KBNYSECommercial Banks, NECFiscal year ends December 31
KB Financial Group Inc.
Financials through fiscal 2025, year ended Dec 31, 2025Last filing: 20-F on Apr 28, 2026
$119.14+0.33 (+0.28%)
Close on Oct 19, 2026
KB Financial statistics
Financials through Dec 31, 2025, price-based ratios appear once a share price is available
Valuation
| Market Cap | ₩57.34T |
|---|---|
| Enterprise Value | ₩41.39T |
| PE Ratio | 10.48 |
| PB Ratio | 0.97 |
| P/TBV Ratio | 0.98 |
| P/FCF Ratio | 14.73 |
| P/OCF Ratio | 13.57 |
Enterprise value
| EV / EBITDA | 4.39 |
|---|---|
| EV / EBIT | 4.86 |
| EV / FCF | 10.63 |
Income (trailing twelve months)
| Operating Income | ₩8.52T |
|---|---|
| Pretax Income | ₩8.18T |
| Net Income | ₩5.83T |
| EBITDA | ₩9.43T |
| EPS (Diluted) | 15261.00 KRW |
Returns
| Return on Equity (ROE) | 9.98% |
|---|---|
| Return on Assets (ROA) | 0.75% |
| Return on Invested Capital (ROIC) | 14.1% |
Growth
| Net Income Growth (YoY) | 14.9% |
|---|---|
| EPS Growth (YoY) | 19.9% |
| FCF Growth (YoY) | 5.70% |
| EPS Growth (3Y CAGR) | 15.1% |
| EPS Growth (5Y CAGR) | 11.8% |
Balance sheet
| Cash & Short-Term Investments | ₩29.02T |
|---|---|
| Total Debt | ₩11.29T |
| Net Cash (Debt) | ₩17.73T |
| Net Cash Per Share | 49439.90 KRW |
| Equity (Book Value) | ₩59.05T |
| Book Value Per Share | 164669.00 KRW |
| Tangible Book Value | ₩58.41T |
Financial position
| Debt / Equity | 0.19 |
|---|---|
| Debt / EBITDA | 1.20 |
| Debt / FCF | 2.90 |
| Net Debt / EBITDA | -1.88 |
| Interest Coverage | 0.53 |
Cash flow (trailing twelve months)
| Operating Cash Flow | ₩4.23T |
|---|---|
| Capital Expenditures | -₩333.44B |
| Free Cash Flow | ₩3.89T |
| FCF Per Share | 10856.30 KRW |
Dividends and yields
| Earnings Yield | 10.2% |
|---|---|
| FCF Yield | 6.79% |
| Dividend Yield | 1.00% |
| Buyback Yield | 2.58% |
| Shareholder Yield | 3.58% |
| Dividend Per Share | 1605.00 KRW |
| Dividend Growth (YoY) | 99.6% |
| Years of Dividend Growth | 1 |
| Payout Ratio | 25.8% |
| FCF Payout Ratio | 38.7% |
Shares
| Shares Outstanding | 358,588,000 |
|---|---|
| Shares Change (YoY) | -3.75% |
| Float | 358,588,000 |
| Shares Held by Insiders | 0.00% |
| Shares Held by Institutions | 6.45% |
Taxes
| Income Tax | ₩2.34T |
|---|---|
| Effective Tax Rate | 28.6% |
Scores
| Graham Number | 237787.00 KRW |
|---|---|
| Graham Upside | 48.7% |
| Altman Z-Score | 0.15 |
Calculated by StockData from KB Financial's SEC filings. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.