MNSBNasdaqState Commercial BanksFiscal year ends December 31Also trades as MNSBP
MainStreet Bancshares, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 7, 2026
$23.57−0.38 (-1.59%)
Close on Oct 19, 2026
- Market cap
- $169.17M
- P/E (TTM)
- 11.6
- Dividend yield
- 1.70%
MainStreet Bancshares statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | MainStreet Bancshares | Industry median |
|---|---|---|
| Market Cap | $167.84M | $679.86M |
| Enterprise Value | $167.84M | $408.94M |
| PE Ratio | 11.55 | 11.99 |
| PS Ratio | 2.49 | 3.59 |
| PB Ratio | 0.78 | 1.18 |
| P/TBV Ratio | 0.78 | 1.41 |
| P/FCF Ratio | 7.23 | 10.89 |
| P/OCF Ratio | 7.08 | 10.01 |
Enterprise value
| Measure | MainStreet Bancshares | Industry median |
|---|---|---|
| EV / Sales | 2.49 | 2.76 |
| EV / FCF | 7.23 | 8.23 |
Income (trailing twelve months)
| Measure | MainStreet Bancshares | Industry median |
|---|---|---|
| Revenue | $67.49M | $170.85M |
| Pretax Income | $21.69M | $70.12M |
| Net Income | $17.34M | $54.33M |
| EPS (Diluted) | $2.04 | $2.91 |
Margins
| Measure | MainStreet Bancshares | Industry median |
|---|---|---|
| Pretax Margin | 32.1% | 36.5% |
| Profit Margin | 25.7% | 29.1% |
| FCF Margin | 34.4% | 33.2% |
Returns
| Measure | MainStreet Bancshares | Industry median |
|---|---|---|
| Return on Equity (ROE) | 8.10% | 10.6% |
| Return on Assets (ROA) | 0.80% | 1.12% |
Growth
| Measure | MainStreet Bancshares | Industry median |
|---|---|---|
| Revenue Growth (YoY) | -5.57% | 11.8% |
| FCF Growth (YoY) | 173.5% | 28.5% |
| Revenue Growth (3Y CAGR) | 15.2% | 5.82% |
| Revenue Growth (5Y CAGR) | 20.5% | 6.17% |
| EPS Growth (3Y CAGR) | -18.6% | 1.31% |
| EPS Growth (5Y CAGR) | -0.99% | 8.24% |
Balance sheet
| Measure | MainStreet Bancshares | Industry median |
|---|---|---|
| Equity (Book Value) | $214.44M | $563.88M |
| Book Value Per Share | $30.11 | $28.47 |
| Tangible Book Value | $214.44M | $475.36M |
Cash flow (trailing twelve months)
| Measure | MainStreet Bancshares | Industry median |
|---|---|---|
| Operating Cash Flow | $23.71M | $61.52M |
| Capital Expenditures | -$494.00K | -$4.08M |
| Free Cash Flow | $23.22M | $52.15M |
| FCF Per Share | $3.26 | $3.05 |
Efficiency
| Measure | MainStreet Bancshares | Industry median |
|---|---|---|
| Asset Turnover | 0.03 | 0.04 |
| Revenue Per Employee | $394.66K | $353.78K |
| Profits Per Employee | $101.39K | $107.28K |
| Employee Count | 171 | 489 |
Dividends and yields
| Measure | MainStreet Bancshares | Industry median |
|---|---|---|
| Earnings Yield | 10.3% | 8.13% |
| FCF Yield | 13.8% | 8.91% |
| Dividend Yield | 1.70% | 2.48% |
| Buyback Yield | 8.91% | 1.55% |
| Shareholder Yield | 10.6% | 3.13% |
| Dividend Per Share | $0.40 | $0.93 |
| Dividend Growth (YoY) | 0.00% | 4.26% |
| Years of Dividend Growth | 0 | 2 |
| Payout Ratio | 17.2% | 29.3% |
| FCF Payout Ratio | 12.9% | 26.0% |
Shares
| Measure | MainStreet Bancshares | Industry median |
|---|---|---|
| Shares Outstanding | 7,121,080 | 18,839,100 |
| Shares Change (YoY) | -2.02% | 0.40% |
| Shares Change (QoQ) | -2.82% | 0.00% |
| Float | 6,416,790 | 17,061,900 |
| Shares Held by Insiders | 9.89% | 5.89% |
| Shares Held by Institutions | 57.1% | 61.9% |
Taxes
| Measure | MainStreet Bancshares | Industry median |
|---|---|---|
| Income Tax | $4.35M | $14.50M |
| Effective Tax Rate | 20.0% | 21.1% |
Scores
| Measure | MainStreet Bancshares | Industry median |
|---|---|---|
| Graham Number | $37.18 | $45.31 |
| Graham Upside | 57.7% | 21.9% |
| Altman Z-Score | 0.15 | 0.21 |
| Piotroski F-Score | 5 | 6 |
Calculated by StockData from MainStreet Bancshares's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.