SNUS.PHNYSENational Commercial BanksFiscal year ends December 31Also trades as SNUS.PI

Santander Holdings USA, Inc.

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Jul 31, 2026

$20.88+0.06 (+0.29%)

Close on Oct 19, 2026

Market cap: –
P/E (TTM): –
Dividend yield: –

Santander Holdings USA, Inc. cash flow statement

Annual Quarterly TTM

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31	FY 2009 2009-12-31
Depreciation & Amortization	2,491	2,604	2,618	2,788	2,355	2,766	2,403	1,913	1,607	1,272	518	-20	286	266	291	–	–
Stock-Based Compensation	–	–	–	0	0	0.03	0.32	0.91	4.67	18	-7.26	5.45	-1.82	-1.85	-0.28	2.16	48
Deferred Income Taxes	-130	-354	-430	-86	636	-276	339	417	-197	214	-831	1,836	157	-132	497	-369	-1,463
Operating Cash Flow	2,007	1,158	1,907	5,285	8,539	5,269	6,849	7,015	4,964	5,272	5,083	4,425	1,369	1,611	2,213	2,749	1,251
Capital Expenditures	–	–	–	-227	-234	-196	-217	-160	-164	-234	-314	-318	-223	-192	-195	-197	-38
Acquisitions	–	0	0	-392	0	0	–	–	–	–	–	–	–	–	–	–	-193
Sale of Property, Plant & Equipment	12	7.80	10	12	6.40	4.30	2.00	–	–	–	–	–	–	–	–	–	–
Divestitures	-462	0	0	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Purchase of Investments	-5,296	-3,262	-3,003	-4,805	-9,824	-11,242	-12,500	-2,773	-6,821	-14,679	-15,277	-7,659	-4,931	-11,085	-11,401	-7,032	-14,654
Sale & Maturity of Investments	2,485	1,792	2,396	3,798	7,709	12,016	8,505	4,222	8,667	17,634	10,488	4,222	11,567	8,019	10,187	9,401	10,922
Other Investing Activities	73	132	60	46	–	–	–	–	–	–	–	–	–	–	–	–	–
Investing Cash Flow	-2,060	3,087	2,138	-4,804	-7,642	-1,549	-17,242	-12,461	3,281	578	-16,675	-14,410	9,026	-5,739	-7,769	-7,114	1,588
Dividends Paid	-1,532	-1,302	-3,091	-4,750	0	-125	-400	-410	-10	0	0	–	–	–	–	–	–
Stock Issued	–	–	–	0	1.22	0.72	4.53	8.20	14	7.98	88	1,788	0	0	0	750	1,800
Debt Issued	–	–	–	–	–	–	48,044	46,461	43,325	46,598	51,841	37,888	529	902	–	–	–
Debt Repaid	–	–	–	–	–	–	-44,523	-43,277	-44,006	-44,568	-45,669	-34,767	-958	-2,468	–	–	–
Short-Term Debt Issued (Repaid), Net	-1,010	275	1,193	177	-158	-37	192	-169	-50	-523	-5,209	1,521	-6,150	2,377	–	–	–
Other Financing Activities	-32	36	17	6.54	-0.41	–	–	–	–	–	–	–	–	–	–	–	–
Financing Cash Flow	-3,827	663	-1,942	-8,934	6,195	2,679	11,197	5,829	-10,959	-4,874	14,149	6,635	-8,389	3,725	6,474	3,747	-4,270
Net Change in Cash	-3,880	4,908	2,104	-8,453	7,092	6,398	804	384	-2,714	975	2,557	-3,350	2,006	-403	918	-617	-1,431
Free Cash Flow	–	–	–	5,058	8,306	5,073	6,632	6,855	4,800	5,037	4,769	4,107	1,147	1,419	2,018	2,552	1,213
Income Taxes Paid	67	116	330	-555	240	-61	35	26	3.95	-146	-169	-65	1.49	-51	621	528	351
Interest Paid	6,661	7,953	6,179	2,036	1,129	1,690	2,211	1,695	1,442	1,439	1,270	1,226	1,005	739	1,312	1,390	1,790

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 19.0%
Return on equity, FY2025: 10.4%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: –
Price to sales: –
Price to book: –
Dividend yield: –