FINWNasdaqState Commercial BanksFiscal year ends December 31
Finwise Bancorp
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 12, 2026
$10.50−0.18 (-1.69%)
Close on Oct 19, 2026
- Market cap
- $143.57M
- P/E (TTM)
- 10.9
- Dividend yield
- –
Finwise Bancorp statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | Finwise Bancorp | Industry median |
|---|---|---|
| Market Cap | $145.77M | $679.86M |
| Enterprise Value | $52.13M | $408.94M |
| PE Ratio | 10.94 | 11.99 |
| PS Ratio | 0.81 | 3.59 |
| PB Ratio | 0.73 | 1.18 |
| P/TBV Ratio | 0.73 | 1.41 |
| P/FCF Ratio | 26.58 | 10.89 |
| P/OCF Ratio | 26.35 | 10.01 |
Enterprise value
| Measure | Finwise Bancorp | Industry median |
|---|---|---|
| EV / Sales | 0.29 | 2.76 |
| EV / FCF | 9.50 | 8.23 |
Income (trailing twelve months)
| Measure | Finwise Bancorp | Industry median |
|---|---|---|
| Revenue | $180.57M | $170.85M |
| Pretax Income | $18.50M | $70.12M |
| Net Income | $13.67M | $54.33M |
| EPS (Diluted) | $0.96 | $2.91 |
Margins
| Measure | Finwise Bancorp | Industry median |
|---|---|---|
| Pretax Margin | 10.2% | 36.5% |
| Profit Margin | 7.57% | 29.1% |
| FCF Margin | 3.04% | 33.2% |
Returns
| Measure | Finwise Bancorp | Industry median |
|---|---|---|
| Return on Equity (ROE) | 7.17% | 10.6% |
| Return on Assets (ROA) | 1.55% | 1.12% |
Growth
| Measure | Finwise Bancorp | Industry median |
|---|---|---|
| Revenue Growth (YoY) | 102.7% | 11.8% |
| Net Income Growth (YoY) | 1.03% | 23.2% |
| EPS Growth (YoY) | -1.03% | 23.1% |
| Revenue Growth (3Y CAGR) | 14.0% | 5.82% |
| EPS Growth (3Y CAGR) | -15.5% | 1.31% |
Balance sheet
| Measure | Finwise Bancorp | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $93.64M | $205.54M |
| Net Cash (Debt) | $93.64M | $164.40M |
| Net Cash Per Share | $6.74 | $8.13 |
| Equity (Book Value) | $199.19M | $563.88M |
| Book Value Per Share | $14.35 | $28.47 |
| Tangible Book Value | $199.19M | $475.36M |
Cash flow (trailing twelve months)
| Measure | Finwise Bancorp | Industry median |
|---|---|---|
| Operating Cash Flow | $5.53M | $61.52M |
| Capital Expenditures | -$48.00K | -$4.08M |
| Free Cash Flow | $5.49M | $52.15M |
| FCF Per Share | $0.40 | $3.05 |
Efficiency
| Measure | Finwise Bancorp | Industry median |
|---|---|---|
| Asset Turnover | 0.20 | 0.04 |
| Revenue Per Employee | $911.98K | $353.78K |
| Profits Per Employee | $69.06K | $107.28K |
| Employee Count | 198 | 489 |
Dividends and yields
| Measure | Finwise Bancorp | Industry median |
|---|---|---|
| Earnings Yield | 9.38% | 8.13% |
| FCF Yield | 3.76% | 8.91% |
Shares
| Measure | Finwise Bancorp | Industry median |
|---|---|---|
| Shares Outstanding | 13,882,700 | 18,839,100 |
| Shares Change (YoY) | 1.82% | 0.40% |
| Shares Change (QoQ) | -0.14% | 0.00% |
| Float | 11,156,500 | 17,061,900 |
| Shares Held by Insiders | 19.6% | 5.89% |
| Shares Held by Institutions | 29.3% | 61.9% |
Taxes
| Measure | Finwise Bancorp | Industry median |
|---|---|---|
| Income Tax | $4.83M | $14.50M |
| Effective Tax Rate | 26.1% | 21.1% |
Scores
| Measure | Finwise Bancorp | Industry median |
|---|---|---|
| Graham Number | $17.60 | $45.31 |
| Graham Upside | 67.7% | 21.9% |
| Altman Z-Score | 0.52 | 0.21 |
| Piotroski F-Score | 3 | 6 |
Calculated by StockData from Finwise Bancorp's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.