nCino, Inc.
Close on Oct 19, 2026
- Market cap
- $2.14B
- P/E (TTM)
- 67.8
- Dividend yield
- –
Earnings
Next report expected Dec 2, 2026, after market close (estimated from past report dates)
| Quarter | Reported | Time | Revenue | EPS (GAAP) | EPS (adjusted) |
|---|---|---|---|---|---|
| Q2 FY2027 Ended Jul 31, 2026 | Aug 25, 2026 | After market close | $161.00M | $0.05 | – |
| Q1 FY2027 Ended Apr 30, 2026 | May 27, 2026 | After market close | $159.40M | – | – |
| Q4 FY2026 Ended Jan 31, 2026 | Mar 31, 2026 | After market close | $149.70M | $0.07 | $0.37 |
| Q3 FY2026 Ended Oct 31, 2025 | Dec 3, 2025 | After market close | $152.20M | $0.06 | $0.31 |
| Q2 FY2026 Ended Jul 31, 2025 | Aug 26, 2025 | After market close | $148.80M | $-0.13 | $0.22 |
| Q1 FY2026 Ended Apr 30, 2025 | May 20, 2025 | After market close | – | – | – |
| Q4 FY2025 Ended Jan 31, 2025 | Apr 1, 2025 | After market close | $141.40M | $-0.16 | $0.12 |
| Q3 FY2025 Ended Oct 31, 2024 | Dec 4, 2024 | After market close | $138.80M | $-0.05 | $0.21 |
| Q2 FY2025 Ended Jul 31, 2024 | Aug 27, 2024 | After market close | – | – | – |
| Q1 FY2025 Ended Apr 30, 2024 | May 29, 2024 | After market close | – | – | – |
| Q4 FY2024 Ended Jan 31, 2024 | Mar 26, 2024 | After market close | – | – | – |
Company guidance
Outlook given with results on Aug 25, 2026, compared with the previous outlook
| Measure | Period | Guidance | vs. prior |
|---|---|---|---|
| Free Cash Flownon-GAAP | fiscal year 2027 ending January 31, 2027 | $137.00M to $142.00M | New |
| Non-GAAP operating incomenon-GAAP | fiscal year 2027 ending January 31, 2027 | $171.00M to $174.00M | Raised |
| Non-GAAP operating incomenon-GAAP | third quarter ending October 31, 2026 | $42.00M to $44.00M | New |
| Subscription revenues | fiscal year 2027 ending January 31, 2027 | $573.50M to $576.50M | Lowered |
| Annual Contract Value (ACV) at period end | fiscal year 2027 ending January 31, 2027 | $662.50M to $667.50M | Raised |
| Subscription revenues | third quarter ending October 31, 2026 | $143.25M to $145.25M | New |
| Total revenues | fiscal year 2027 ending January 31, 2027 | $644.00M to $647.00M | Raised |
| Total revenues | third quarter ending October 31, 2026 | $161.25M to $163.25M | New |
Figures and the sentence they come from are taken from the company's earnings release. Hover a measure to read the source sentence.
Press releases
Announcements nCino filed with the SEC
nCino Reports Second Quarter Fiscal Year 2027 Financial Results
Results of operations · Other events · EX-99.1 to Form 8-K
nCino Reports First Quarter Fiscal Year 2027 Financial Results
Results of operations · EX-99.1 to Form 8-K
nCino Reports Fourth Quarter and Fiscal Year 2026 Financial Results
Material agreement · Results of operations · Regulation FD disclosure · EX-99.1 to Form 8-K
Y/Y Subscription Revenues Growth: 7% Subscription % of Total 86% 87% 88% 88% 89%
Material agreement · Results of operations · Regulation FD disclosure · EX-99.2 to Form 8-K
nCino Announces Stock Repurchase Program
Other events · EX-99.1 to Form 8-K
nCino Reports Third Quarter Fiscal Year 2026 Financial Results
Results of operations · Executive or director change · Regulation FD disclosure · EX-99.1 to Form 8-K
nCino Appoints Two New Independent Board Members
Results of operations · Executive or director change · Regulation FD disclosure · EX-99.2 to Form 8-K
nCino Reports Second Quarter Fiscal Year 2026 Financial Results
Results of operations · EX-99.1 to Form 8-K
nCino Reports First Quarter Fiscal Year 2026 Financial Results
Results of operations · EX-99.1 to Form 8-K
nCino Announces Preliminary First Quarter Fiscal Year 2026 Financial Results Exceed Top End of Guidance
Results of operations · Regulation FD disclosure · EX-99.1 to Form 8-K/A
T U E S D AY M AY 2 0 , 2 0 2 5
Results of operations · Regulation FD disclosure · EX-99.2 to Form 8-K/A
