OCFCNasdaqNational Commercial BanksFiscal year ends December 31
OCEANFIRST FINANCIAL CORP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$15.62−0.21 (-1.33%)
Close on Oct 19, 2026
- Market cap
- $1.10B
- P/E (TTM)
- 18.4
- Dividend yield
- 5.12%
Oceanfirst Financial statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of National Commercial Banks companies for comparison
Valuation
| Measure | Oceanfirst Financial | Industry median |
|---|---|---|
| Market Cap | $1.51B | $679.86M |
| Enterprise Value | $1.24B | $408.94M |
| PE Ratio | 18.38 | 11.99 |
| PS Ratio | 3.41 | 3.59 |
| P/FCF Ratio | 13.40 | 10.89 |
| P/OCF Ratio | 12.41 | 10.01 |
Enterprise value
| Measure | Oceanfirst Financial | Industry median |
|---|---|---|
| EV / Sales | 2.79 | 2.76 |
| EV / FCF | 10.96 | 8.23 |
Income (trailing twelve months)
| Measure | Oceanfirst Financial | Industry median |
|---|---|---|
| Revenue | $442.17M | $170.85M |
| Pretax Income | $63.91M | $70.12M |
| Net Income | $47.90M | $54.33M |
| EPS (Diluted) | $0.85 | $2.91 |
Margins
| Measure | Oceanfirst Financial | Industry median |
|---|---|---|
| Pretax Margin | 14.5% | 36.5% |
| Profit Margin | 10.8% | 29.1% |
| FCF Margin | 25.5% | 33.2% |
Returns
| Measure | Oceanfirst Financial | Industry median |
|---|---|---|
| Return on Equity (ROE) | 2.92% | 10.6% |
| Return on Assets (ROA) | 0.26% | 1.12% |
Growth
| Measure | Oceanfirst Financial | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 13.5% | 11.8% |
| Net Income Growth (YoY) | -45.3% | 23.2% |
| EPS Growth (YoY) | -39.7% | 23.1% |
| FCF Growth (YoY) | 160.5% | 28.5% |
| Revenue Growth (3Y CAGR) | -2.48% | 5.82% |
| Revenue Growth (5Y CAGR) | 0.92% | 6.17% |
| EPS Growth (3Y CAGR) | -21.5% | 1.31% |
| EPS Growth (5Y CAGR) | 2.78% | 8.24% |
Balance sheet
| Measure | Oceanfirst Financial | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $274.06M | $205.54M |
| Net Cash (Debt) | $274.06M | $164.40M |
| Net Cash Per Share | $2.84 | $8.13 |
Cash flow (trailing twelve months)
| Measure | Oceanfirst Financial | Industry median |
|---|---|---|
| Operating Cash Flow | $121.66M | $61.52M |
| Capital Expenditures | -$8.98M | -$4.08M |
| Free Cash Flow | $112.68M | $52.15M |
| FCF Per Share | $1.17 | $3.05 |
Efficiency
| Measure | Oceanfirst Financial | Industry median |
|---|---|---|
| Asset Turnover | 0.02 | 0.04 |
| Revenue Per Employee | $492.40K | $353.78K |
| Profits Per Employee | $53.34K | $107.28K |
| Employee Count | 898 | 489 |
Dividends and yields
| Measure | Oceanfirst Financial | Industry median |
|---|---|---|
| Earnings Yield | 3.17% | 8.13% |
| FCF Yield | 7.46% | 8.91% |
| Dividend Yield | 5.12% | 2.48% |
| Buyback Yield | 0.50% | 1.55% |
| Shareholder Yield | 5.62% | 3.13% |
| Dividend Per Share | $0.80 | $0.93 |
| Dividend Growth (YoY) | 0.00% | 4.26% |
| Years of Dividend Growth | 0 | 2 |
| Payout Ratio | 95.8% | 29.3% |
| FCF Payout Ratio | 40.7% | 26.0% |
Shares
| Measure | Oceanfirst Financial | Industry median |
|---|---|---|
| Shares Outstanding | 96,645,200 | 18,839,100 |
| Shares Change (YoY) | 4.02% | 0.40% |
| Float | 84,993,000 | 17,061,900 |
| Shares Held by Insiders | 12.1% | 5.89% |
| Shares Held by Institutions | 83.2% | 61.9% |
Taxes
| Measure | Oceanfirst Financial | Industry median |
|---|---|---|
| Income Tax | $15.95M | $14.50M |
| Effective Tax Rate | 25.0% | 21.1% |
Scores
| Measure | Oceanfirst Financial | Industry median |
|---|---|---|
| Altman Z-Score | 0.10 | 0.21 |
| Piotroski F-Score | 6 | 6 |
Calculated by StockData from Oceanfirst Financial's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.