SNNFOTCNational Commercial BanksFiscal year ends December 31
Seneca Bancorp, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 12, 2026
$12.90−0.01 (-0.08%)
Close on Oct 19, 2026
- Market cap
- $21.49M
- P/E (TTM)
- 86.0
- Dividend yield
- –
Seneca Bancorp statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of National Commercial Banks companies for comparison
Valuation
| Measure | Seneca Bancorp | Industry median |
|---|---|---|
| Market Cap | $23.23M | $679.86M |
| Enterprise Value | $15.08M | $418.07M |
| PE Ratio | 86.00 | 12.00 |
| PS Ratio | 1.93 | 3.62 |
| PB Ratio | 0.71 | 1.18 |
| P/TBV Ratio | 0.73 | 1.42 |
| P/FCF Ratio | 10.51 | 10.93 |
| P/OCF Ratio | 4.27 | 10.04 |
Enterprise value
| Measure | Seneca Bancorp | Industry median |
|---|---|---|
| EV / Sales | 1.26 | 2.78 |
| EV / FCF | 6.82 | 8.40 |
Income (trailing twelve months)
| Measure | Seneca Bancorp | Industry median |
|---|---|---|
| Revenue | $12.01M | $170.85M |
| Pretax Income | $271.00K | $70.12M |
| Net Income | $263.00K | $54.33M |
| EPS (Diluted) | $0.15 | $2.90 |
Margins
| Measure | Seneca Bancorp | Industry median |
|---|---|---|
| Pretax Margin | 2.26% | 36.4% |
| Profit Margin | 2.19% | 29.1% |
| FCF Margin | 18.4% | 33.0% |
Returns
| Measure | Seneca Bancorp | Industry median |
|---|---|---|
| Return on Equity (ROE) | 0.93% | 10.5% |
| Return on Assets (ROA) | 0.09% | 1.12% |
Growth
| Measure | Seneca Bancorp | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 12.9% | 11.8% |
| Net Income Growth (YoY) | -31.2% | 23.1% |
| EPS Growth (YoY) | -34.8% | 22.7% |
Balance sheet
| Measure | Seneca Bancorp | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $8.15M | $205.54M |
| Net Cash (Debt) | $8.15M | $164.40M |
| Net Cash Per Share | $4.53 | $8.13 |
| Equity (Book Value) | $32.78M | $560.44M |
| Book Value Per Share | $18.20 | $28.47 |
| Tangible Book Value | $32.01M | $472.29M |
Cash flow (trailing twelve months)
| Measure | Seneca Bancorp | Industry median |
|---|---|---|
| Operating Cash Flow | $5.44M | $61.20M |
| Capital Expenditures | -$3.23M | -$4.02M |
| Free Cash Flow | $2.21M | $52.43M |
| FCF Per Share | $1.23 | $3.07 |
Efficiency
| Measure | Seneca Bancorp | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $210.72K | $357.09K |
| Profits Per Employee | $4.61K | $107.23K |
| Employee Count | 57 | 528 |
Dividends and yields
| Measure | Seneca Bancorp | Industry median |
|---|---|---|
| Earnings Yield | 1.13% | 8.07% |
| FCF Yield | 9.52% | 8.89% |
Shares
| Measure | Seneca Bancorp | Industry median |
|---|---|---|
| Shares Outstanding | 1,800,440 | 18,910,300 |
| Shares Change (YoY) | 0.66% | 0.39% |
| Shares Change (QoQ) | 0.02% | 0.00% |
| Float | 1,534,570 | 16,895,350 |
| Shares Held by Insiders | 14.8% | 5.92% |
Taxes
| Measure | Seneca Bancorp | Industry median |
|---|---|---|
| Income Tax | $8.00K | $14.50M |
| Effective Tax Rate | 2.95% | 21.1% |
Scores
| Measure | Seneca Bancorp | Industry median |
|---|---|---|
| Graham Number | $7.84 | $45.31 |
| Graham Upside | -39.2% | 21.6% |
| Altman Z-Score | 0.19 | 0.21 |
| Piotroski F-Score | 5 | 6 |
Calculated by StockData from Seneca Bancorp's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.