PBFSNasdaqSavings Institutions, Not Federally CharteredFiscal year ends December 31

Pioneer Bancorp, Inc./MD

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026

$17.65+0.07 (+0.40%)

Close on Oct 19, 2026

Market cap: $429.44M
P/E (TTM): 28.9
Dividend yield: –

Pioneer Bancorp, Inc./MD balance sheet

Annual Quarterly

Millions of USD, except per-share data. Shares in millions.

Line item	Q2 2026 2026-06-30	Q1 2026 2026-03-31	Q4 2024 2024-06-30	Q3 2024 2024-03-31	Q2 2024 2023-12-31	Q1 2024 2023-09-30	Q4 2023 2023-06-30	Q3 2023 2023-03-31	Q2 2023 2022-12-31	Q1 2023 2022-09-30	Q4 2022 2022-06-30	Q3 2022 2022-03-31	Q2 2022 2021-12-31	Q1 2022 2021-09-30	Q4 2021 2021-06-30	Q3 2021 2021-03-31	Q2 2021 2020-12-31	Q1 2021 2020-09-30	Q4 2020 2020-06-30	Q3 2020 2020-03-31	Q2 2020 2019-12-31	Q1 2020 2019-09-30	Q4 2019 2019-06-30	Q3 2019 2019-03-31	Q2 2019 2018-12-31	Q1 2019 2018-09-30	Q4 2018 2018-06-30	Q3 2018 2018-03-31	Q2 2018 2017-12-31	Q4 2017 2017-06-30
Cash & Equivalents	95	157	165	247	140	217	150	145	147	403	376	465	349	479	325	329	196	262	157	190	115	189	230	157	56	148	120	158	–	40
Cash & Short-Term Investments	95	157	165	247	140	217	150	145	147	403	376	465	349	479	325	329	196	262	157	190	115	189	230	157	56	148	120	158	–	40
Property, Plant & Equipment	36	36	34	41	41	41	36	42	43	43	38	38	38	38	39	39	40	40	41	41	42	42	42	42	–	–	43	–	–	–
Gross Property, Plant & Equipment	–	–	–	–	–	–	–	–	–	–	56	–	–	–	55	–	–	–	55	–	–	–	54	–	–	–	53	–	–	–
Accumulated Depreciation	–	–	-21	–	–	–	-20	–	–	–	-19	–	–	–	-16	–	–	–	-14	–	–	–	-12	–	–	–	-10	–	–	–
Operating Lease Right-of-Use Assets	–	–	5.22	5.33	5.44	5.55	5.45	5.54	5.64	5.74	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Goodwill	27	9.60	11	11	11	11	8.80	8.80	8.80	8.80	8.80	8.80	8.62	7.29	7.29	7.29	7.29	7.29	7.29	7.29	7.29	7.29	7.29	7.29	–	–	7.29	–	–	5.24
Intangible Assets	–	–	2.95	–	–	–	2.10	–	–	–	2.49	–	–	–	1.84	–	–	–	2.16	–	–	–	2.52	2.62	–	–	2.87	–	–	–
Total Assets	2,364	2,221	1,895	1,982	1,853	1,963	1,856	1,864	1,835	2,070	1,964	1,974	1,843	1,968	1,796	1,788	1,574	1,629	1,526	1,500	1,392	1,450	1,468	1,386	–	–	1,284	–	–	–
Operating Lease Liabilities	–	–	5.51	5.61	5.71	5.82	5.71	5.81	5.90	5.99	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Total Liabilities	2,035	1,892	1,599	1,693	1,569	1,692	1,589	1,604	1,585	1,828	1,722	1,737	1,599	1,729	1,558	1,560	1,347	1,404	1,302	1,271	1,164	1,226	1,345	1,254	–	–	1,166	–	–	–
Common Stock	0.25	0.25	0.26	0.26	0.26	0.26	0.26	0.26	0.26	0.26	0.26	0.26	0.26	0.26	0.26	0.26	0.26	0.26	0.26	0.26	0.26	0.26	–	–	–	–	–	–	–	–
Additional Paid-In Capital	116	116	113	113	113	113	114	114	114	114	114	114	114	114	114	114	114	114	114	114	114	114	–	–	–	–	–	–	–	–
Retained Earnings	208	208	188	185	180	177	173	169	163	156	151	149	148	142	141	144	143	141	140	139	138	134	134	130	–	–	116	–	–	–
Comprehensive Income & Other	12	13	4.94	0.50	0.18	-8.54	-9.57	-12	-16	-17	-11	-14	-6.86	-5.31	-5.13	-18	-17	-17	-17	-12	-11	-11	-11	-9.31	–	–	-8.99	-12	-11	-9.67
Shareholders' Equity	328	329	297	289	284	272	267	260	250	242	243	237	244	239	238	229	227	225	224	229	228	224	123	132	126	122	118	111	–	104
Total Equity	328	329	297	289	284	272	267	260	250	242	243	237	244	239	238	229	227	225	224	229	228	224	123	132	126	122	118	111	–	104
Total Liabilities & Equity	2,364	2,221	1,895	1,982	1,853	1,963	1,856	1,864	1,835	2,070	1,964	1,974	1,843	1,968	1,796	1,788	1,574	1,629	1,526	1,500	1,392	1,450	1,468	1,386	–	–	1,284	–	–	–
Shares Outstanding(shares)	25	25	26	26	26	26	26	26	26	26	26	26	26	26	26	26	26	26	26	26	26	26	0	–	–	–	–	–	–	–
Loans, Net	1,871	1,701	1,344	1,312	1,264	1,204	1,144	1,086	1,048	1,020	983	967	994	1,049	1,082	1,139	1,111	1,138	1,148	1,102	1,079	1,054	1,038	1,041	–	–	986	–	–	–
Allowance for Credit Losses	28	26	22	22	21	21	22	22	22	23	23	23	23	23	23	23	23	24	23	21	16	15	14	14	14	14	14	13	13	12
Deposits	1,969	1,852	1,550	1,648	1,522	1,639	1,542	1,565	1,538	1,779	1,680	1,711	1,579	1,704	1,531	1,535	1,323	1,381	1,270	1,238	1,140	1,215	1,331	1,244	–	–	1,150	–	–	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 102.1%
Return on equity, FY2024: 5.4%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 28.9
Price to sales: 28.72
Price to book: 1.31
Dividend yield: –