SRBKNasdaqSavings Institutions, Not Federally CharteredFiscal year ends June 30
SR Bancorp, Inc.
Financials through Q4 FY2026, quarter ended Jun 30, 2026Last filing: 10-K on Sep 25, 2026
$18.58+0.12 (+0.65%)
Close on Oct 19, 2026
- Market cap
- $137.05M
- P/E (TTM)
- 42.2
- Dividend yield
- 1.13%
Margins
Share of revenue, fiscal years 2021 to 2026
Net margin
10.0%
Growth rates
Compound annual growth to fiscal 2026
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +0.4% | +30.8% | – | – | |
| Net income | -34.7% | +29.2% | – | – | |
| EPS, diluted | -27.9% | – | – | – | |
| Free cash flow | +133.5% | +76.3% | – | – | |
| Dividend per share | +110.0% | – | – | – |
Returns and balance sheet
6 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2021 | FY2021 | FY2026 | Trend |
|---|---|---|---|---|
| Return on equity | – | – | 1.8% | |
| Return on assets | – | – | 0.3% | |
| Capex to revenue | – | – | 2.5% | |
| Diluted shares | – | – | 8M |
Where the cash went
Fiscal 2022 to 2026, five years combined
SR Bancorp generated $20.46M from operations and spent $32.68M on capital expenditure, dividends and share buybacks. 10% of that went back into the business.
Generated
$20.46M
Used
$32.68M
Capital expenditure$3.20M10%Dividends$2.13M7%Share buybacks$27.35M84%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin10.0%
×Asset turnover0.03×
×Equity multiplier6.07×
=Return on equity, FY20261.8%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2026 | 10.0% | 0.03× | 6.07× | 1.8% |
| FY2025 | 15.4% | 0.03× | 5.36× | 2.6% |
| FY2023 | 10.4% | 0.02× | 5.41× | 1.3% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2026 against fiscal 2025
4of 6 tests passed in fiscal 2026. Some tests lack the figures they need.
- ProfitableNet income above zero$3.35M
- Cash generatingOperating cash flow above zero$10.70M
- Return on assets improvedROA up on the prior year0.5% → 0.3%
- Earnings backed by cashOperating cash flow above net income$10.70M vs $3.35M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise8M → 8M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.03 → 0.03