PFSBOTCSavings Institutions, Not Federally CharteredFiscal year ends December 31

PFS Bancorp, Inc.

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026

$22.00−0.01 (-0.05%)

Close on Oct 19, 2026

Market cap: $34.16M
P/E (TTM): 20.2
Dividend yield: –

PFS Bancorp, Inc. income statement

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31
Revenue	6.57	5.92	5.36	4.67
Gain (Loss) on Sale of Assets	–	0.00	-0.01	–
Pretax Income	2.08	1.11	1.25	0.99
Income Tax Expense	0.41	0.20	0.24	0.16
Net Income incl. Noncontrolling Interests	1.67	0.91	1.01	0.83
Net Income	1.67	0.91	1.01	0.83
EPS (Basic)(per share)	1.10	0.57	0.63	–
EPS (Diluted)(per share)	1.09	0.57	0.63	–
Shares Outstanding (Basic, Weighted)(shares)	1.52	1.59	1.59	–
Shares Outstanding (Diluted, Weighted)(shares)	1.53	1.59	1.59	–
Total Interest Income	8.94	8.01	6.56	4.80
Net Interest Income	5.64	5.03	4.69	4.16
Non-Interest Income	0.93	0.89	0.67	0.51
Provision for Credit Losses	0.15	0.17	0.10	0.06
Non-Interest Expense	4.35	4.65	4.01	3.63

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 24.8%
Return on equity, FY2025: 4.4%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 20.2
Price to sales: 4.97
Price to book: 0.87
Dividend yield: –