PAYDOTCServices-Business Services, NECFiscal year ends December 31
PAID INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 14, 2026
$2.50+0.00 (0.00%)
Close on Oct 19, 2026
- Market cap
- $21.58M
- P/E (TTM)
- 125.2
- Dividend yield
- –
Margins
Share of revenue, fiscal years 2011 to 2025
Gross margin
22.4%−1.7 pts over 5 years
Operating margin
-3.2%+13.3 pts over 5 years
Net margin
-1.8%+15.5 pts over 5 years
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +11.4% | +7.7% | +9.9% | +54.2% | |
| Gross profit | +14.1% | +8.0% | +8.3% | +34.9% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2016 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | -5.5% | -78.6% | -7.0% | |
| Return on assets | -4.1% | -41.4% | -4.4% | |
| Current ratio | 0.31 | 1.12 | 0.85 | |
| Capex to revenue | – | 0.0% | 0.0% | |
| Diluted shares | 1M | 5M | 8M |
Where the cash went
Fiscal 2021 to 2025, five years combined
PAID generated $2.74M from operations and spent $121.10K on capital expenditure, dividends and share buybacks. 8% of that went back into the business.
Generated
$2.74M
Used
$121.10K
Capital expenditure$10.12K8%Dividends$00%Share buybacks$110.99K92%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin-1.8%
×Asset turnover2.48×
×Equity multiplier1.58×
=Return on equity, FY2025-7.0%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | -1.8% | 2.48× | 1.58× | -7.0% |
| FY2024 | 4.1% | 2.41× | 1.68× | 16.7% |
| FY2023 | 2.1% | 2.47× | 1.86× | 9.8% |
| FY2022 | 3.9% | 2.57× | 2.17× | 21.9% |
| FY2021 | -4.7% | 2.42× | 2.09× | -23.7% |
| FY2020 | -17.3% | 2.40× | 1.90× | -78.6% |
| FY2019 | 2.7% | 2.07× | 2.21× | 12.2% |
| FY2018 | -124.6% | 0.83× | 1.43× | -147.8% |
| FY2017 | -8.1% | 0.45× | 1.25× | -4.6% |
| FY2016 | -66.4% | 0.06× | 1.34× | -5.5% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
3of 8 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero-$368.24K
- Cash generatingOperating cash flow above zero-$53.17K
- Return on assets improvedROA up on the prior year11.0% → -4.4%
- Earnings backed by cashOperating cash flow above net income-$53.17K vs -$368.24K
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose0.75 → 0.85
- No dilutionShare count did not rise8M → 8M
- Gross margin improvedGross margin up on the prior year21.91% → 22.43%
- More efficientAsset turnover rose2.67 → 2.45