FRAFNasdaqState Commercial BanksFiscal year ends December 31

FRANKLIN FINANCIAL SERVICES CORP /PA/

Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026

$62.34−0.41 (-0.65%)

Close on Oct 19, 2026

Market cap: $280.72M
P/E (TTM): 11.3
Dividend yield: 2.10%

FRANKLIN FINANCIAL SERVICES CORP /PA/ balance sheet

Annual Quarterly

Millions of USD, except per-share data. Shares in millions.

Line item	FY 2025 2025-12-31	FY 2024 2024-12-31	FY 2023 2023-12-31	FY 2022 2022-12-31	FY 2021 2021-12-31	FY 2020 2020-12-31	FY 2019 2019-12-31	FY 2018 2018-12-31	FY 2017 2017-12-31	FY 2016 2016-12-31	FY 2015 2015-12-31	FY 2014 2014-12-31	FY 2013 2013-12-31	FY 2012 2012-12-31	FY 2011 2011-12-31	FY 2010 2010-12-31	FY 2009 2009-12-31	FY 2008 2008-12-31
Cash & Equivalents	128	204	23	65	175	57	84	53	59	37	39	49	41	78	34	22	33	17
Cash & Short-Term Investments	128	204	23	65	175	57	84	53	59	37	39	49	41	78	34	22	33	17
Property, Plant & Equipment	27	29	29	30	19	13	14	14	14	14	15	15	16	17	16	17	–	–
Gross Property, Plant & Equipment	49	49	49	49	37	41	41	40	40	39	39	38	41	42	39	–	–	–
Accumulated Depreciation	-22	-20	-20	-19	-18	-28	-28	-26	-26	-25	-24	-23	-25	-25	-23	–	–	–
Operating Lease Right-of-Use Assets	3.66	4.11	4.68	6.01	4.76	5.27	5.13	–	–	–	–	–	–	–	–	–	–	–
Goodwill	9.02	9.02	9.02	9.02	9.02	9.02	9.02	9.02	9.02	9.02	9.02	9.02	9.02	9.02	9.02	9.02	–	–
Intangible Assets	–	–	–	–	–	–	–	–	–	–	–	0.18	0.70	1.12	1.56	2.00	–	–
Deferred Tax Assets	7.88	11	12	16	3.31	2.40	4.00	5.99	5.80	5.84	4.76	4.33	–	–	–	–	–	–
Total Assets	2,239	2,198	1,836	1,700	1,774	1,535	1,269	1,210	1,180	1,127	1,035	1,001	985	1,027	990	952	–	–
Short-Term Debt	–	–	–	–	0	0	–	–	–	24	–	–	–	–	–	–	–	–
Current Debt	–	–	–	–	0	0	–	–	–	24	–	–	–	–	–	–	–	–
Operating Lease Liabilities	3.84	4.26	4.82	6.14	4.86	5.33	5.16	–	–	–	–	–	–	–	–	–	–	–
Total Liabilities	2,064	2,053	1,704	1,585	1,617	1,390	1,142	1,091	1,065	1,011	924	898	889	936	903	869	–	–
Total Debt	–	–	–	–	0	0	–	–	–	24	–	–	–	–	–	–	–	–
Preferred Stock	–	–	–	–	–	–	–	–	–	–	–	–	–	0	0	–	–	–
Common Stock	4.71	4.71	4.71	4.71	4.71	4.71	4.71	4.70	4.69	4.69	4.66	4.61	4.56	4.50	4.42	4.32	–	–
Additional Paid-In Capital	44	44	44	44	43	43	42	42	40	40	39	38	37	36	35	33	–	–
Retained Earnings	155	139	134	126	117	103	95	84	82	83	79	71	66	62	60	58	–	–
Treasury Stock	-6.66	-7.74	-9.27	-8.65	-6.80	-7.83	-8.41	-5.40	-6.13	-6.81	-6.86	-6.94	-7.01	-7.08	-7.08	-7.12	–	–
Comprehensive Income & Other	-22	-36	-41	-51	-0.55	3.19	-5.99	-6.38	-6.03	-4.22	-3.72	-3.10	-4.70	-4.05	-5.13	-5.64	–	–
Shareholders' Equity	175	145	132	114	157	145	128	118	115	116	111	104	95	92	87	83	–	–
Total Equity	175	145	132	114	157	145	128	118	115	116	111	104	95	92	87	83	79	73
Total Liabilities & Equity	2,239	2,198	1,836	1,700	1,774	1,535	1,269	1,210	1,180	1,127	1,035	1,001	985	1,027	990	952	–	–
Shares Outstanding(shares)	4.48	4.43	4.37	4.39	4.44	4.39	4.35	4.41	4.35	4.32	4.28	4.22	4.17	4.11	4.02	3.92	–	–
Loans, Net	1,541	1,380	1,241	1,037	984	993	923	961	932	883	772	717	714	743	757	740	–	–
Allowance for Credit Losses	21	18	16	14	15	17	12	12	12	11	10	9.11	9.70	10	9.72	8.80	8.94	–
Deposits	1,836	1,816	1,538	1,551	1,584	1,355	1,125	1,083	1,047	982	919	881	846	874	788	734	–	–

Italic numbers are calculated by StockData (for example Q4 = full year − nine months). Per-share data and share counts are adjusted for stock splits. Hover a number for its source; click it to open the filing on SEC.gov. Click a row to chart it.

Ratios

Latest available, balances at Jun 30, 2026

Profitability, TTM

Gross margin: –
Operating margin: –
Net margin: 26.0%
Return on equity, FY2025: 13.3%

Financial strength

Current ratio: –
Debt to equity: –
Debt to assets: –
Cash to current liabilities: –

Valuation

P/E ratio: 11.3
Price to sales: 2.96
Price to book: 1.53
Dividend yield: 2.10%