (5Y CAGR) | 13.6% | 6.17% |
| EPS Growth (3Y CAGR) | -6.76% | 1.26% |
| EPS Growth (5Y CAGR) | 3.77% | 8.24% |
Balance sheet
| Measure | Virginia National Bankshares | Industry median |
|---|---|---|
| Total Debt | $20.00M | $177.19M |
| Net Cash (Debt) | -$20.00M | $164.40M |
| Net Cash Per Share | -$3.69 | $8.13 |
| Equity (Book Value) | $194.69M | $560.44M |
| Book Value Per Share | $35.88 | $28.47 |
| Tangible Book Value | $186.92M | $472.29M |
Financial position
| Measure | Virginia National Bankshares | Industry median |
|---|---|---|
| Debt / Equity | 0.10 | 0.20 |
| Debt / FCF | 0.88 | 1.81 |
Cash flow (trailing twelve months)
| Measure | Virginia National Bankshares | Industry median |
|---|---|---|
| Operating Cash Flow | $23.25M | $61.20M |
| Capital Expenditures | -$595.00K | -$4.02M |
| Free Cash Flow | $22.66M | $52.43M |
| FCF Per Share | $4.18 | $3.07 |
Efficiency
| Measure | Virginia National Bankshares | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $454.42K | $353.78K |
| Profits Per Employee | $177.15K | $107.28K |
| Employee Count | 140 | 489 |
Dividends and yields
| Measure | Virginia National Bankshares | Industry median |
|---|---|---|
| Earnings Yield | 9.26% | 8.07% |
| FCF Yield | 8.46% | 8.89% |
| Dividend Yield | 2.86% | 2.48% |
| Shareholder Yield | 2.86% | 3.13% |
| Dividend Per Share | $1.41 | $0.93 |
| Dividend Growth (YoY) | 6.82% | 4.26% |
| Years of Dividend Growth | 1 | 2 |
Shares
| Measure | Virginia National Bankshares | Industry median |
|---|---|---|
| Shares Outstanding | 5,425,280 | 18,839,100 |
| Shares Change (YoY) | 0.59% | 0.39% |
| Shares Change (QoQ) | 0.04% | 0.00% |
| Float | 4,766,700 | 17,061,900 |
| Shares Held by Insiders | 12.1% | 5.89% |
| Shares Held by Institutions | 51.3% | 61.9% |
Taxes
| Measure | Virginia National Bankshares | Industry median |
|---|---|---|
| Income Tax | $6.28M | $14.50M |
| Effective Tax Rate | 20.2% | 21.1% |
Scores
| Measure | Virginia National Bankshares | Industry median |
|---|---|---|
| Graham Number | $60.68 | $45.31 |
| Graham Upside | 22.9% | 21.6% |
| Altman Z-Score | 0.24 | 0.21 |
| Piotroski F-Score | 6 | 6 |
Calculated by StockData from Virginia National Bankshares's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.