FCBMNYSEState Commercial BanksFiscal year ends December 31
First Carolina Financial Services, Inc.
Financials through Q2 FY2026, quarter ended Jun 30, 2026Last filing: 10-Q on Aug 14, 2026
$12.50−0.22 (-1.73%)
Close on Oct 19, 2026
- Market cap
- $315.45M
- P/E (TTM)
- –
- Dividend yield
- –
First Carolina Financial Services statistics
Financials through Jun 30, 2026, price as of Oct 19, 2026, median of State Commercial Banks companies for comparison
Valuation
| Measure | First Carolina Financial Services | Industry median |
|---|---|---|
| Market Cap | $388.36M | $679.86M |
| Enterprise Value | $319.54M | $408.94M |
| PB Ratio | 0.90 | 1.18 |
| P/TBV Ratio | 1.08 | 1.41 |
Balance sheet
| Measure | First Carolina Financial Services | Industry median |
|---|---|---|
| Cash & Short-Term Investments | $118.82M | $205.54M |
| Total Debt | $50.00M | $177.19M |
| Net Cash (Debt) | $68.82M | $164.40M |
| Net Cash Per Share | $2.22 | $8.13 |
| Equity (Book Value) | $429.65M | $563.88M |
| Book Value Per Share | $13.83 | $28.47 |
| Tangible Book Value | $360.65M | $475.36M |
Financial position
| Measure | First Carolina Financial Services | Industry median |
|---|---|---|
| Debt / Equity | 0.12 | 0.20 |
Shares
| Measure | First Carolina Financial Services | Industry median |
|---|---|---|
| Shares Outstanding | 31,068,900 | 18,839,100 |
| Float | 27,099,300 | 17,061,900 |
| Shares Held by Insiders | 12.8% | 5.89% |
| Shares Held by Institutions | 22.5% | 61.9% |
Scores
| Measure | First Carolina Financial Services | Industry median |
|---|---|---|
| Altman Z-Score | 0.12 | 0.21 |
Calculated by StockData from First Carolina Financial Services's SEC filings and the latest closing price. Hover a measure to see its formula. The grey column is the median of companies in the same industry group (two-digit SIC code); green or red marks a better or worse value than that median.