SLMNasdaqPersonal Credit InstitutionsFiscal year ends December 31Also trades as SLMBP
SLM Corp
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Oct 22, 2026
$21.57−0.24 (-1.10%)
Close on Oct 19, 2026
- Market cap
- $4.11B
- P/E (TTM)
- 6.0
- Dividend yield
- 2.41%
SLM statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Personal Credit Institutions companies for comparison
Valuation
| Measure | SLM | Industry median |
|---|---|---|
| Market Cap | $4.05B | $196.46M |
| Enterprise Value | -$534.11M | $150.89M |
| PE Ratio | 6.03 | 11.30 |
| PS Ratio | 2.07 | 2.66 |
| PB Ratio | 1.64 | 1.17 |
| P/TBV Ratio | 1.68 | 1.40 |
Enterprise value
| Measure | SLM | Industry median |
|---|---|---|
| EV / Sales | -0.27 | 2.72 |
Income (trailing twelve months)
| Measure | SLM | Industry median |
|---|---|---|
| Revenue | $1.96B | $61.19M |
| Pretax Income | $982.62M | -$4.40M |
| Net Income | $735.51M | -$5.10M |
| EPS (Diluted) | $3.58 | -$0.02 |
Margins
| Measure | SLM | Industry median |
|---|---|---|
| Pretax Margin | 50.1% | -25.1% |
| Profit Margin | 37.5% | -21.0% |
Returns
| Measure | SLM | Industry median |
|---|---|---|
| Return on Equity (ROE) | 30.3% | -22.3% |
| Return on Assets (ROA) | 2.53% | -11.7% |
Growth
| Measure | SLM | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 11.5% | 19.7% |
| Net Income Growth (YoY) | 66.3% | -51.5% |
| EPS Growth (YoY) | 79.9% | 4.95% |
| Revenue Growth (3Y CAGR) | 2.86% | 5.53% |
| Revenue Growth (5Y CAGR) | 1.84% | 10.1% |
| EPS Growth (3Y CAGR) | 25.3% | 5.11% |
| EPS Growth (5Y CAGR) | 8.99% | 8.99% |
Balance sheet
| Measure | SLM | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $4.59B | $19.74M |
| Total Debt | $0 | $52.25M |
| Net Cash (Debt) | $4.59B | $7.29M |
| Net Cash Per Share | $24.41 | $0.22 |
| Equity (Book Value) | $2.47B | $165.65M |
| Book Value Per Share | $13.17 | $3.80 |
| Tangible Book Value | $2.42B | $127.24M |
Financial position
| Measure | SLM | Industry median |
|---|---|---|
| Debt / Equity | 0.00 | 0.20 |
Cash flow (trailing twelve months)
| Measure | SLM | Industry median |
|---|---|---|
| Operating Cash Flow | -$324.60M | -$5.46M |
Efficiency
| Measure | SLM | Industry median |
|---|---|---|
| Asset Turnover | 0.07 | 0.16 |
| Revenue Per Employee | $1.10M | $705.30K |
| Profits Per Employee | $411.36K | -$248.19K |
| Employee Count | 1,788 | 48 |
Dividends and yields
| Measure | SLM | Industry median |
|---|---|---|
| Earnings Yield | 18.1% | -10.4% |
| Dividend Yield | 2.41% | 2.22% |
| Buyback Yield | 13.8% | 0.12% |
| Shareholder Yield | 16.3% | 0.14% |
| Dividend Per Share | $0.52 | $1.15 |
| Dividend Growth (YoY) | 13.0% | 5.11% |
| Years of Dividend Growth | 2 | 0 |
| Payout Ratio | 14.0% | 22.8% |
Shares
| Measure | SLM | Industry median |
|---|---|---|
| Shares Outstanding | 187,947,000 | 56,031,200 |
| Shares Change (YoY) | -6.34% | 12.9% |
| Float | 175,543,000 | 43,790,000 |
| Shares Held by Insiders | 6.60% | 17.3% |
| Shares Held by Institutions | 111.6% | 34.2% |
Taxes
| Measure | SLM | Industry median |
|---|---|---|
| Income Tax | $247.11M | $91.74K |
| Effective Tax Rate | 25.1% | 22.7% |
Scores
| Measure | SLM | Industry median |
|---|---|---|
| Graham Number | $32.57 | $33.63 |
| Graham Upside | 51.0% | 12.2% |
| Altman Z-Score | 0.41 | 0.30 |
| Piotroski F-Score | 5 | 4 |
Calculated by StockData from SLM's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.