SFSTNasdaqNational Commercial BanksFiscal year ends December 31

SOUTHERN FIRST BANCSHARES INC

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 3, 2026

$59.13−0.68 (-1.14%)

Close on Oct 19, 2026

Market cap: $551.00M
P/E (TTM): 12.8
Dividend yield: –

SOUTHERN FIRST BANCSHARES INC income statement

Annual Quarterly TTM

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31	FY 2009 2009-12-31
Revenue	6.28	5.56	4.04	4.20	11	20	9.92	5.54	5.15	6.84	47	39	33	30	26	23	21
Interest Expense	–	–	100	20	5.44	15	25	17	10	8.19	7.50	6.91	7.10	8.70	12	15	17
Gain (Loss) on Investments	-0.52	–	–	0.01	0.00	0.00	0.73	0.01	0.00	0.43	0.30	–	–	–	–	–	–
Gain (Loss) on Sale of Assets	–	0.03	–	-0.39	0.01	0.20	–	0.01	-0.05	–	–	–	–	–	-0.03	0.02	–
Pretax Income	40	20	17	38	61	24	35	29	24	20	16	9.74	7.54	5.70	2.92	1.08	1.76
Income Tax Expense	9.24	4.38	4.00	9.00	14	5.49	7.62	6.40	11	7.33	5.37	3.11	2.42	1.83	0.83	0.19	0.35
Net Income	30	16	13	29	47	18	28	22	13	13	10	6.63	5.12	3.86	2.09	0.89	1.42
Preferred Dividends	–	–	–	–	–	–	–	–	–	–	–	0.92	0.77	0.84	0.87	0.87	0.73
Net Income to Common	30	16	13	29	47	18	28	22	13	13	10	5.71	4.37	2.76	0.94	-0.24	0.49
EPS (Basic)(per share)	3.75	1.92	1.67	3.66	5.96	2.37	3.70	3.02	1.86	2.06	1.64	1.15	1.02	0.65	0.22	-0.0001	0.07
EPS (Diluted)(per share)	3.72	1.91	1.66	3.61	5.85	2.34	3.58	2.88	1.76	1.94	1.55	1.10	0.98	0.64	0.22	-0.0001	0.07
Shares Outstanding (Basic, Weighted)(shares)	8.09	8.08	8.05	7.96	7.84	7.72	7.53	7.38	7.01	6.32	6.20	4.98	4.28	4.23	4.20	4,597	3,696
Shares Outstanding (Diluted, Weighted)(shares)	8.16	8.12	8.08	8.07	7.99	7.82	7.77	7.74	7.39	6.72	6.56	5.20	4.46	4.34	4.29	4,597	3,728
Total Interest Income	211	201	178	118	93	95	93	77	61	51	46	40	36	35	35	36	36
Net Interest Income	105	81	78	98	88	80	67	60	51	43	39	33	29	26	23	20	19
Non-Interest Income	13	12	9.86	9.58	17	27	15	10	9.34	11	8.42	5.78	3.80	3.76	2.77	3.05	2.19
Provision for Credit Losses	2.95	0.13	1.26	6.16	-12	30	2.30	1.90	2.00	2.30	3.20	4.18	3.48	4.55	5.27	5.61	4.31
Non-Interest Expense	76	73	69	63	56	54	44	40	35	31	28	25	22	20	18	17	15

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 648.7%
Return on equity, FY2025: 8.7%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 12.8
Price to sales: 90.25
Price to book: 1.22
Dividend yield: –