PBFSNasdaqSavings Institutions, Not Federally CharteredFiscal year ends December 31

Pioneer Bancorp, Inc./MD

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026

$17.65+0.07 (+0.40%)

Close on Oct 19, 2026

Market cap: $429.44M
P/E (TTM): 28.9
Dividend yield: –

Pioneer Bancorp, Inc./MD income statement

Annual Quarterly TTM

Millions of USD, except per-share data. Shares in millions.

Line item	TTM FY 2024 2024-06-30	TTM Q3 2024 2024-03-31	TTM Q2 2024 2023-12-31	TTM Q1 2024 2023-09-30	TTM FY 2023 2023-06-30	TTM Q3 2023 2023-03-31	TTM Q2 2023 2022-12-31	TTM Q1 2023 2022-09-30	TTM FY 2022 2022-06-30	TTM Q3 2022 2022-03-31	TTM Q2 2022 2021-12-31	TTM Q1 2022 2021-09-30	TTM FY 2021 2021-06-30	TTM Q3 2021 2021-03-31	TTM Q2 2021 2020-12-31	TTM Q1 2021 2020-09-30	TTM FY 2020 2020-06-30	TTM Q3 2020 2020-03-31	TTM Q2 2020 2019-12-31	TTM Q1 2020 2019-09-30	TTM FY 2019 2019-06-30	TTM Q3 2019 2019-03-31	TTM Q2 2019 2018-12-31	TTM FY 2018 2018-06-30
Revenue	15	14	14	13	13	13	13	13	13	13	13	13	13	12	12	12	13	27	40	52	13	62	60	56
Advertising Expenses	0.73	0.73	0.74	0.83	0.83	0.75	0.72	0.59	0.52	0.48	0.53	0.57	0.62	0.65	0.62	0.60	0.68	0.76	0.88	0.93	0.93	0.93	0.87	0.73
Interest Expense	22	18	14	9.24	5.49	3.01	2.09	1.60	1.46	1.48	1.58	1.78	2.11	2.61	3.40	4.12	4.73	5.13	5.03	4.81	4.48	4.10	3.76	3.19
Gain (Loss) on Investments	0.74	0.94	0.49	0.49	0.37	-0.01	0.07	-0.03	-0.04	0.33	0.52	1.19	1.82	2.24	1.01	0.54	-0.13	–	–	–	–	–	–	–
Gain (Loss) on Sale of Assets	–	–	–	–	–	–	–	–	0.28	–	–	–	0.01	0.02	0.01	0.01	-0.03	-0.04	-0.06	–	-0.58	–	–	-0.11
Legal Settlements	5.95	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Pretax Income	19	20	22	26	28	25	18	18	13	7.17	8.35	2.73	2.66	7.46	6.88	9.27	6.00	-4.98	0.18	0.81	8.05	23	21	18
Income Tax Expense	4.15	4.26	4.57	5.54	5.91	5.38	3.89	3.90	3.06	2.80	2.94	1.69	1.58	1.35	1.27	1.70	0.80	-1.99	-0.76	-1.08	0.74	4.62	4.24	6.31
Net Income incl. Noncontrolling Interests	15	16	17	20	22	20	14	14	10	4.36	5.40	1.04	1.08	6.11	5.61	7.57	5.20	-2.99	0.94	1.89	7.31	18	–	11
Net Income	15	16	17	20	22	20	14	14	10	4.36	5.40	1.04	1.08	6.11	5.61	7.57	5.20	-2.99	0.94	1.89	7.31	18	17	11
EPS (Basic)(per share)	0.61	0.64	0.69	0.81	0.87	0.79	0.56	0.56	0.41	0.17	0.21	0.04	0.04	0.25	0.23	0.30	0.21	–	–	–	–	–	–	–
EPS (Diluted)(per share)	0.61	0.64	0.69	0.81	0.87	0.79	0.56	0.56	0.41	0.17	0.21	0.04	0.04	0.25	0.23	0.30	0.21	–	–	–	–	–	–	–
Shares Outstanding (Basic, Weighted)(shares)	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	–	–	–	–	–	–	–
Shares Outstanding (Diluted, Weighted)(shares)	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	25	–	–	–	–	–	–	–
Total Interest Income	88	84	80	76	71	64	56	48	44	42	43	43	44	45	47	50	54	56	56	56	54	52	51	46
Net Interest Income	67	66	66	67	66	61	53	47	42	41	42	42	42	42	44	46	49	51	51	51	50	48	47	43
Non-Interest Income	16	16	15	14	14	14	15	15	14	14	15	15	16	16	15	15	16	16	17	15	14	14	13	13
Provision for Credit Losses	2.44	–	–	–	–	-1.08	-1.08	-0.68	-0.55	0.75	2.00	3.55	4.05	5.70	7.00	6.97	6.79	21	19	18	18	2.35	2.23	1.97
Non-Interest Expense	61	59	57	54	52	51	51	44	44	47	46	51	51	45	45	45	52	51	49	47	38	37	37	36
Policyholder Benefits & Claims	0.91	0.91	0.92	0.92	0.91	0.90	0.87	0.85	0.82	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 102.1%
Return on equity, FY2024: 5.4%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 28.9
Price to sales: 28.72
Price to book: 1.31
Dividend yield: –