TCBITXSEState Commercial BanksFiscal year ends December 31Also trades as TCBI.PB
TEXAS CAPITAL BANCSHARES INC/TX
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 22, 2026
$90.33−0.82 (-0.90%)
Close on Oct 19, 2026
- Market cap
- $3.98B
- P/E (TTM)
- 11.7
- Dividend yield
- –
Texas Capital Bancshares statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Texas Capital Bancshares | Industry median |
|---|---|---|
| Market Cap | $3.93B | $679.86M |
| Enterprise Value | $228.77M | $408.94M |
| PE Ratio | 11.75 | 11.99 |
| PS Ratio | 2.96 | 3.59 |
| PB Ratio | 1.08 | 1.18 |
| P/TBV Ratio | 1.08 | 1.41 |
| P/FCF Ratio | 8.32 | 10.89 |
| P/OCF Ratio | 8.05 | 10.01 |
Enterprise value
| Measure | Texas Capital Bancshares | Industry median |
|---|---|---|
| EV / Sales | 0.17 | 2.76 |
| EV / FCF | 0.48 | 8.23 |
Income (trailing twelve months)
| Measure | Texas Capital Bancshares | Industry median |
|---|---|---|
| Revenue | $1.33B | $170.85M |
| Pretax Income | $476.48M | $70.12M |
| Net Income | $364.61M | $54.33M |
| EPS (Diluted) | $7.69 | $2.91 |
Margins
| Measure | Texas Capital Bancshares | Industry median |
|---|---|---|
| Pretax Margin | 35.9% | 36.5% |
| Profit Margin | 27.5% | 29.1% |
| FCF Margin | 35.5% | 33.2% |
Returns
| Measure | Texas Capital Bancshares | Industry median |
|---|---|---|
| Return on Equity (ROE) | 10.2% | 10.6% |
| Return on Assets (ROA) | 1.11% | 1.12% |
Growth
| Measure | Texas Capital Bancshares | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 33.1% | 11.8% |
| Net Income Growth (YoY) | 171.9% | 23.2% |
| EPS Growth (YoY) | 205.2% | 23.1% |
| FCF Growth (YoY) | 22.9% | 28.5% |
| Revenue Growth (3Y CAGR) | 0.82% | 5.82% |
| Revenue Growth (5Y CAGR) | 3.56% | 6.17% |
| EPS Growth (3Y CAGR) | 3.19% | 1.31% |
| EPS Growth (5Y CAGR) | 43.4% | 8.24% |
Balance sheet
| Measure | Texas Capital Bancshares | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $3.70B | $205.54M |
| Net Cash (Debt) | $3.70B | $164.40M |
| Net Cash Per Share | $85.07 | $8.13 |
| Equity (Book Value) | $3.65B | $563.88M |
| Book Value Per Share | $83.90 | $28.47 |
| Tangible Book Value | $3.65B | $475.36M |
Cash flow (trailing twelve months)
| Measure | Texas Capital Bancshares | Industry median |
|---|---|---|
| Operating Cash Flow | $487.81M | $61.52M |
| Capital Expenditures | -$15.96M | -$4.08M |
| Free Cash Flow | $471.85M | $52.15M |
| FCF Per Share | $10.85 | $3.05 |
Efficiency
| Measure | Texas Capital Bancshares | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $743.60K | $353.78K |
| Profits Per Employee | $204.26K | $107.28K |
| Employee Count | 1,785 | 489 |
Dividends and yields
| Measure | Texas Capital Bancshares | Industry median |
|---|---|---|
| Earnings Yield | 9.28% | 8.13% |
| FCF Yield | 12.0% | 8.91% |
| Buyback Yield | 5.92% | 1.55% |
| Shareholder Yield | 5.92% | 3.13% |
Shares
| Measure | Texas Capital Bancshares | Industry median |
|---|---|---|
| Shares Outstanding | 43,474,400 | 18,839,100 |
| Shares Change (YoY) | -3.15% | 0.40% |
| Float | 41,989,300 | 17,061,900 |
| Shares Held by Insiders | 3.42% | 5.89% |
| Shares Held by Institutions | 107.7% | 61.9% |
Taxes
| Measure | Texas Capital Bancshares | Industry median |
|---|---|---|
| Income Tax | $111.88M | $14.50M |
| Effective Tax Rate | 23.5% | 21.1% |
Scores
| Measure | Texas Capital Bancshares | Industry median |
|---|---|---|
| Graham Number | $120.49 | $45.31 |
| Graham Upside | 33.4% | 21.9% |
| Altman Z-Score | 0.24 | 0.21 |
| Piotroski F-Score | 7 | 6 |
Calculated by StockData from Texas Capital Bancshares's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.