FXNCNasdaqState Commercial BanksFiscal year ends December 31
FIRST NATIONAL CORP /VA/
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 13, 2026
$29.41−0.15 (-0.51%)
Close on Oct 19, 2026
- Market cap
- $266.70M
- P/E (TTM)
- 12.3
- Dividend yield
- 2.16%
First National statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | First National | Industry median |
|---|---|---|
| Market Cap | $265.94M | $679.86M |
| Enterprise Value | $99.80M | $418.07M |
| PE Ratio | 12.25 | 12.00 |
| PS Ratio | 18.61 | 3.62 |
| PB Ratio | 1.37 | 1.18 |
| P/TBV Ratio | 1.49 | 1.42 |
| P/FCF Ratio | 10.15 | 10.93 |
| P/OCF Ratio | 8.80 | 10.04 |
Enterprise value
| Measure | First National | Industry median |
|---|---|---|
| EV / Sales | 6.98 | 2.78 |
| EV / FCF | 3.81 | 8.40 |
Income (trailing twelve months)
| Measure | First National | Industry median |
|---|---|---|
| Revenue | $14.29M | $170.85M |
| Pretax Income | $26.92M | $70.12M |
| Net Income | $21.68M | $54.33M |
| EPS (Diluted) | $2.40 | $2.90 |
Margins
| Measure | First National | Industry median |
|---|---|---|
| Pretax Margin | 188.4% | 36.4% |
| Profit Margin | 151.8% | 29.1% |
| FCF Margin | 183.3% | 33.0% |
Returns
| Measure | First National | Industry median |
|---|---|---|
| Return on Equity (ROE) | 11.8% | 10.5% |
| Return on Assets (ROA) | 1.05% | 1.12% |
Growth
| Measure | First National | Industry median |
|---|---|---|
| Revenue Growth (YoY) | -11.8% | 11.8% |
| Net Income Growth (YoY) | 172.3% | 23.1% |
| EPS Growth (YoY) | 140.0% | 22.7% |
| Revenue Growth (3Y CAGR) | 12.4% | 5.82% |
| Revenue Growth (5Y CAGR) | 13.8% | 6.17% |
| EPS Growth (3Y CAGR) | -9.90% | 1.26% |
| EPS Growth (5Y CAGR) | 1.49% | 8.24% |
Balance sheet
| Measure | First National | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $166.15M | $205.54M |
| Net Cash (Debt) | $166.15M | $164.40M |
| Net Cash Per Share | $18.37 | $8.13 |
| Equity (Book Value) | $193.59M | $560.44M |
| Book Value Per Share | $21.41 | $28.47 |
| Tangible Book Value | $178.21M | $472.29M |
Cash flow (trailing twelve months)
| Measure | First National | Industry median |
|---|---|---|
| Operating Cash Flow | $30.22M | $61.20M |
| Capital Expenditures | -$4.02M | -$4.02M |
| Free Cash Flow | $26.19M | $52.43M |
| FCF Per Share | $2.90 | $3.07 |
Efficiency
| Measure | First National | Industry median |
|---|---|---|
| Asset Turnover | 0.01 | 0.04 |
| Revenue Per Employee | $46.39K | $357.09K |
| Profits Per Employee | $70.40K | $107.23K |
| Employee Count | 308 | 528 |
Dividends and yields
| Measure | First National | Industry median |
|---|---|---|
| Earnings Yield | 8.15% | 8.07% |
| FCF Yield | 9.85% | 8.89% |
| Dividend Yield | 2.16% | 2.48% |
| Shareholder Yield | 2.16% | 3.13% |
| Dividend Per Share | $0.64 | $0.93 |
| Dividend Growth (YoY) | 4.96% | 4.26% |
| Years of Dividend Growth | 6 | 2 |
| Payout Ratio | 26.8% | 29.4% |
| FCF Payout Ratio | 22.2% | 26.0% |
Shares
| Measure | First National | Industry median |
|---|---|---|
| Shares Outstanding | 9,042,630 | 18,910,300 |
| Shares Change (YoY) | 8.55% | 0.39% |
| Shares Change (QoQ) | 0.02% | 0.00% |
| Float | 7,711,550 | 16,895,350 |
| Shares Held by Insiders | 14.7% | 5.92% |
| Shares Held by Institutions | 43.1% | 61.9% |
Taxes
| Measure | First National | Industry median |
|---|---|---|
| Income Tax | $5.23M | $14.50M |
| Effective Tax Rate | 19.4% | 21.1% |
Scores
| Measure | First National | Industry median |
|---|---|---|
| Graham Number | $34.00 | $45.31 |
| Graham Upside | 15.6% | 21.6% |
| Altman Z-Score | 0.17 | 0.21 |
| Piotroski F-Score | 5 | 6 |
Calculated by StockData from First National's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.