NEWTNasdaqNational Commercial BanksFiscal year ends December 31Also trades as NEWTG, NEWTH, NEWTI, NEWTO, NEWTP
NewtekOne, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026
$10.93−0.08 (-0.73%)
Close on Oct 19, 2026
- Market cap
- $313.19M
- P/E (TTM)
- 5.0
- Dividend yield
- 6.95%
Margins
Share of revenue, fiscal years 2020 to 2025
Net margin
21.2%
Growth rates
Compound annual growth to fiscal 2025
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +10.6% | +39.4% | – | – | |
| Net income | +19.0% | +23.3% | – | – | |
| EPS, diluted | +11.2% | +17.6% | – | – | |
| Dividend per share | 0.0% | – | – | – |
Returns and balance sheet
6 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2020 | FY2020 | FY2025 | Trend |
|---|---|---|---|---|
| Return on equity | – | – | 17.4% | |
| Return on assets | – | – | 2.5% | |
| Capex to revenue | – | – | 0.0% | |
| Diluted shares | – | – | 27M |
Where the cash went
Fiscal 2021 to 2025, five years combined
NewtekOne generated $1.10B from operations and spent $198.55M on capital expenditure, dividends and share buybacks. 1% of that went back into the business.
Generated
$1.10B
Used
$198.55M
Capital expenditure$1.01M1%Dividends$197.13M99%Share buybacks$402.00K0%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin21.2%
×Asset turnover0.12×
×Equity multiplier6.92×
=Return on equity, FY202517.4%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2025 | 21.2% | 0.12× | 6.92× | 17.4% |
| FY2024 | 19.7% | 0.15× | 6.40× | 18.7% |
| FY2023 | 23.3% | 0.17× | 3.89× | 15.2% |
| FY2022 | 30.7% | 0.10× | 2.64× | 8.3% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2025 against fiscal 2024
1of 6 tests passed in fiscal 2025. Some tests lack the figures they need.
- ProfitableNet income above zero$60.51M
- Cash generatingOperating cash flow above zero-$579.24M
- Return on assets improvedROA up on the prior year3.6% → 2.9%
- Earnings backed by cashOperating cash flow above net income-$579.24M vs $60.51M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise25M → 27M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.18 → 0.14