nCino Reports Fourth Quarter and Fiscal Year 2025 Financial Results
Results of operations · Regulation FD disclosure · Other events · EX-99.1 to Form 8-K
Y/Y Subscription Revenues Growth: 16% Subscription % of Total 84% 86% 87% 87% 88%
Results of operations · Regulation FD disclosure · Other events · EX-99.2 to Form 8-K
nCino Announces Stock Repurchase Program
Results of operations · Regulation FD disclosure · Other events · EX-99.3 to Form 8-K
nCino Appoints New Board Member
Material agreement · Executive or director change · Regulation FD disclosure · EX-99.1 to Form 8-K
nCino Announces Appointment of Sean Desmond as President and Chief Executive Officer
Executive or director change · Regulation FD disclosure · EX-99.1 to Form 8-K
Correction to Press Release Announcing nCino's Third Quarter Fiscal Year 2025 Financial Results
Results of operations · EX-99.1 to Form 8-K/A
nCino Reports Third Quarter Fiscal Year 2025 Financial Results
Results of operations · EX-99.1 to Form 8-K
nCino Signs Definitive Agreement to Acquire FullCircl
Material agreement · New financial obligation · Regulation FD disclosure · Other events · EX-99.1 to Form 8-K
nCino Reports Second Quarter Fiscal Year 2025 Financial Results
Results of operations · EX-99.1 to Form 8-K
nCino Reports First Quarter Fiscal Year 2025 Financial Results
Results of operations · EX-99.1 to Form 8-K
nCino Reports Fourth Quarter and Fiscal Year 2024 Financial Results
Results of operations · Executive or director change · Regulation FD disclosure · EX-99.1 to Form 8-K
March 26, 2024 Fourth Quarter Fiscal Year 2024
Results of operations · Executive or director change · Regulation FD disclosure · EX-99.2 to Form 8-K
Joint capabilities will simplify, automate, and drive efficiency across the onboarding and account opening experience for commercial and business banking
Material agreement · New financial obligation · Regulation FD disclosure · Other events · EX-99.1 to Form 8-K
nCino and Salesforce Expand Strategic Partnership to Further Modernize the Financial Services Industry
Material agreement · Regulation FD disclosure · EX-99.1 to Form 8-K
nCino Reports Third Quarter Fiscal Year 2024 Financial Results
Results of operations · EX-99.1 to Form 8-K
nCino Reports Second Quarter Fiscal Year 2024 Financial Results
Results of operations · EX-99.1 to Form 8-K
nCino Reports First Quarter Fiscal Year 2024 Financial Results
Results of operations · EX-99.1 to Form 8-K
nCino Reports Fourth Quarter and Fiscal Year 2023 Financial Results
Results of operations · Regulation FD disclosure · EX-99.1 to Form 8-K
Quarterly Revenues ($ in millions) Subscription % of Total 85%84% Overall & Subscription Non-GAAP Gross Margins Overall Subscription Professional Services Subscription Y/Y Growth: 48%
Results of operations · Regulation FD disclosure · EX-99.2 to Form 8-K
nCino Announces Chief Financial Officer Transition
Exit or restructuring costs · Executive or director change · Regulation FD disclosure · EX-99.1 to Form 8-K
nCino Reports Third Quarter Fiscal Year 2023 Financial Results
Results of operations · EX-99.1 to Form 8-K
nCino Reports Second Quarter Fiscal Year 2023 Financial Results
Results of operations · EX-99.1 to Form 8-K
nCino Reports First Quarter Fiscal Year 2023 Financial Results
Results of operations · EX-99.1 to Form 8-K
nCino Reports Fourth Quarter and Fiscal Year 2022 Financial Results
Results of operations · Regulation FD disclosure · EX-99.1 to Form 8-K
Fourth Quarter, Fiscal 2022 March 31, 2022
Results of operations · Regulation FD disclosure · EX-99.2 to Form 8-K
Founding Story Live Oak started building in-house in 2009 Realized problems were endemic to other FIs Spun out as nCino in late 2011 Vision to deliver a single cloud- based platform 4
Results of operations · Regulation FD disclosure · EX-99.3 to Form 8-K