IBOCTXSEState Commercial BanksFiscal year ends December 31
INTERNATIONAL BANCSHARES CORP
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 6, 2026
$66.04−1.30 (-1.93%)
Close on Oct 19, 2026
- Market cap
- $4.11B
- P/E (TTM)
- 9.9
- Dividend yield
- 2.12%
International Bancshares statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | International Bancshares | Industry median |
|---|---|---|
| Market Cap | $4.11B | $679.86M |
| Enterprise Value | -$1.44B | $408.94M |
| PE Ratio | 9.95 | 11.99 |
| PS Ratio | 4.78 | 3.59 |
| PB Ratio | 1.22 | 1.18 |
| P/TBV Ratio | 1.33 | 1.41 |
| P/FCF Ratio | 9.07 | 10.89 |
| P/OCF Ratio | 8.74 | 10.01 |
Enterprise value
| Measure | International Bancshares | Industry median |
|---|---|---|
| EV / Sales | -1.68 | 2.76 |
| EV / FCF | -3.18 | 8.23 |
Income (trailing twelve months)
| Measure | International Bancshares | Industry median |
|---|---|---|
| Revenue | $859.07M | $170.85M |
| Pretax Income | $523.78M | $70.12M |
| Net Income | $413.26M | $54.33M |
| EPS (Diluted) | $6.64 | $2.91 |
Margins
| Measure | International Bancshares | Industry median |
|---|---|---|
| Pretax Margin | 61.0% | 36.5% |
| Profit Margin | 48.1% | 29.1% |
| FCF Margin | 52.7% | 33.2% |
Returns
| Measure | International Bancshares | Industry median |
|---|---|---|
| Return on Equity (ROE) | 12.9% | 10.6% |
| Return on Assets (ROA) | 2.47% | 1.12% |
Growth
| Measure | International Bancshares | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 3.95% | 11.8% |
| Net Income Growth (YoY) | 0.33% | 23.2% |
| EPS Growth (YoY) | 0.30% | 23.1% |
| FCF Growth (YoY) | 0.45% | 28.5% |
| Revenue Growth (3Y CAGR) | 7.67% | 5.82% |
| Revenue Growth (5Y CAGR) | 9.36% | 6.17% |
| EPS Growth (3Y CAGR) | 11.5% | 1.31% |
| EPS Growth (5Y CAGR) | 20.4% | 8.24% |
Balance sheet
| Measure | International Bancshares | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $5.55B | $205.54M |
| Net Cash (Debt) | $5.55B | $164.40M |
| Net Cash Per Share | $89.21 | $8.13 |
| Equity (Book Value) | $3.38B | $563.88M |
| Book Value Per Share | $54.27 | $28.47 |
| Tangible Book Value | $3.09B | $475.36M |
Cash flow (trailing twelve months)
| Measure | International Bancshares | Industry median |
|---|---|---|
| Operating Cash Flow | $470.05M | $61.52M |
| Capital Expenditures | -$17.23M | -$4.08M |
| Free Cash Flow | $452.82M | $52.15M |
| FCF Per Share | $7.28 | $3.05 |
Efficiency
| Measure | International Bancshares | Industry median |
|---|---|---|
| Asset Turnover | 0.05 | 0.04 |
| Revenue Per Employee | $404.08K | $353.78K |
| Profits Per Employee | $194.38K | $107.28K |
| Employee Count | 2,126 | 489 |
Dividends and yields
| Measure | International Bancshares | Industry median |
|---|---|---|
| Earnings Yield | 10.1% | 8.13% |
| FCF Yield | 11.0% | 8.91% |
| Dividend Yield | 2.12% | 2.48% |
| Buyback Yield | 0.01% | 1.55% |
| Shareholder Yield | 2.13% | 3.13% |
| Dividend Per Share | $1.40 | $0.93 |
| Dividend Growth (YoY) | 6.06% | 4.26% |
| Years of Dividend Growth | 11 | 2 |
| Payout Ratio | 21.5% | 29.3% |
| FCF Payout Ratio | 19.6% | 26.0% |
Shares
| Measure | International Bancshares | Industry median |
|---|---|---|
| Shares Outstanding | 62,191,500 | 18,839,100 |
| Shares Change (YoY) | -0.07% | 0.40% |
| Float | 56,739,600 | 17,061,900 |
| Shares Held by Insiders | 8.77% | 5.89% |
| Shares Held by Institutions | 71.2% | 61.9% |
Taxes
| Measure | International Bancshares | Industry median |
|---|---|---|
| Income Tax | $110.52M | $14.50M |
| Effective Tax Rate | 21.1% | 21.1% |
Scores
| Measure | International Bancshares | Industry median |
|---|---|---|
| Graham Number | $90.05 | $45.31 |
| Graham Upside | 36.4% | 21.9% |
| Altman Z-Score | 0.55 | 0.21 |
| Piotroski F-Score | 5 | 6 |
Calculated by StockData from International Bancshares's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.