KRNYNasdaqSavings Institution, Federally CharteredFiscal year ends June 30
Kearny Financial Corp.
Financials through Q4 FY2026, quarter ended Jun 30, 2026Last filing: 10-K on Aug 21, 2026
$8.87−0.10 (-1.11%)
Close on Oct 19, 2026
- Market cap
- $562.89M
- P/E (TTM)
- 15.6
- Dividend yield
- 4.96%
Margins
Share of revenue, fiscal years 2012 to 2026
Net margin
20.4%−3313.0 pts over 5 years
Growth rates
Compound annual growth to fiscal 2026
| Per year | 1 year | 3 years | 5 years | 10 years | Five-year pace |
|---|---|---|---|---|---|
| Revenue | +15.7% | -0.1% | +148.0% | +5.4% | |
| Net income | +39.1% | -3.9% | -10.5% | +8.6% | |
| EPS, diluted | +35.7% | -3.3% | -5.8% | +12.2% | |
| Free cash flow | +64.9% | -19.7% | -12.8% | -0.5% | |
| Dividend per share | 0.0% | +0.8% | +4.7% | +18.6% |
Returns and balance sheet
10 fiscal years. Hover a measure to see how it is calculated.
| Measure | FY2017 | FY2021 | FY2026 | Trend |
|---|---|---|---|---|
| Return on equity | 1.7% | 5.9% | 4.8% | |
| Return on assets | 0.4% | 0.9% | 0.5% | |
| Capex to revenue | 3.5% | 287.7% | 1.4% | |
| Diluted shares | 85M | 82M | 63M |
Where the cash went
Fiscal 2022 to 2026, five years combined
Kearny Financial generated $257.33M from operations and spent $153.69M on capital expenditure, dividends and share buybacks. 7% of that went back into the business.
Generated
$257.33M
Used
$153.69M
Capital expenditure$11.47M7%Dividends$142.23M93%Share buybacks$00%
DuPont analysis
Return on equity split into margin, efficiency and leverage
Net margin20.4%
×Asset turnover0.02×
×Equity multiplier10.20×
=Return on equity, FY20264.8%
| Fiscal year | Net margin | Asset turnover | Equity multiplier | Return on equity |
|---|---|---|---|---|
| FY2026 | 20.4% | 0.02× | 10.20× | 4.8% |
| FY2025 | 16.9% | 0.02× | 10.29× | 3.5% |
| FY2024 | -61.6% | 0.02× | 9.70× | -10.7% |
| FY2023 | 22.8% | 0.02× | 8.95× | 4.6% |
| FY2022 | 2618.1% | 0.00× | 7.75× | 7.0% |
| FY2021 | 3333.3% | 0.00× | 6.60× | 5.9% |
| FY2020 | 2192.3% | 0.00× | 6.06× | 4.1% |
| FY2019 | 25.0% | 0.03× | 5.52× | 3.5% |
| FY2018 | 14.6% | 0.02× | 4.90× | 1.7% |
| FY2017 | 16.3% | 0.02× | 4.23× | 1.7% |
Piotroski F-Score
Nine tests of profitability, balance sheet and efficiency, fiscal 2026 against fiscal 2025
5of 6 tests passed in fiscal 2026. Some tests lack the figures they need.
- ProfitableNet income above zero$36.26M
- Cash generatingOperating cash flow above zero$37.74M
- Return on assets improvedROA up on the prior year0.3% → 0.5%
- Earnings backed by cashOperating cash flow above net income$37.74M vs $36.26M
- Less leverageLong-term debt to assets fell– → –
- Better liquidityCurrent ratio rose– → –
- No dilutionShare count did not rise63M → 63M
- Gross margin improvedGross margin up on the prior year– → –
- More efficientAsset turnover rose0.02 → 0.02