UBSINasdaqState Commercial BanksFiscal year ends December 31

UNITED BANKSHARES INC/WV

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026

$46.33−0.36 (-0.77%)

Close on Oct 19, 2026

Market cap: $6.41B
P/E (TTM): 12.6
Dividend yield: 3.22%

UNITED BANKSHARES INC/WV income statement

Annual Quarterly TTM

Millions of USD, except per-share data. Shares in millions.

Line item	TTM Q2 2026 2026-06-30	TTM Q1 2026 2026-03-31	TTM FY 2025 2025-12-31	TTM Q3 2025 2025-09-30	TTM Q2 2025 2025-06-30	TTM Q1 2025 2025-03-31	TTM FY 2024 2024-12-31	TTM Q3 2024 2024-09-30	TTM Q2 2024 2024-06-30	TTM Q1 2024 2024-03-31	TTM FY 2023 2023-12-31	TTM Q3 2023 2023-09-30	TTM Q2 2023 2023-06-30	TTM Q1 2023 2023-03-31	TTM FY 2022 2022-12-31	TTM Q3 2022 2022-09-30	TTM Q2 2022 2022-06-30	TTM Q1 2022 2022-03-31	TTM FY 2021 2021-12-31	TTM Q3 2021 2021-09-30	TTM Q2 2021 2021-06-30	TTM Q1 2021 2021-03-31	TTM FY 2020 2020-12-31	TTM Q3 2020 2020-09-30	TTM Q2 2020 2020-06-30	TTM Q1 2020 2020-03-31	TTM FY 2019 2019-12-31	TTM Q3 2019 2019-09-30	TTM Q2 2019 2019-06-30	TTM Q1 2019 2019-03-31	TTM FY 2018 2018-12-31	TTM Q3 2018 2018-09-30	TTM Q2 2018 2018-06-30	TTM Q1 2018 2018-03-31	TTM FY 2017 2017-12-31	TTM Q3 2017 2017-09-30	TTM Q2 2017 2017-06-30	TTM Q1 2017 2017-03-31	TTM FY 2016 2016-12-31	TTM Q3 2016 2016-09-30
Revenue	1,282	1,264	1,237	1,181	1,120	1,070	1,035	1,036	1,036	1,043	1,055	1,072	1,083	1,079	312	1,007	984	975	331	1,069	1,140	1,150	263	937	800	731	277	717	713	708	240	713	700	668	681	573	535	501	495	477
Interest Expense	–	–	584	585	586	588	591	587	563	533	481	400	295	189	106	59	48	49	52	58	70	84	109	134	158	179	185	183	171	151	129	110	95	85	75	66	56	48	45	43
Gain (Loss) on Investments	15	13	11	11	-6.46	-7.10	-7.72	-6.76	-0.22	-7.34	-7.65	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Pretax Income	645	632	583	545	500	463	465	448	449	449	464	486	494	497	476	443	430	430	463	483	500	444	360	322	273	294	324	328	328	329	327	332	335	305	285	262	237	229	223	211
Income Tax Expense	129	128	119	114	105	93	92	90	90	94	97	99	100	101	96	89	87	88	95	96	102	88	71	62	50	57	64	68	69	70	71	122	132	132	134	90	81	78	76	70
Net Income	515	504	465	430	395	370	373	358	359	355	366	387	393	396	380	354	343	343	368	386	398	356	289	260	222	237	260	261	259	258	256	210	203	173	151	172	156	151	147	141
Net Income to Common	514	503	464	429	394	370	372	357	358	354	365	386	392	395	379	353	342	342	367	385	397	355	288	259	222	236	260	260	259	258	256	210	202	173	150	171	156	151	147	141
EPS (Basic)(per share)	3.68	3.58	3.28	3.06	2.84	2.70	2.76	2.64	2.65	2.62	2.72	2.86	2.91	2.94	2.81	2.63	2.58	2.60	2.84	2.98	3.07	2.78	2.40	2.26	2.11	2.33	2.55	2.55	2.52	2.49	2.46	2.01	1.93	1.67	1.54	1.90	1.90	1.97	2.00	1.96
EPS (Diluted)(per share)	3.67	3.57	3.27	3.05	2.83	2.69	2.75	2.64	2.65	2.62	2.71	2.86	2.91	2.94	2.80	2.63	2.58	2.60	2.83	2.98	3.07	2.78	2.40	2.26	2.11	2.33	2.55	2.55	2.52	2.49	2.45	2.01	1.93	1.67	1.54	1.90	1.90	1.97	1.99	1.96
Shares Outstanding (Basic, Weighted)(shares)	140	141	141	140	139	137	135	101	68	34	135	34	67	101	135	134	133	131	129	129	129	127	120	113	106	101	102	102	103	103	104	104	105	103	98	90	83	76	74	72
Shares Outstanding (Diluted, Weighted)(shares)	140	141	142	141	139	137	135	102	68	34	135	34	67	101	135	134	133	131	130	129	129	127	120	113	106	102	102	102	103	104	104	105	105	104	98	91	84	77	74	72
Dividend per Share(per share)	–	–	1.49	1.48	1.48	1.48	1.48	1.48	1.47	1.46	1.45	1.44	1.44	1.44	1.44	1.44	1.43	1.42	1.41	1.40	1.40	1.40	1.40	1.40	1.39	1.38	1.37	1.36	1.36	1.36	1.36	1.36	1.35	1.34	1.33	1.32	1.32	1.32	1.32	1.32
Total Interest Income	1,695	1,698	1,686	1,632	1,584	1,537	1,502	1,495	1,469	1,441	1,401	1,340	1,247	1,128	1,002	889	820	792	795	809	825	824	798	773	753	754	763	766	761	740	718	707	693	670	624	573	524	483	470	452
Net Interest Income	1,135	1,125	1,102	1,047	997	949	911	908	906	908	920	940	952	939	896	831	772	743	743	751	755	739	690	639	595	575	578	583	590	589	589	597	598	585	549	507	468	435	425	409
Non-Interest Income	147	140	135	134	122	121	124	128	130	135	135	132	132	140	153	176	212	232	278	318	385	411	355	298	205	156	150	133	123	119	129	116	102	83	132	66	66	66	70	68
Provision for Credit Losses	32	33	54	54	49	49	25	25	24	30	31	41	42	29	19	-4.95	-20	-28	-24	0.19	25	80	107	96	84	43	21	21	21	22	22	23	26	28	28	27	27	26	25	25
Non-Interest Expense	606	599	600	583	571	558	545	563	563	564	560	545	547	553	555	569	574	572	582	586	616	626	578	519	444	394	383	377	374	367	368	373	376	395	367	334	300	253	248	244

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 40.2%
Return on equity, FY2025: 8.9%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 12.6
Price to sales: 5.00
Price to book: 1.16
Dividend yield: 3.22%