SLBKOTCState Commercial BanksFiscal year ends December 31
Skyline Bankshares, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 14, 2026
$28.45−0.20 (-0.68%)
Close on Oct 19, 2026
- Market cap
- $159.84M
- P/E (TTM)
- 8.8
- Dividend yield
- 1.83%
Margins
Share of revenue, fiscal years 2014 to 2025
Net margin
27.2%+9.8 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +24.4% | +12.5% | +11.6% | +16.2% | |
| Net income | +113.4% | +15.5% | +22.0% | +31.9% | |
| Free cash flow | +17.8% | +15.9% | +39.1% | +20.1% | |
| Dividend per share | +13.0% | +17.6% | +14.9% | +17.9% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | 5.6% | 7.0% | 16.1% | |
| Return on assets | 0.5% | 0.8% | 1.3% | |
| Capex to revenue | 3.3% | 13.4% | 14.0% | |
| Diluted shares | 4M | 6M | 6M |
Where the cash went
Fiscal 2021 to 2025, five years combined
Skyline Bankshares generated $63.04M from operations and spent $42.78M on capital expenditure, dividends and share buybacks. 57% of that went back into the business.
Generated
$63.04M
Used
$42.78M
Capital expenditure$24.29M57%Dividends$11.29M26%Share buybacks$7.20M17%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin27.2%
×Asset turnover0.05×
×Equity multiplier12.79×
=Return on equity, FY202516.1%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 27.2% | 0.05× | 12.79× | 16.1% |
| FY2024 | 15.9% | 0.04× | 13.19× | 8.7% |
| FY2023 | 22.8% | 0.04× | 13.12× | 12.5% |
| FY2022 | 25.1% | 0.04× | 12.61× | 13.0% |
| FY2021 | 24.4% | 0.04× | 10.87× | 11.1% |
| FY2020 | 17.5% | 0.04× | 9.38× | 7.0% |
| FY2019 | 21.8% | 0.05× | 8.83× | 9.1% |
| FY2018 | 15.6% | 0.05× | 9.25× | 6.8% |
| FY2017 | 9.7% | 0.05× | 9.83× | 4.3% |
| FY2016 | 11.9% | 0.05× | 10.34× | 5.6% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
5of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$15.84M
- Cash generatingOperating cash flow above zero$18.77M
- Return on assets improvedROA up on the prior year0.7% → 1.3%
- Earnings backed by cashOperating cash flow above net income$18.77M vs $15.84M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise6M → 6M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.04 → 0.05