FDSBNasdaqSavings Institution, Federally CharteredFiscal year ends December 31
Fifth District Bancorp, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 10, 2026
$16.81−0.07 (-0.41%)
Close on Oct 19, 2026
- Market cap
- $81.86M
- P/E (TTM)
- 49.4
- Dividend yield
- –
Fifth District Bancorp statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of Savings Institution, Federally Chartered companies for comparison
Valuation
| Measure | Fifth District Bancorp | Industry median |
|---|---|---|
| Market Cap | $88.01M | $679.86M |
| Enterprise Value | $68.85M | $408.94M |
| PE Ratio | 49.44 | 12.00 |
| PS Ratio | 5.89 | 3.61 |
| PB Ratio | 0.68 | 1.18 |
| P/TBV Ratio | 0.68 | 1.41 |
| P/FCF Ratio | 69.85 | 10.93 |
| P/OCF Ratio | 44.63 | 10.04 |
Enterprise value
| Measure | Fifth District Bancorp | Industry median |
|---|---|---|
| EV / Sales | 4.61 | 2.78 |
| EV / FCF | 54.64 | 8.25 |
Income (trailing twelve months)
| Measure | Fifth District Bancorp | Industry median |
|---|---|---|
| Revenue | $14.95M | $170.85M |
| Pretax Income | $2.03M | $70.12M |
| Net Income | $1.66M | $54.33M |
| EPS (Diluted) | $0.34 | $2.90 |
Margins
| Measure | Fifth District Bancorp | Industry median |
|---|---|---|
| Pretax Margin | 13.6% | 36.4% |
| Profit Margin | 11.1% | 29.1% |
| FCF Margin | 8.43% | 33.0% |
Returns
| Measure | Fifth District Bancorp | Industry median |
|---|---|---|
| Return on Equity (ROE) | 1.27% | 10.5% |
| Return on Assets (ROA) | 0.31% | 1.12% |
Growth
| Measure | Fifth District Bancorp | Industry median |
|---|---|---|
| Revenue Growth (YoY) | -8.26% | 11.8% |
| Net Income Growth (YoY) | -35.7% | 23.1% |
| EPS Growth (YoY) | -33.3% | 22.7% |
| FCF Growth (YoY) | 18.3% | 27.1% |
Balance sheet
| Measure | Fifth District Bancorp | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $19.16M | $205.54M |
| Net Cash (Debt) | $19.16M | $164.40M |
| Net Cash Per Share | $3.66 | $8.13 |
| Equity (Book Value) | $129.00M | $560.44M |
| Book Value Per Share | $24.64 | $28.47 |
| Tangible Book Value | $129.00M | $472.29M |
Cash flow (trailing twelve months)
| Measure | Fifth District Bancorp | Industry median |
|---|---|---|
| Operating Cash Flow | $1.97M | $61.20M |
| Capital Expenditures | -$712.00K | -$4.02M |
| Free Cash Flow | $1.26M | $52.43M |
| FCF Per Share | $0.24 | $3.07 |
Efficiency
| Measure | Fifth District Bancorp | Industry median |
|---|---|---|
| Asset Turnover | 0.03 | 0.04 |
| Revenue Per Employee | $226.46K | $353.78K |
| Profits Per Employee | $25.08K | $107.28K |
| Employee Count | 66 | 489 |
Dividends and yields
| Measure | Fifth District Bancorp | Industry median |
|---|---|---|
| Earnings Yield | 1.88% | 8.07% |
| FCF Yield | 1.43% | 8.89% |
Shares
| Measure | Fifth District Bancorp | Industry median |
|---|---|---|
| Shares Outstanding | 5,235,660 | 18,839,100 |
| Shares Change (YoY) | -2.81% | 0.39% |
| Shares Change (QoQ) | -1.02% | 0.00% |
| Float | 4,919,240 | 17,061,900 |
| Shares Held by Insiders | 6.04% | 5.89% |
| Shares Held by Institutions | 24.6% | 61.9% |
Taxes
| Measure | Fifth District Bancorp | Industry median |
|---|---|---|
| Income Tax | $371.00K | $14.50M |
| Effective Tax Rate | 18.3% | 21.1% |
Scores
| Measure | Fifth District Bancorp | Industry median |
|---|---|---|
| Graham Number | $13.73 | $45.31 |
| Graham Upside | -18.3% | 21.6% |
| Altman Z-Score | 0.39 | 0.21 |
| Piotroski F-Score | 5 | 6 |
Calculated by StockData from Fifth District Bancorp's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.