RDNNYSESurety InsuranceFiscal year ends December 31
RADIAN GROUP INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$34.12+0.08 (+0.24%)
Close on Oct 19, 2026
- Market cap
- $4.65B
- P/E (TTM)
- 8.8
- Dividend yield
- 2.99%
Radian statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Surety Insurance companies for comparison
Valuation
| Measure | Radian | Industry median |
|---|---|---|
| Market Cap | $4.51B | $3.25B |
| Enterprise Value | $4.93B | $2.52B |
| PE Ratio | 8.77 | 10.26 |
| PS Ratio | 2.74 | 1.07 |
| PB Ratio | 0.94 | 1.48 |
| P/TBV Ratio | 0.94 | 1.57 |
| P/FCF Ratio | 3.25 | 7.95 |
| P/OCF Ratio | 3.24 | 7.16 |
Enterprise value
| Measure | Radian | Industry median |
|---|---|---|
| EV / Sales | 3.00 | 0.93 |
| EV / FCF | 3.55 | 7.33 |
Income (trailing twelve months)
| Measure | Radian | Industry median |
|---|---|---|
| Revenue | $1.64B | $4.57B |
| Pretax Income | $724.11M | $589.53M |
| Net Income | $536.29M | $470.80M |
| EPS (Diluted) | $3.89 | $4.81 |
Margins
| Measure | Radian | Industry median |
|---|---|---|
| Pretax Margin | 44.0% | 13.7% |
| Profit Margin | 32.6% | 10.7% |
| FCF Margin | 84.5% | 17.5% |
Returns
| Measure | Radian | Industry median |
|---|---|---|
| Return on Equity (ROE) | 11.5% | 14.0% |
| Return on Assets (ROA) | 5.30% | 3.35% |
Growth
| Measure | Radian | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 37.1% | 7.97% |
| Net Income Growth (YoY) | -8.57% | 25.1% |
| EPS Growth (YoY) | -2.02% | 27.7% |
| Revenue Growth (3Y CAGR) | 0.18% | 9.53% |
| Revenue Growth (5Y CAGR) | -3.61% | 8.29% |
| EPS Growth (3Y CAGR) | -1.64% | 15.9% |
| EPS Growth (5Y CAGR) | 15.7% | 15.2% |
Balance sheet
| Measure | Radian | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $119.05M | $520.88M |
| Total Debt | $535.11M | $663.00M |
| Net Cash (Debt) | -$416.06M | $309.26M |
| Net Cash Per Share | -$3.14 | $5.42 |
| Equity (Book Value) | $4.81B | $3.63B |
| Book Value Per Share | $36.34 | $41.34 |
| Tangible Book Value | $4.81B | $2.59B |
Financial position
| Measure | Radian | Industry median |
|---|---|---|
| Debt / Equity | 0.11 | 0.27 |
| Debt / FCF | 0.38 | 2.10 |
Cash flow (trailing twelve months)
| Measure | Radian | Industry median |
|---|---|---|
| Operating Cash Flow | $1.39B | $698.90M |
| Capital Expenditures | -$2.89M | -$11.90M |
| Free Cash Flow | $1.39B | $661.55M |
| FCF Per Share | $10.51 | $8.91 |
Efficiency
| Measure | Radian | Industry median |
|---|---|---|
| Asset Turnover | 0.16 | 0.27 |
| Revenue Per Employee | $1.83M | $1.73M |
| Profits Per Employee | $595.88K | $213.95K |
| Employee Count | 900 | 1,341 |
Dividends and yields
| Measure | Radian | Industry median |
|---|---|---|
| Earnings Yield | 11.9% | 9.56% |
| FCF Yield | 30.8% | 12.5% |
| Dividend Yield | 2.99% | 2.02% |
| Buyback Yield | 2.87% | 2.89% |
| Shareholder Yield | 5.86% | 4.63% |
| Dividend Per Share | $1.02 | $1.75 |
| Dividend Growth (YoY) | 4.08% | 4.86% |
| Years of Dividend Growth | 4 | 3 |
| Payout Ratio | 26.5% | 19.5% |
| FCF Payout Ratio | 10.2% | 16.0% |
Shares
| Measure | Radian | Industry median |
|---|---|---|
| Shares Outstanding | 132,301,000 | 65,596,200 |
| Shares Change (YoY) | -6.79% | -1.19% |
| Shares Change (QoQ) | -0.96% | -0.33% |
| Float | 129,923,000 | 56,719,400 |
| Shares Held by Insiders | 1.80% | 3.34% |
| Shares Held by Institutions | 93.7% | 85.3% |
Taxes
| Measure | Radian | Industry median |
|---|---|---|
| Income Tax | $164.81M | $105.00M |
| Effective Tax Rate | 22.8% | 19.8% |
Scores
| Measure | Radian | Industry median |
|---|---|---|
| Graham Number | $56.40 | $78.10 |
| Graham Upside | 65.3% | 21.2% |
| Altman Z-Score | 1.31 | 0.89 |
| Piotroski F-Score | 4 | 5 |
Calculated by StockData from Radian's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.