Upstart Holdings, Inc.
Close on Oct 19, 2026
- Market cap
- $2.55B
- P/E (TTM)
- 47.4
- Dividend yield
- –
Earnings
Next report expected Nov 3, 2026, during market hours (estimated from past report dates)
| Quarter | Reported | Time | Revenue | EPS (GAAP) | EPS (adjusted) |
|---|---|---|---|---|---|
| Q2 FY2026 Ended Jun 30, 2026 | Aug 4, 2026 | During market hours | $365.00M | $0.16 | – |
| Q1 FY2026 Ended Mar 31, 2026 | May 5, 2026 | During market hours | $308.00M | $-0.07 | – |
| Q4 FY2025 Ended Dec 31, 2025 | Feb 10, 2026 | During market hours | $296.00M | $0.17 | – |
| Q3 FY2025 Ended Sep 30, 2025 | Nov 4, 2025 | During market hours | $277.00M | $0.23 | – |
| Q2 FY2025 Ended Jun 30, 2025 | Aug 5, 2025 | During market hours | $257.00M | $0.05 | $0.36 |
| Q1 FY2025 Ended Mar 31, 2025 | May 6, 2025 | During market hours | $213.00M | $-0.03 | $0.30 |
| Q4 FY2024 Ended Dec 31, 2024 | Feb 11, 2025 | During market hours | $219.00M | $-0.03 | $0.26 |
| Q3 FY2024 Ended Sep 30, 2024 | Nov 7, 2024 | During market hours | $162.00M | $-0.07 | $-0.06 |
| Q2 FY2024 Ended Jun 30, 2024 | Aug 6, 2024 | During market hours | – | – | – |
| Q1 FY2024 Ended Mar 31, 2024 | May 7, 2024 | During market hours | – | – | – |
| Q4 FY2023 Ended Dec 31, 2023 | Feb 13, 2024 | During market hours | – | – | – |
Company guidance
Outlook given with results on Aug 4, 2026, compared with the previous outlook
| Measure | Period | Guidance | vs. prior |
|---|---|---|---|
| Adjusted EBITDAnon-GAAP | full-year 2026 | $294.00M | Maintained |
| Adjusted EBITDA Margin % of Total Revenuenon-GAAP | full-year 2026 | 21% | Maintained |
| Total Revenue | full-year 2026 | $1.40B | Raised |
| Revenue From Fees | full-year 2026 | $1.30B | Lowered |
Figures and the sentence they come from are taken from the company's earnings release. Hover a measure to read the source sentence.
Press releases
Announcements Upstart filed with the SEC
Upstart Announces Second Quarter 2026 Results
Results of operations · EX-99.1 to Form 8-K
Upstart Announces First Quarter 2026 Results
Results of operations · EX-99.1 to Form 8-K
Upstart to Apply for National Bank Charter
Other events · EX-99.1 to Form 8-K
Upstart Repurchases $100 Million of Shares
Other events · EX-99.1 to Form 8-K
Upstart Announces Fourth Quarter and Full Year 2025 Results
Results of operations · EX-99.1 to Form 8-K
Upstart Announces Results for Third Quarter 2025
Results of operations · EX-99.1 to Form 8-K
Upstart Announces Proposed Private Offering of $500,000,000 of Convertible Senior Notes Due 2032
Material agreement · Agreement terminated · New financial obligation · Unregistered share sale · Other events · EX-99.1 to Form 8-K
Upstart Announces Upsize and Pricing of Offering of $600,000,000 of 0% Convertible Senior Notes Due 2032
Material agreement · Agreement terminated · New financial obligation · Unregistered share sale · Other events · EX-99.2 to Form 8-K
Upstart Announces Results for Second Quarter 2025
Results of operations · EX-99.1 to Form 8-K/A
Upstart Announces Results for Second Quarter 2025
Results of operations · EX-99.1 to Form 8-K
Upstart Announces Results for First Quarter 2025
Results of operations · Regulation FD disclosure · EX-99.1 to Form 8-K
Upstart Announces Fourth Quarter and Full Year 2024 Results
Results of operations · Regulation FD disclosure · EX-99.1 to Form 8-K/A
Upstart Announces Fourth Quarter and Full Year 2024 Results
Results of operations · EX-99.1 to Form 8-K
Upstart Announces Proposed Private Offering of $425,000,000 of Convertible Senior Notes Due 2030
Material agreement · New financial obligation · Unregistered share sale · Other events · EX-99.1 to Form 8-K
Upstart Announces Pricing of Offering of $425,000,000 of 1.00% Convertible Senior Notes Due 2030
Material agreement · New financial obligation · Unregistered share sale · Other events · EX-99.2 to Form 8-K
Upstart Announces Third Quarter 2024 Results
Results of operations · EX-99.1 to Form 8-K
Upstart Announces Proposed Private Offering of $300,000,000 of Convertible Senior Notes Due 2029
Material agreement · New financial obligation · Unregistered share sale · Other events · EX-99.1 to Form 8-K
Upstart Announces Upsize and Pricing of Offering of $375,000,000 of 2.00% Convertible Senior Notes Due 2029
Material agreement · New financial obligation · Unregistered share sale · Other events · EX-99.2 to Form 8-K
Upstart Announces Second Quarter 2024 Results
Results of operations · EX-99.1 to Form 8-K
Upstart Announces First Quarter 2024 Results
Results of operations · EX-99.1 to Form 8-K
Upstart Announces Fourth Quarter and Full Year 2023 Results
Results of operations · EX-99.1 to Form 8-K
Upstart Announces Third Quarter 2023 Results
Results of operations · EX-99.1 to Form 8-K
Upstart Announces Second Quarter 2023 Results
Results of operations · EX-99.1 to Form 8-K
Upstart Announces First Quarter 2023 Results
Results of operations · EX-99.1 to Form 8-K
Upstart Announces Fourth Quarter and Full Year 2022 Results
Results of operations · EX-99.1 to Form 8-K
Upstart Announces Third Quarter 2022 Results
Results of operations · EX-99.1 to Form 8-K
Upstart Announces Second Quarter 2022 Results
Results of operations · EX-99.1 to Form 8-K
30-155-152 18-94-97 194-193-193 146-146-146 78-78-78 15-143-106 IBDROOT\PROJECTS\IBD-NY\GRIFFINS2019\645303_1\Presentations\2020.12.02 Roadshow Deck\2020.12.02 Roadshow v7.pptx October 2020 CONFIDENTIAL Upstart Credit Performance - FAQ August 8, 2022 Exhibit 99.2
Results of operations · EX-99.2 to Form 8-K
Update on Upstart’s Credit Performance and Funding Model
Results of operations · EX-99.3 to Form 8-K
Upstart Announces Preliminary Unaudited Q2'22 Financial Results
Results of operations · EX-99.1 to Form 8-K
Upstart Announces First Quarter 2022 Results
Results of operations · EX-99.1 to Form 8-K
Upstart Announces Fourth Quarter and Full Year 2021 Results
Results of operations · Other events · EX-99.1 to Form 8-K
Upstart Announces Share Repurchase Program
Results of operations · Other events · EX-99.2 to Form 8-K
Upstart Announces Third Quarter 2021 Results
Results of operations · EX-99.1 to Form 8-K