INBKNasdaqState Commercial BanksFiscal year ends December 31Also trades as INBKZ
First Internet Bancorp
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 5, 2026
$25.57−0.09 (-0.35%)
Close on Oct 19, 2026
- Market cap
- $225.58M
- P/E (TTM)
- –
- Dividend yield
- 0.94%
First Internet Bancorp statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | First Internet Bancorp | Industry median |
|---|---|---|
| Market Cap | $223.32M | $679.86M |
| Enterprise Value | -$187.65M | $408.94M |
| PS Ratio | 1.70 | 3.59 |
| PB Ratio | 0.61 | 1.18 |
| P/TBV Ratio | 0.62 | 1.41 |
| P/FCF Ratio | 1.40 | 10.89 |
| P/OCF Ratio | 1.39 | 10.01 |
Enterprise value
| Measure | First Internet Bancorp | Industry median |
|---|---|---|
| EV / Sales | -1.43 | 2.76 |
| EV / FCF | -1.17 | 8.23 |
Income (trailing twelve months)
| Measure | First Internet Bancorp | Industry median |
|---|---|---|
| Revenue | $131.64M | $170.85M |
| Pretax Income | -$45.67M | $70.12M |
| Net Income | -$31.43M | $54.33M |
| EPS (Diluted) | -$3.59 | $2.91 |
Margins
| Measure | First Internet Bancorp | Industry median |
|---|---|---|
| Pretax Margin | -34.7% | 36.5% |
| Profit Margin | -23.9% | 29.1% |
| FCF Margin | 121.5% | 33.2% |
Returns
| Measure | First Internet Bancorp | Industry median |
|---|---|---|
| Return on Equity (ROE) | -8.34% | 10.6% |
| Return on Assets (ROA) | -0.54% | 1.12% |
Growth
| Measure | First Internet Bancorp | Industry median |
|---|---|---|
| Revenue Growth (YoY) | -7.52% | 11.8% |
| Net Income Growth (YoY) | -303.3% | 23.2% |
| EPS Growth (YoY) | -304.0% | 23.1% |
| Revenue Growth (3Y CAGR) | -0.53% | 5.82% |
| Revenue Growth (5Y CAGR) | 2.92% | 6.17% |
Balance sheet
| Measure | First Internet Bancorp | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $410.97M | $205.54M |
| Net Cash (Debt) | $410.97M | $164.40M |
| Net Cash Per Share | $47.06 | $8.13 |
| Equity (Book Value) | $363.55M | $563.88M |
| Book Value Per Share | $41.63 | $28.47 |
| Tangible Book Value | $358.86M | $475.36M |
Cash flow (trailing twelve months)
| Measure | First Internet Bancorp | Industry median |
|---|---|---|
| Operating Cash Flow | $160.62M | $61.52M |
| Capital Expenditures | -$714.00K | -$4.08M |
| Free Cash Flow | $159.91M | $52.15M |
| FCF Per Share | $18.31 | $3.05 |
Efficiency
| Measure | First Internet Bancorp | Industry median |
|---|---|---|
| Asset Turnover | 0.02 | 0.04 |
| Revenue Per Employee | $370.82K | $353.78K |
| Profits Per Employee | -$88.53K | $107.28K |
| Employee Count | 355 | 489 |
Dividends and yields
| Measure | First Internet Bancorp | Industry median |
|---|---|---|
| Earnings Yield | -14.1% | 8.13% |
| FCF Yield | 71.6% | 8.91% |
| Dividend Yield | 0.94% | 2.48% |
| Shareholder Yield | 0.94% | 3.13% |
| Dividend Per Share | $0.24 | $0.93 |
| Dividend Growth (YoY) | 0.00% | 4.26% |
| Years of Dividend Growth | 0 | 2 |
| FCF Payout Ratio | 1.30% | 26.0% |
Shares
| Measure | First Internet Bancorp | Industry median |
|---|---|---|
| Shares Outstanding | 8,733,570 | 18,839,100 |
| Shares Change (YoY) | -0.12% | 0.40% |
| Float | 7,807,970 | 17,061,900 |
| Shares Held by Insiders | 10.6% | 5.89% |
| Shares Held by Institutions | 69.8% | 61.9% |
Taxes
| Measure | First Internet Bancorp | Industry median |
|---|---|---|
| Income Tax | -$14.24M | $14.50M |
Scores
| Measure | First Internet Bancorp | Industry median |
|---|---|---|
| Altman Z-Score | 0.10 | 0.21 |
| Piotroski F-Score | 4 | 6 |
Calculated by StockData from First Internet Bancorp's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.