UBOHOTCNational Commercial BanksFiscal year ends December 31

UNITED BANCSHARES INC/OH

Financials through Q4 FY2022, quarter ended Dec 31, 2022Last filing: 10-K on Mar 13, 2023

$40.27+0.00 (0.00%)

Close on Oct 19, 2026

Market cap: $129.14M
P/E (TTM): 11.6
Dividend yield: 2.09%

UNITED BANCSHARES INC/OH income statement

Annual Quarterly TTM

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31	FY 2009 2009-12-31
Revenue	1.23	1.09	1.10	1.49	1.61	1.64	1.61	25	21	21	22	23	25	25
Advertising Expenses	1.75	2.28	2.08	1.80	1.79	1.06	0.61	0.48	0.41	0.46	0.61	0.62	0.55	–
Interest Expense	3.26	3.07	6.99	8.92	6.16	3.12	2.23	2.08	2.67	3.25	4.68	7.33	8.96	12
Asset Impairment Charges	–	–	–	–	–	–	0.18	0.05	–	–	0.00	–	0.00	0.00
Gain (Loss) on Investments	–	–	–	–	–	–	0	0	0	–	–	–	–	–
Pretax Income	13	16	17	12	9.75	6.73	7.27	7.32	5.39	5.88	5.56	3.04	2.95	3.04
Income Tax Expense	1.21	2.49	2.92	1.62	1.53	2.88	1.74	1.41	1.08	1.24	1.07	0.10	0.14	0.16
Net Income	11	14	14	11	8.22	3.85	5.52	5.92	4.31	4.64	4.48	2.94	2.81	2.88
EPS (Basic)(per share)	3.47	4.14	4.21	3,260.00	2.51	1.18	1.68	1.77	1.27	1.35	1.30	0.85	0.82	0.84
EPS (Diluted)(per share)	3.46	4.07	4.16	3,250.00	2.51	1.18	1.68	1.77	1.27	1.35	1.30	0.85	0.82	0.84
Shares Outstanding (Basic, Weighted)(shares)	3.26	3.28	3.27	3.27	3.27	3.27	3.29	3.34	3.41	3.45	3.45	3.45	3.44	–
Shares Outstanding (Diluted, Weighted)(shares)	3.26	3.34	3.31	3.28	3.27	3.27	3.29	3.34	3.41	3.45	3.45	3.45	3.44	–
Dividend per Share(per share)	0.84	0.73	0.51	0.52	0.48	0.48	0.44	0.36	0.35	0.20	0.05	–	0.45	–
Total Interest Income	39	39	40	38	34	26	22	23	20	20	23	26	30	33
Net Interest Income	36	36	33	29	28	23	19	21	17	17	18	19	21	21
Non-Interest Income	9.95	17	27	15	9.43	6.10	4.83	4.64	4.39	4.47	4.35	3.83	3.72	4.49
Provision for Credit Losses	-1.00	0.30	6.20	0.55	0.45	-0.35	-0.75	0.38	-0.43	-0.83	0.20	4.38	6.55	7.53
Non-Interest Expense	34	37	37	31	27	22	18	18	16	16	17	16	16	14

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Dec 31, 2022

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 918.0%
Return on equity, FY2022: 11.2%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 11.6
Price to sales: 104.82
Price to book: 1.56
Dividend yield: 2.09%