UWHARRIE CAPITAL CORP
Close on Oct 19, 2026
- Market cap
- $99.91M
- P/E (TTM)
- 8.0
- Dividend yield
- –
About Uwharrie Capital
State Commercial Banks, SIC 6022
Uwharrie Capital Corp is a financial services holding company that operates primarily through its Banking, Mortgage, and Wealth Management segment. The company provides a broad range of banking solutions, including commercial lending, commercial real estate financing, residential real estate loans, construction financing, home equity lending, and consumer loans. It also offers deposit products such as time deposits, credit card commitments, mortgage banking derivatives, mortgage servicing, and wealth management services. The organization serves individual retail customers, residential borrowers, and commercial enterprises seeking diversified banking and credit products.
The company conducts operations across North Carolina and South Carolina, maintaining a network of branches and office locations. Uwharrie Capital Corp maintains its principal executive offices and corporate headquarters in Albemarle, North Carolina.
Summary of the business section of Uwharrie Capital's latest annual report, written by StockData.
Company profile
Company
- Legal name
- UWHARRIE CAPITAL CORP
- Founded
- 1983
- Headquarters
- Albemarle, NC
- Address
- 132 North First Street, Po Box 338 28001
- Phone
- (704) 983-6181
- Employees
- 199, Dec 31, 2025
- Industry
- State Commercial Banks
- Incorporated in
- North Carolina
- Fiscal year ends
- December 31
- Auditor
- Forvis Mazars, LLP, Asheville, North Carolina
Stock & identifiers
- Ticker
- UWHR
- Exchange
- OTC
- IPO date
- May 4, 2007
- Shares outstanding
- 7M, Aug 10, 2026
- Public float
- $61.62M, Jun 30, 2025
- Filer category
- Non-accelerated filer<br>Smaller reporting company
- SEC CIK
- 898171
- EIN
- 56-1814206
Executives and directors
Officers and directors who filed ownership reports (Forms 3, 4, 5) in the last two years
| Name | Position | Shares owned |
|---|---|---|
| Roger L. Dick | President/CEO of UCC | 85,951 |
| Brooke L. Senter | Chief People Officer | 2,477 |
| R. David Beaver III | Chief Risk Officer | 0 |
| Jason R. Andrew | Chief Operations Officer | 17,979 |
| Christy D. Stoner | President & CEO UIA & CMO UCC | 19,307 |
| Jeffrey L. Trout | President UB Mortgage | 16,122 |
| Heather H. Almond | Chief Financial Officer | 25,504 |
| Tamara M. Singletary | EVP & Corporate Secretary | 50,142 |
| Cheryl P. Rinehardt | Chief Credit Officer | 3,028 |
| Zachary D. Almond | Director | 782 |
| Robert O. Bratton | Director | 587 |
| S. Todd Swaringen | Director | 2,840 |
| James O. Campbell | Director | 7,386 |
| Dean M. Bowers | Director | 9,998 |
| Allen K. Furr | Director | 4,511 |
| Vernon A. Russell | Director | 5,446 |
| Deidre B. Foster | Director | 4,194 |
| Chris M. Poplin | Director | 10,006 |
| Matthew D. McAulay | Director | 1,934 |
| Mary N. Klauder | Director | 9,658 |
| Michael J. Flake | Director | 1,953 |
| Dawn H. Allen | Director | 1,072 |
| Vanessa O. Chambers | Director | 2,726 |
| Cynthia B. Hanson | Director | 2,255 |
| Aaron David Bates | Director | 1,215 |
CEO pay and shareholder return
Pay versus performance table from the proxy statement
| Fiscal year | CEO total pay | CEO pay actually paid | Other executives (avg) | Value of $100 invested | Peer group |
|---|---|---|---|---|---|
| FY2025 Roger L. Dick | $749.26K | $749.26K | $652.80K | $197 | – |
| FY2024 Roger L. Dick | $712.03K | $712.03K | $617.27K | $159 | – |
| FY2023 Roger L. Dick | $666.73K | $666.73K | $496.20K | $165 | – |
| FY2022 Roger L. Dick | $616.34K | $616.34K | $575.29K | $141 | – |
| FY2021 Roger L. Dick | $609.23K | $609.23K | $1.13M | $165 | – |
“Actually paid” adjusts reported pay for changes in the value of equity awards. Shareholder return assumes $100 invested at the start of the measurement period, as disclosed by the company.
Employees
Headcount reported in annual reports
“At December 31, 2025, the Company and related subsidiaries had 176 full-time and 23 part-time employees.”
Corporate history
Events identified from SEC filings
| Date | Event | Details |
|---|---|---|
| Jun 2, 2022 | Auditor change | Change in certifying accountant (8-K Item 4.01) |
| Mar 31, 1997 | Name change | Name changed from STANLY CAPITAL CORP to UWHARRIE CAPITAL CORP |