OSBCNasdaqState Commercial BanksFiscal year ends December 31

OLD SECOND BANCORP INC

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026

$24.84−0.04 (-0.16%)

Close on Oct 19, 2026

Market cap: $1.29B
P/E (TTM): 14.3
Dividend yield: 1.01%

OLD SECOND BANCORP INC balance sheet

Annual Quarterly

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31	FY 2009 2009-12-31
Cash & Equivalents	124	99	100	115	752	330	51	55	56	47	40	44	–	–	–	–	–
Cash & Short-Term Investments	124	99	100	115	752	330	51	55	56	47	40	44	–	–	–	–	–
Property, Plant & Equipment	87	87	79	72	88	45	44	42	38	39	40	42	46	47	50	55	–
Gross Property, Plant & Equipment	172	167	153	145	162	116	112	108	101	101	100	102	103	102	109	–	–
Accumulated Depreciation	-85	-79	-74	-72	-74	-70	-68	-65	-63	-62	-61	-59	-57	-55	-59	–	–
Operating Lease Right-of-Use Assets	7.92	7.36	7.09	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Goodwill	129	93	86	86	86	19	–	–	–	–	–	–	–	–	–	–	–
Intangible Assets	24	22	11	14	16	2.18	–	–	–	–	–	–	1.18	3.28	4.68	5.53	–
Deferred Tax Assets	31	27	31	45	6.10	8.12	11	21	25	53	65	–	–	–	–	–	–
Total Assets	6,903	5,649	5,723	5,888	6,212	3,041	2,636	2,676	2,383	2,251	2,077	2,062	2,004	2,046	1,941	2,124	–
Operating Lease Liabilities	13	12	12	–	–	–	–	–	–	–	–	–	–	–	–	–	–
Total Liabilities	6,006	4,978	5,146	5,427	5,710	2,734	2,358	2,447	2,183	2,076	1,921	1,868	1,856	1,973	1,867	2,040	–
Preferred Stock	–	–	–	–	–	–	–	–	–	–	–	47	73	72	71	70	–
Common Stock	53	45	45	45	45	35	35	35	35	35	34	34	19	19	19	18	–
Additional Paid-In Capital	341	205	202	202	202	122	121	119	118	117	116	115	66	66	66	65	–
Retained Earnings	537	469	393	311	252	237	214	175	143	129	114	101	93	12	17	28	–
Treasury Stock	-6.19	-0.58	-0.18	-3.23	-5.90	-101	-96	-96	-96	-96	-96	-96	-96	-95	-95	-95	–
Comprehensive Income & Other	-29	-48	-63	-93	8.77	15	4.56	-4.08	1.48	-8.76	-13	-7.71	-7.04	-1.33	-3.70	-3.13	–
Shareholders' Equity	897	671	577	461	502	307	278	229	200	175	156	194	148	73	74	84	197
Total Equity	897	671	577	461	502	307	278	229	200	175	156	194	148	73	74	84	197
Total Liabilities & Equity	6,903	5,649	5,723	5,888	6,212	3,041	2,636	2,676	2,383	2,251	2,077	2,062	2,004	2,046	1,941	2,124	–
Shares Outstanding(shares)	53	45	45	45	44	29	30	30	30	30	29	29	14	14	14	14	–
Loans, Net	–	–	–	3,820	3,377	2,001	1,911	1,878	1,600	1,463	1,117	1,138	1,074	1,111	1,317	1,614	–
Allowance for Credit Losses	–	–	–	49	44	34	20	19	17	16	16	22	27	39	52	76	–
Deposits	5,596	4,769	4,571	5,111	5,466	2,537	2,127	2,117	1,923	1,867	1,759	1,685	1,682	1,717	1,741	1,909	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 24.2%
Return on equity, FY2025: 10.2%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 14.3
Price to sales: 3.39
Price to book: 1.43
Dividend yield: 1.01%