NNINYSEPersonal Credit InstitutionsFiscal year ends December 31
NELNET INC
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$125.10−2.32 (-1.82%)
Close on Oct 19, 2026
- Market cap
- $4.51B
- P/E (TTM)
- 15.0
- Dividend yield
- –
Nelnet statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Personal Credit Institutions companies for comparison
Valuation
| Measure | Nelnet | Industry median |
|---|---|---|
| Market Cap | $4.48B | $196.46M |
| Enterprise Value | $4.17B | $149.54M |
| PE Ratio | 14.96 | 11.82 |
| PB Ratio | 1.19 | 1.17 |
| P/TBV Ratio | 1.29 | 1.35 |
| P/FCF Ratio | 12.30 | 11.82 |
| P/OCF Ratio | 11.16 | 5.60 |
Enterprise value
| Measure | Nelnet | Industry median |
|---|---|---|
| EV / FCF | 11.45 | 10.53 |
Income (trailing twelve months)
| Measure | Nelnet | Industry median |
|---|---|---|
| Pretax Income | $354.03M | -$3.63M |
| Net Income | $302.24M | -$4.73M |
| EPS (Diluted) | $8.36 | -$0.01 |
Returns
| Measure | Nelnet | Industry median |
|---|---|---|
| Return on Equity (ROE) | 8.23% | -22.3% |
| Return on Assets (ROA) | 2.16% | -11.1% |
Growth
| Measure | Nelnet | Industry median |
|---|---|---|
| Net Income Growth (YoY) | -8.29% | -56.4% |
| EPS Growth (YoY) | -7.42% | 3.54% |
| FCF Growth (YoY) | -26.7% | 18.7% |
| EPS Growth (3Y CAGR) | 2.90% | 5.11% |
| EPS Growth (5Y CAGR) | 5.50% | 8.99% |
Balance sheet
| Measure | Nelnet | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $172.43M | $20.41M |
| Net Cash (Debt) | $172.43M | $7.08M |
| Net Cash Per Share | $4.82 | $0.22 |
| Equity (Book Value) | $3.77B | $200.96M |
| Book Value Per Share | $105.38 | $3.89 |
| Tangible Book Value | $3.47B | $127.80M |
Cash flow (trailing twelve months)
| Measure | Nelnet | Industry median |
|---|---|---|
| Operating Cash Flow | $401.07M | -$5.82M |
| Capital Expenditures | -$37.04M | -$4.19M |
| Free Cash Flow | $364.03M | -$17.98M |
| FCF Per Share | $10.17 | -$0.27 |
Efficiency
| Measure | Nelnet | Industry median |
|---|---|---|
| Profits Per Employee | $7.56M | -$252.56K |
| Employee Count | 40 | 48 |
Dividends and yields
| Measure | Nelnet | Industry median |
|---|---|---|
| Earnings Yield | 6.75% | -11.5% |
| FCF Yield | 8.13% | -16.1% |
| Buyback Yield | 1.84% | 0.13% |
| Shareholder Yield | 1.84% | 0.15% |
| Payout Ratio | 15.3% | 22.8% |
| FCF Payout Ratio | 12.7% | 21.9% |
Shares
| Measure | Nelnet | Industry median |
|---|---|---|
| Shares Outstanding | 35,779,400 | 55,074,600 |
| Shares Change (YoY) | -0.92% | 12.9% |
| Float | 13,930,200 | 41,965,050 |
| Shares Held by Insiders | 61.1% | 18.6% |
| Shares Held by Institutions | 33.0% | 34.2% |
Taxes
| Measure | Nelnet | Industry median |
|---|---|---|
| Income Tax | $83.47M | $100.87K |
| Effective Tax Rate | 23.6% | 22.5% |
Scores
| Measure | Nelnet | Industry median |
|---|---|---|
| Graham Number | $140.79 | $32.57 |
| Graham Upside | 12.5% | 12.5% |
| Altman Z-Score | 0.62 | 0.30 |
Calculated by StockData from Nelnet's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.