QNTOOTCSavings Institutions, Not Federally CharteredFiscal year ends December 31
QUAINT OAK BANCORP, INC.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 14, 2026
$14.50+0.00 (0.00%)
Close on Oct 19, 2026
- Market cap
- $38.96M
- P/E (TTM)
- 50.0
- Dividend yield
- 2.34%
Quaint Oak Bancorp statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Savings Institutions, Not Federally Chartered companies for comparison
Valuation
| Measure | Quaint Oak Bancorp | Industry median |
|---|---|---|
| Market Cap | $38.42M | $679.86M |
| Enterprise Value | -$9.84M | $408.94M |
| PE Ratio | 50.00 | 11.99 |
| PS Ratio | 1.47 | 3.59 |
| PB Ratio | 0.73 | 1.18 |
| P/TBV Ratio | 0.73 | 1.41 |
| P/OCF Ratio | 2.12 | 10.01 |
Enterprise value
| Measure | Quaint Oak Bancorp | Industry median |
|---|---|---|
| EV / Sales | -0.38 | 2.76 |
| EV / EBITDA | -7.79 | 6.13 |
| EV / EBIT | -7.79 | 7.14 |
Income (trailing twelve months)
| Measure | Quaint Oak Bancorp | Industry median |
|---|---|---|
| Revenue | $26.09M | $170.85M |
| Operating Income | $1.26M | $81.35M |
| Pretax Income | $1.26M | $70.12M |
| Net Income | $780.00K | $54.33M |
| EBITDA | $1.26M | $92.75M |
| EPS (Diluted) | $0.29 | $2.91 |
Margins
| Measure | Quaint Oak Bancorp | Industry median |
|---|---|---|
| Operating Margin | 4.84% | 11.5% |
| Pretax Margin | 4.84% | 36.5% |
| Profit Margin | 2.99% | 29.1% |
| EBITDA Margin | 4.84% | 32.4% |
Returns
| Measure | Quaint Oak Bancorp | Industry median |
|---|---|---|
| Return on Equity (ROE) | 1.48% | 10.6% |
| Return on Assets (ROA) | 0.12% | 1.12% |
| Return on Invested Capital (ROIC) | 19.3% | 7.82% |
Growth
| Measure | Quaint Oak Bancorp | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 0.51% | 11.8% |
| Net Income Growth (YoY) | -61.2% | 23.2% |
| EPS Growth (YoY) | -61.8% | 23.1% |
| Revenue Growth (3Y CAGR) | -16.5% | 5.82% |
| Revenue Growth (5Y CAGR) | 7.46% | 6.17% |
| EPS Growth (3Y CAGR) | -68.0% | 1.31% |
| EPS Growth (5Y CAGR) | -40.5% | 8.24% |
Balance sheet
| Measure | Quaint Oak Bancorp | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $48.26M | $205.54M |
| Net Cash (Debt) | $48.26M | $164.40M |
| Net Cash Per Share | $18.21 | $8.13 |
| Equity (Book Value) | $52.97M | $563.88M |
| Book Value Per Share | $19.99 | $28.47 |
| Tangible Book Value | $52.45M | $475.36M |
Cash flow (trailing twelve months)
| Measure | Quaint Oak Bancorp | Industry median |
|---|---|---|
| Operating Cash Flow | $18.17M | $61.52M |
Efficiency
| Measure | Quaint Oak Bancorp | Industry median |
|---|---|---|
| Asset Turnover | 0.04 | 0.04 |
| Revenue Per Employee | $202.26K | $353.78K |
| Profits Per Employee | $6.05K | $107.28K |
| Employee Count | 129 | 489 |
Dividends and yields
| Measure | Quaint Oak Bancorp | Industry median |
|---|---|---|
| Earnings Yield | 2.03% | 8.13% |
| Dividend Yield | 2.34% | 2.48% |
| Buyback Yield | 0.11% | 1.55% |
| Shareholder Yield | 2.46% | 3.13% |
| Dividend Per Share | $0.34 | $0.93 |
| Dividend Growth (YoY) | -34.6% | 4.26% |
| Years of Dividend Growth | 0 | 2 |
| Payout Ratio | 54.0% | 29.3% |
Shares
| Measure | Quaint Oak Bancorp | Industry median |
|---|---|---|
| Shares Outstanding | 2,649,600 | 18,839,100 |
| Shares Change (YoY) | 0.91% | 0.40% |
| Shares Change (QoQ) | 0.40% | 0.00% |
| Float | 2,095,550 | 17,061,900 |
| Shares Held by Insiders | 20.9% | 5.89% |
Taxes
| Measure | Quaint Oak Bancorp | Industry median |
|---|---|---|
| Income Tax | $483.00K | $14.50M |
| Effective Tax Rate | 38.2% | 21.1% |
Scores
| Measure | Quaint Oak Bancorp | Industry median |
|---|---|---|
| Graham Number | $11.42 | $45.31 |
| Graham Upside | -21.2% | 21.9% |
| Altman Z-Score | 0.16 | 0.21 |
| Piotroski F-Score | 5 | 6 |
Calculated by StockData from Quaint Oak Bancorp's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.